SCD vs SCHD
LMP Capital and Income Fund Inc. vs Schwab US Dividend Equity ETF
Which is better, SCD or SCHD?
Equity-oriented Balanced against Large Cap Value.
SCHD has a lower expense ratio. SCD led over 3Y and 5Y, SCHD over 1Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | SCD | SCHD |
|---|---|---|
| Expense Ratio | 2.67% | 0.06%Best |
| AUM | $400M | $112.1B |
| Dividend Yield | 8.21% | 3.00% |
| Holdings | 158 | 103 |
| YTD Return | +8.66% | +23.46%Best |
| 1Y Return | +5.97% | +27.20%Best |
| 3Y Return (annualized) | +15.91%Best | +15.41% |
| 5Y Return (annualized) | +11.67%Best | +10.16% |
| Volatility (annualized) | 21.0% | 13.7%Best |
| Max Drawdown | -67.0% | -33.4%Best |
| $10,000 over 5 years | $17,365Best | $16,223 |
| Fund Family | Franklin Templeton Investments (US) | Charles Schwab Asset Management |
| Category | Allocation/Balanced | Equity |
| Style | Equity-oriented Balanced | Large Cap Value |
| Inception | Feb 24, 2004 | Oct 20, 2011 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown are measured over the window both funds cover: Oct 20, 2011 to Sep 18, 2026 (14.9 years).
SCD vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 14.9 years both funds cover.
SCD vs SCHD Performance
LMP Capital and Income Fund Inc. (SCD) is an ETF from Franklin Templeton Investments (US) and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year SCD returned +5.97% while SCHD returned +27.20%. Year to date, SCD is up 8.66% versus a gain of 23.46% for SCHD.
Over three years, SCD compounded at +15.91% per year against +15.41% for SCHD; over five years the annualized figures are +11.67% and +10.16% respectively. Across the full 15-year window we track, SCHD has the edge at +11.25% annualized vs +5.31%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SCD has been the more volatile fund, with annualized monthly volatility of 21.0% compared with 13.7% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -67.0% for SCD and -33.4% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.82. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
SCD charges 2.67% per year while SCHD charges 0.06%. On a $10,000 position that is $267 vs $6 annually, a gap of $261 per year that compounds over a long holding period. On income, SCD currently yields 8.21% against 3.00% for SCHD.
Holdings Overlap
At least 32.3% of SCHD's money is in holdings SCD also owns.
Only one direction is shown: for SCD, our book for it lists positions totalling 122.3% of the fund, which is what a leveraged book looks like and is not a denominator we can divide by.
The two portfolios partly overlap.
The two holdings books were reported 185 days apart, SCD as of Feb 27, 2026 and SCHD as of Aug 31, 2026, so some of the difference between them is the time between the two reports rather than the funds.
10 positions in common, counted across the 138 positions we hold weights for in SCD and 100 in SCHD, against full books of 158 and 103.
Top Shared Holdings
| Stock | Weight in SCD | Weight in SCHD | Difference |
|---|---|---|---|
| MRKMerck & Company Inc | 1.77% | 4.77% | 3.00% |
| ABTAbbott Laboratories | 1.21% | 4.69% | 3.48% |
| PGProcter & Gamble Company | 1.97% | 3.83% | 1.86% |
| KOCoca Cola Co. | 1.34% | 4.17% | 2.83% |
| AMGNAmgen Inc. | 0.72% | 4.70% | 3.98% |
| QCOMQualcomm Inc. | 1.77% | 2.52% | 0.75% |
| LMTLockheed Martin Corp | 1.41% | 2.78% | 1.37% |
| OKEOneok Inc. | 2.09% | 1.47% | 0.62% |
| BXBlackstone Group Inc. Class A | 0.76% | 2.59% | 1.83% |
| ARESAres Management Corp A | 1.49% | 0.74% | 0.75% |
32.3% of SCHD is already inside SCD.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, SCD or SCHD?
SCD has an expense ratio of 2.67% while SCHD charges 0.06%. SCHD is the cheaper option, by $261 a year on a $10,000 investment.
Which performed better, SCD or SCHD?
Over the past year SCD returned +5.97% vs +27.20% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (15 years), SCD annualized +5.31% vs +11.25% for SCHD. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, SCD or SCHD?
SCD has been the more volatile fund at 21.0% annualized versus 13.7% for SCHD. Worst drawdown: SCD -67.0% vs SCHD -33.4%.
Should I hold both SCD and SCHD?
SCD and SCHD have a monthly-return correlation of 0.82, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between SCD and SCHD?
At least 32.3% of SCHD's money is in holdings SCD also owns. Our book for SCD is partial, so the real figure is this or higher. They hold 10 positions in common, counted across the 138 positions we hold weights for in SCD and 100 in SCHD.
Which pays a higher dividend, SCD or SCHD?
SCD yields 8.21% while SCHD yields 3.00%, so SCD currently pays the higher dividend yield.
Is SCHD better than SCD?
SCHD has a lower expense ratio. SCD led over 3Y and 5Y, SCHD over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.