ITOT vs IVV
iShares Core S&P Total US Stock Market ETF vs iShares Core S&P 500 ETF
Quick Verdict
ITOT delivered stronger 1-year returns. ITOT offers more diversification with 2,502 holdings.
Side-by-Side Comparison
| Metric | ITOT | IVV | Winner |
|---|---|---|---|
| Expense Ratio | 0.03% | 0.03% | |
| AUM | $97.9B | $907.0B | |
| Dividend Yield | 1.01% | 1.10% | |
| Holdings | 2,502 | 508 | |
| YTD Return | +13.15% | +12.71% | |
| 1Y Return | +22.24% | +21.89% | |
| 3Y Return (annualized) | +21.84% | +22.08% | |
| 5Y Return (annualized) | +11.99% | +12.96% | |
| Volatility (annualized) | 15.0% | 15.1% | |
| Max Drawdown | -56.3% | -56.5% | |
| Fund Family | iShares by BlackRock (US) | iShares by BlackRock (US) | |
| Category | Equity | Equity | |
| Inception | Jan 20, 2004 | May 15, 2000 |
ITOT vs IVV Performance
iShares Core S&P Total US Stock Market ETF (ITOT) is a ETF from iShares by BlackRock (US) and iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US). Over the past year ITOT returned +22.24% while IVV returned +21.89%. Year to date, ITOT is up 13.15% versus a gain of 12.71% for IVV.
Over three years, ITOT compounded at +21.84% per year against +22.08% for IVV; over five years the annualized figures are +11.99% and +12.96% respectively. Across the full 23-year window we track, ITOT has the edge at +9.17% annualized vs +7.00%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
IVV has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 15.0% for ITOT. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -56.3% for ITOT and -56.5% for IVV. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 1.00. They move almost in lockstep, so holding both mostly duplicates the same exposure.
Fees and Cost Over Time
ITOT charges 0.03% per year while IVV charges 0.03%. On a $10,000 position that is $3 vs $3 annually. On income, ITOT currently yields 1.01% against 1.10% for IVV.
Holdings Overlap
ITOT and IVV share 464 holdings out of 1672 unique holdings combined, representing a 84.9% weight overlap.
High overlap means holding both may not provide much additional diversification.
Frequently Asked Questions
Which is cheaper, ITOT or IVV?
ITOT has an expense ratio of 0.03% while IVV charges 0.03%. They cost the same. On a $10,000 investment, that is $0 per year of difference.
Which performed better, ITOT or IVV?
Over the past year ITOT returned +22.24% vs +21.89% for IVV, so ITOT leads on 1-year performance. Over the longest common window we track (23 years), ITOT annualized +9.17% vs +7.00% for IVV. Past performance does not guarantee future results.
Which is riskier, ITOT or IVV?
IVV has been the more volatile fund at 15.1% annualized versus 15.0% for ITOT. Worst drawdown: ITOT -56.3% vs IVV -56.5%.
Should I hold both ITOT and IVV?
ITOT and IVV have a monthly-return correlation of 1.00, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.
What is the holdings overlap between ITOT and IVV?
ITOT and IVV share 464 common holdings with a 84.9% weight overlap. Combined, they hold 1672 unique securities.
Which pays a higher dividend, ITOT or IVV?
ITOT yields 1.01% while IVV yields 1.10%, so IVV currently pays the higher dividend yield.
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