IVV vs SCD
iShares Core S&P 500 ETF vs LMP Capital and Income Fund Inc.
Quick Verdict
IVV has a lower expense ratio. IVV delivered stronger 1-year returns. IVV offers more diversification with 505 holdings.
Side-by-Side Comparison
| Metric | IVV | SCD | Winner |
|---|---|---|---|
| Expense Ratio | 0.03% | 2.67% | |
| AUM | $865.2B | $397M | |
| Dividend Yield | 1.09% | 8.33% | |
| Holdings | 508 | 158 | |
| YTD Return | +13.80% | +10.59% | |
| 1Y Return | +23.01% | +13.28% | |
| 3Y Return (annualized) | +21.77% | +17.52% | |
| 5Y Return (annualized) | +13.39% | +11.26% | |
| Volatility (annualized) | 15.1% | 20.9% | |
| Max Drawdown | -56.5% | -71.3% | |
| Fund Family | iShares by BlackRock (US) | Franklin Templeton Investments (US) | |
| Category | Equity | Allocation/Balanced | |
| Inception | May 15, 2000 | Feb 24, 2004 |
IVV vs SCD Performance
iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US) and LMP Capital and Income Fund Inc. (SCD) is a ETF from Franklin Templeton Investments (US). Over the past year IVV returned +23.01% while SCD returned +13.28%. Year to date, IVV is up 13.80% versus a gain of 10.59% for SCD.
Over three years, IVV compounded at +21.77% per year against +17.52% for SCD; over five years the annualized figures are +13.39% and +11.26% respectively. Across the full 23-year window we track, IVV has the edge at +7.04% annualized vs +1.17%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SCD has been the more volatile fund, with annualized monthly volatility of 20.9% compared with 15.1% for IVV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -56.5% for IVV and -71.3% for SCD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.81. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
IVV charges 0.03% per year while SCD charges 2.67%. On a $10,000 position that is $3 vs $267 annually, a gap of $264 per year that compounds over a long holding period. On income, IVV currently yields 1.09% against 8.33% for SCD.
Holdings Overlap
IVV and SCD share 52 holdings out of 592 unique holdings combined, representing a 24.9% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, IVV or SCD?
IVV has an expense ratio of 0.03% while SCD charges 2.67%. IVV is the cheaper option. On a $10,000 investment, that is $264 per year of difference.
Which performed better, IVV or SCD?
Over the past year IVV returned +23.01% vs +13.28% for SCD, so IVV leads on 1-year performance. Over the longest common window we track (23 years), IVV annualized +7.04% vs +1.17% for SCD. Past performance does not guarantee future results.
Which is riskier, IVV or SCD?
SCD has been the more volatile fund at 20.9% annualized versus 15.1% for IVV. Worst drawdown: IVV -56.5% vs SCD -71.3%.
Should I hold both IVV and SCD?
IVV and SCD have a monthly-return correlation of 0.81, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between IVV and SCD?
IVV and SCD share 52 common holdings with a 24.9% weight overlap. Combined, they hold 592 unique securities.
Which pays a higher dividend, IVV or SCD?
IVV yields 1.09% while SCD yields 8.33%, so SCD currently pays the higher dividend yield.
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