JAVA vs SCHD
JAVA vs SCHD
JPMorgan Active Value ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. JAVA offers more diversification with 149 holdings.
Side-by-Side Comparison
| Metric | JAVA | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.44% | 0.06% | |
| AUM | $7.0B | $103.7B | |
| Dividend Yield | 1.32% | 3.31% | |
| Holdings | 150 | 104 | |
| YTD Return | +15.64% | +24.26% | |
| 1Y Return | +30.11% | +31.38% | |
| 3Y Return (annualized) | +17.30% | +15.08% | |
| 5Y Return (annualized) | - | +9.72% | |
| Volatility (annualized) | 14.5% | 13.6% | |
| Max Drawdown | -16.5% | -33.4% | |
| Fund Family | J.P. Morgan Asset Management | Charles Schwab Asset Management | |
| Category | Equity | Equity | |
| Inception | Oct 4, 2021 | Oct 20, 2011 |
JAVA vs SCHD Performance
JPMorgan Active Value ETF (JAVA) is a ETF from J.P. Morgan Asset Management and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year JAVA returned +30.11% while SCHD returned +31.38%. Year to date, JAVA is up 15.64% versus a gain of 24.26% for SCHD.
Over three years, JAVA compounded at +17.30% per year against +15.08% for SCHD. Across the full 5-year window we track, JAVA has the edge at +12.79% annualized vs +11.39%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
JAVA has been the more volatile fund, with annualized monthly volatility of 14.5% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -16.5% for JAVA and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.89. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
JAVA charges 0.44% per year while SCHD charges 0.06%. On a $10,000 position that is $44 vs $6 annually, a gap of $38 per year that compounds over a long holding period. On income, JAVA currently yields 1.32% against 3.31% for SCHD.
Holdings Overlap
JAVA and SCHD share 18 holdings out of 231 unique holdings combined, representing a 10.5% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Top Shared Holdings
| Stock | Weight in JAVA | Weight in SCHD | Difference |
|---|---|---|---|
| UNH | 1.51% | 4.54% | 3.03% |
| MRK | 0.69% | 4.32% | 3.63% |
| CVX | 1.01% | 3.95% | 2.94% |
| HD | Pro | Pro | Pro |
| COP | Pro | Pro | Pro |
| PG | Pro | Pro | Pro |
| TXN | Pro | Pro | Pro |
| PEP | Pro | Pro | Pro |
| BMY | Pro | Pro | Pro |
| QCOM | Pro | Pro | Pro |
See all 10 holdings JAVA shares with SCHD Exact weights in each fund and the difference, for every overlapping position. Get FundXLS Pro: $29/moFirst 500 subscribers, then $49/mo. Cancel anytime. | |||
Frequently Asked Questions
Which is cheaper, JAVA or SCHD?
JAVA has an expense ratio of 0.44% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $38 per year of difference.
Which performed better, JAVA or SCHD?
Over the past year JAVA returned +30.11% vs +31.38% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (5 years), JAVA annualized +12.79% vs +11.39% for SCHD. Past performance does not guarantee future results.
Which is riskier, JAVA or SCHD?
JAVA has been the more volatile fund at 14.5% annualized versus 13.6% for SCHD. Worst drawdown: JAVA -16.5% vs SCHD -33.4%.
Should I hold both JAVA and SCHD?
JAVA and SCHD have a monthly-return correlation of 0.89, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between JAVA and SCHD?
JAVA and SCHD share 18 common holdings with a 10.5% weight overlap. Combined, they hold 231 unique securities.
Which pays a higher dividend, JAVA or SCHD?
JAVA yields 1.32% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.
Popular ETF Comparisons
Get Full ETF Analytics
Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.