IQSU vs TCAL
NYLIM Candriam US Large Cap Equity ETF vs T. Rowe Price Capital Appreciation Premium Income ETF
Which is better, IQSU or TCAL?
IQSU has been ahead.
IQSU has a lower expense ratio. IQSU led over 1Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | IQSU | TCAL |
|---|---|---|
| Expense Ratio | 0.09%Best | 0.34% |
| AUM | $326M | $321M |
| Dividend Yield | 0.91% | 10.80% |
| Holdings | 540 | 614 |
| YTD Return | +15.15%Best | +7.80% |
| 1Y Return | +16.09%Best | +7.23% |
| 3Y Return (annualized) | +18.53% | - |
| 5Y Return (annualized) | +10.44% | - |
| Volatility (annualized) | 13.8% | 9.5%Best |
| Max Drawdown | -13.7% | -7.2%Best |
| $10,000 over 1.6 years | $13,687Best | $10,966 |
| Fund Family | New York Life Investments | T.Rowe Price |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Blend |
| Inception | Dec 17, 2019 | Mar 26, 2025 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 1.6 years row, are measured over the window both funds cover: Mar 27, 2025 to Nov 11, 2026 (1.6 years).
IQSU vs TCAL growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 1.6 years both funds cover.
IQSU vs TCAL Performance
NYLIM Candriam US Large Cap Equity ETF (IQSU) is an ETF from New York Life Investments and T. Rowe Price Capital Appreciation Premium Income ETF (TCAL) is an ETF from T.Rowe Price. Over the past year IQSU returned +16.09% while TCAL returned +7.23%. Year to date, IQSU is up 15.15% versus a gain of 7.80% for TCAL.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
IQSU has been the more volatile fund, with annualized monthly volatility of 13.8% compared with 9.5% for TCAL. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -13.7% for IQSU and -7.2% for TCAL. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.12. They move largely independently of each other.
Fees and Cost Over Time
IQSU charges 0.09% per year while TCAL charges 0.34%. On a $10,000 position that is $9 vs $34 annually, a gap of $25 per year that compounds over a long holding period. On income, IQSU currently yields 0.91% against 10.80% for TCAL.
You are not choosing between two funds in isolation.
Whichever of IQSU and TCAL you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, IQSU or TCAL?
IQSU has an expense ratio of 0.09% while TCAL charges 0.34%. IQSU is the cheaper option, by $25 a year on a $10,000 investment.
Which performed better, IQSU or TCAL?
Over the past year IQSU returned +16.09% vs +7.23% for TCAL, so IQSU leads on 1-year performance. Over the longest common window we track (2 years), IQSU annualized +21.67% vs +5.93% for TCAL. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, IQSU or TCAL?
IQSU has been the more volatile fund at 13.8% annualized versus 9.5% for TCAL. Worst drawdown: IQSU -13.7% vs TCAL -7.2%.
Should I hold both IQSU and TCAL?
IQSU and TCAL have a monthly-return correlation of 0.12, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, IQSU or TCAL?
IQSU yields 0.91% while TCAL yields 10.80%, so TCAL currently pays the higher dividend yield.
Is TCAL better than IQSU?
IQSU has a lower expense ratio. IQSU led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.