SEPI vs VYM

SEPI vs VYM

Which is better, SEPI or VYM?

Large Cap Blend against Large Cap Value.

VYM has a lower expense ratio. SEPI led over 1Y. VYM is less concentrated, with 25.9% of the fund in its ten largest positions against 47.7%.

Lower Fees: VYMHigher Returns (1Y): SEPILess Concentrated: VYM

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricSEPIVYM
Expense Ratio0.54%0.04%Best
AUM$185M$81.6B
Dividend Yield6.77%2.24%
Holdings151613
YTD Return+15.09%Best+14.82%
1Y Return+24.81%Best+20.84%
3Y Return (annualized)-+18.64%
5Y Return (annualized)-+12.28%
Volatility (annualized)10.6%9.4%Best
Top 10 Weight47.7%25.9%Best
Fund FamilyShelton Capital ManagementVanguard (US)
CategoryEquityEquity
StyleLarge Cap BlendLarge Cap Value
InceptionSep 8, 2025Nov 10, 2006

Not shown on this pair: Max Drawdown, $10,000 over the window.

SEPI vs VYM growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.

SEPI vs VYM Performance

Shelton Equity Premium Income ETF (SEPI) is an ETF from Shelton Capital Management and Vanguard High Dividend Yield ETF (VYM) is an ETF from Vanguard (US). Over the past year SEPI returned +24.81% while VYM returned +20.84%. Year to date, SEPI is up 15.09% versus a gain of 14.82% for VYM.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

SEPI has been the more volatile fund, with annualized monthly volatility of 10.6% compared with 9.4% for VYM. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The two funds' monthly returns correlate at 0.62. They move together some of the time, and apart the rest.

Fees and Cost Over Time

SEPI charges 0.54% per year while VYM charges 0.04%. On a $10,000 position that is $54 vs $4 annually, a gap of $50 per year that compounds over a long holding period. On income, SEPI currently yields 6.77% against 2.24% for VYM.

Holdings Overlap

SEPI already in VYM42.3%
VYM already in SEPI25.9%

42.3% of SEPI's money is in holdings VYM also owns. 25.9% of VYM's money is in holdings SEPI also owns.

The two portfolios partly overlap.

The two holdings books were reported 55 days apart, SEPI as of Aug 24, 2026 and VYM as of Jun 30, 2026, so some of the difference between them is the time between the two reports rather than the funds.

18 positions in common, counted across the 40 positions we hold weights for in SEPI and 603 in VYM, against full books of 151 and 613.

What only one of them owns

Our book lists 552 positions for VYM that do not appear in our book for SEPI (71.5% of the fund), and 22 for SEPI that do not appear in VYM (59.2%).

Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.

Top Shared Holdings

StockWeight in SEPIWeight in VYMDifference
AVGOBroadcom Inc3.04%7.29%4.25%
CATCaterpillar, Inc.5.66%2.01%3.65%
XOMExxon Mobil Corp.3.77%2.36%1.41%
JNJJohnson & Johnson - Common3.56%2.54%1.02%
JPMJpmorgan Chase1.92%3.38%1.46%
GSGoldman Sachs Group Inc/The4.07%1.15%2.92%
MRKMerck & Company Inc3.21%1.32%1.89%
NEMNewmont Corp Common2.15%0.41%1.74%
EBAYEbay Inc.2.33%0.21%2.12%
CCitigroup Inc.1.56%0.94%0.62%

42.3% of SEPI is already inside VYM.

You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.

SEPIVYM

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Frequently Asked Questions

Which is cheaper, SEPI or VYM?

SEPI has an expense ratio of 0.54% while VYM charges 0.04%. VYM is the cheaper option, by $50 a year on a $10,000 investment.

Which performed better, SEPI or VYM?

Over the past year SEPI returned +24.81% vs +20.84% for VYM, so SEPI leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, SEPI or VYM?

SEPI has been the more volatile fund at 10.6% annualized versus 9.4% for VYM.

Should I hold both SEPI and VYM?

SEPI and VYM have a monthly-return correlation of 0.62, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

What is the holdings overlap between SEPI and VYM?

42.3% of SEPI's money is in holdings VYM also owns. 25.9% of VYM's is in holdings SEPI also owns. They hold 18 positions in common, counted across the 40 positions we hold weights for in SEPI and 603 in VYM.

Which pays a higher dividend, SEPI or VYM?

SEPI yields 6.77% while VYM yields 2.24%, so SEPI currently pays the higher dividend yield.

Is VYM better than SEPI?

VYM has a lower expense ratio. SEPI led over 1Y. VYM is less concentrated, with 25.9% of the fund in its ten largest positions against 47.7%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.