LDRX vs SCHD

Quick Verdict

SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. LDRX offers more diversification with 102 holdings.

Lower Fees: SCHDHigher Returns: SCHDMore Diversified: LDRX

Side-by-Side Comparison

MetricLDRXSCHDWinner
Expense Ratio0.59%0.06%
AUM$241M$103.7B
Dividend Yield1.11%3.31%
Holdings105104
YTD Return+12.90%+24.26%
1Y Return+25.24%+31.38%
3Y Return (annualized)-+15.08%
5Y Return (annualized)-+9.72%
Volatility (annualized)14.5%13.6%
Max Drawdown-10.6%-33.4%
Fund FamilySummit Global InvestmentsCharles Schwab Asset Management
CategoryEquityEquity
InceptionMay 5, 2025Oct 20, 2011

LDRX vs SCHD Performance

SGI Enhanced Market Leaders ETF (LDRX) is a ETF from Summit Global Investments and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year LDRX returned +25.24% while SCHD returned +31.38%. Year to date, LDRX is up 12.90% versus a gain of 24.26% for SCHD.

Risk: Volatility and Drawdowns

LDRX has been the more volatile fund, with annualized monthly volatility of 14.5% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -10.6% for LDRX and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.06. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

LDRX charges 0.59% per year while SCHD charges 0.06%. On a $10,000 position that is $59 vs $6 annually, a gap of $53 per year that compounds over a long holding period. On income, LDRX currently yields 1.11% against 3.31% for SCHD.

Holdings Overlap

8.6%overlap

LDRX and SCHD share 19 holdings out of 183 unique holdings combined, representing a 8.6% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in LDRXWeight in SCHDDifference
UNH0.86%4.54%3.68%
MRK0.66%4.32%3.66%
HD0.74%4.16%3.42%
PGProProPro
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KOProProPro
AMGNProProPro
CVXProProPro
TXNProProPro
PEPProProPro
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Frequently Asked Questions

Which is cheaper, LDRX or SCHD?

LDRX has an expense ratio of 0.59% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $53 per year of difference.

Which performed better, LDRX or SCHD?

Over the past year LDRX returned +25.24% vs +31.38% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (1 years), LDRX annualized +30.62% vs +11.39% for SCHD. Past performance does not guarantee future results.

Which is riskier, LDRX or SCHD?

LDRX has been the more volatile fund at 14.5% annualized versus 13.6% for SCHD. Worst drawdown: LDRX -10.6% vs SCHD -33.4%.

Should I hold both LDRX and SCHD?

LDRX and SCHD have a monthly-return correlation of 0.06, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between LDRX and SCHD?

LDRX and SCHD share 19 common holdings with a 8.6% weight overlap. Combined, they hold 183 unique securities.

Which pays a higher dividend, LDRX or SCHD?

LDRX yields 1.11% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.

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