JAVA vs VTI
JPMorgan Active Value ETF vs Vanguard Morningstar Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. JAVA delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.
Side-by-Side Comparison
| Metric | JAVA | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.44% | 0.03% | |
| AUM | $7.2B | $666.9B | |
| Dividend Yield | 1.18% | 1.07% | |
| Holdings | 155 | 3,543 | |
| YTD Return | +14.85% | +13.86% | |
| 1Y Return | +23.46% | +20.74% | |
| 3Y Return (annualized) | +17.82% | +21.66% | |
| 5Y Return (annualized) | +12.48% | +11.90% | |
| Volatility (annualized) | 14.5% | 15.3% | |
| Max Drawdown | -16.5% | -56.6% | |
| Fund Family | J.P. Morgan Asset Management | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Oct 4, 2021 | May 24, 2001 |
JAVA vs VTI Performance
JPMorgan Active Value ETF (JAVA) is a ETF from J.P. Morgan Asset Management and Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year JAVA returned +23.46% while VTI returned +20.74%. Year to date, JAVA is up 14.85% versus a gain of 13.86% for VTI.
Over three years, JAVA compounded at +17.82% per year against +21.66% for VTI; over five years the annualized figures are +12.48% and +11.90% respectively. Across the full 5-year window we track, JAVA has the edge at +12.48% annualized vs +8.11%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 14.5% for JAVA. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -16.5% for JAVA and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.85. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
JAVA charges 0.44% per year while VTI charges 0.03%. On a $10,000 position that is $44 vs $3 annually, a gap of $41 per year that compounds over a long holding period. On income, JAVA currently yields 1.18% against 1.07% for VTI.
Holdings Overlap
JAVA and VTI share 137 holdings out of 2804 unique holdings combined, representing a 34.4% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, JAVA or VTI?
JAVA has an expense ratio of 0.44% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $41 per year of difference.
Which performed better, JAVA or VTI?
Over the past year JAVA returned +23.46% vs +20.74% for VTI, so JAVA leads on 1-year performance. Over the longest common window we track (5 years), JAVA annualized +12.48% vs +8.11% for VTI. Past performance does not guarantee future results.
Which is riskier, JAVA or VTI?
VTI has been the more volatile fund at 15.3% annualized versus 14.5% for JAVA. Worst drawdown: JAVA -16.5% vs VTI -56.6%.
Should I hold both JAVA and VTI?
JAVA and VTI have a monthly-return correlation of 0.85, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between JAVA and VTI?
JAVA and VTI share 137 common holdings with a 34.4% weight overlap. Combined, they hold 2804 unique securities.
Which pays a higher dividend, JAVA or VTI?
JAVA yields 1.18% while VTI yields 1.07%, so JAVA currently pays the higher dividend yield.
Popular ETF Comparisons
Get Full ETF Analytics
Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.