VYM vs XCHG
Vanguard High Dividend Yield ETF vs AB US Equity ETF
Quick Verdict
VYM has a lower expense ratio. XCHG offers more diversification with 587 holdings.
Side-by-Side Comparison
| Metric | VYM | XCHG | Winner |
|---|---|---|---|
| Expense Ratio | 0.04% | 0.50% | |
| AUM | $79.0B | $699M | |
| Dividend Yield | 2.86% | 0.05% | |
| Holdings | 568 | 599 | |
| YTD Return | +16.78% | +11.95% | |
| 1Y Return | +24.43% | - | |
| 3Y Return (annualized) | +18.60% | - | |
| 5Y Return (annualized) | +12.30% | - | |
| Volatility (annualized) | 14.6% | - | |
| Max Drawdown | -58.8% | -9.7% | |
| Fund Family | Vanguard (US) | AllianceBernstein L.P. | |
| Category | Equity | Equity | |
| Inception | Nov 10, 2006 | Dec 12, 2025 |
VYM vs XCHG Performance
Vanguard High Dividend Yield ETF (VYM) is a ETF from Vanguard (US) and AB US Equity ETF (XCHG) is a ETF from AllianceBernstein L.P.. Year to date, VYM is up 16.78% versus a gain of 11.95% for XCHG.
Risk: Volatility and Drawdowns
The deepest peak-to-trough decline in our data was -58.8% for VYM and -9.7% for XCHG. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
Fees and Cost Over Time
VYM charges 0.04% per year while XCHG charges 0.50%. On a $10,000 position that is $4 vs $50 annually, a gap of $46 per year that compounds over a long holding period. On income, VYM currently yields 2.86% against 0.05% for XCHG.
Holdings Overlap
VYM and XCHG share 236 holdings out of 909 unique holdings combined, representing a 23.6% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, VYM or XCHG?
VYM has an expense ratio of 0.04% while XCHG charges 0.50%. VYM is the cheaper option. On a $10,000 investment, that is $46 per year of difference.
What is the holdings overlap between VYM and XCHG?
VYM and XCHG share 236 common holdings with a 23.6% weight overlap. Combined, they hold 909 unique securities.
Which pays a higher dividend, VYM or XCHG?
VYM yields 2.86% while XCHG yields 0.05%, so VYM currently pays the higher dividend yield.
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