IVV vs XCHG
iShares Core S&P 500 ETF vs AB US Equity ETF
Quick Verdict
IVV has a lower expense ratio. XCHG offers more diversification with 591 holdings.
Side-by-Side Comparison
| Metric | IVV | XCHG | Winner |
|---|---|---|---|
| Expense Ratio | 0.03% | 0.50% | |
| AUM | $907.0B | $727M | |
| Dividend Yield | 1.10% | 0.37% | |
| Holdings | 508 | 591 | |
| YTD Return | +12.28% | +9.64% | |
| 1Y Return | +20.94% | - | |
| 3Y Return (annualized) | +21.81% | - | |
| 5Y Return (annualized) | +13.05% | - | |
| Volatility (annualized) | 15.1% | - | |
| Max Drawdown | -56.5% | -9.7% | |
| Fund Family | iShares by BlackRock (US) | AllianceBernstein L.P. | |
| Category | Equity | Equity | |
| Inception | May 15, 2000 | Dec 12, 2025 |
IVV vs XCHG Performance
iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US) and AB US Equity ETF (XCHG) is a ETF from AllianceBernstein L.P.. Year to date, IVV is up 12.28% versus a gain of 9.64% for XCHG.
Risk: Volatility and Drawdowns
The deepest peak-to-trough decline in our data was -56.5% for IVV and -9.7% for XCHG. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
Fees and Cost Over Time
IVV charges 0.03% per year while XCHG charges 0.50%. On a $10,000 position that is $3 vs $50 annually, a gap of $47 per year that compounds over a long holding period. On income, IVV currently yields 1.10% against 0.37% for XCHG.
Holdings Overlap
IVV and XCHG share 364 holdings out of 728 unique holdings combined, representing a 56.4% weight overlap.
High overlap means holding both may not provide much additional diversification.
Frequently Asked Questions
Which is cheaper, IVV or XCHG?
IVV has an expense ratio of 0.03% while XCHG charges 0.50%. IVV is the cheaper option. On a $10,000 investment, that is $47 per year of difference.
What is the holdings overlap between IVV and XCHG?
IVV and XCHG share 364 common holdings with a 56.4% weight overlap. Combined, they hold 728 unique securities.
Which pays a higher dividend, IVV or XCHG?
IVV yields 1.10% while XCHG yields 0.37%, so IVV currently pays the higher dividend yield.
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