MMLG vs VTI

MMLG vs VTI

Which is better, MMLG or VTI?

Large Cap Growth against Large Cap Blend.

VTI has a lower expense ratio. MMLG led over 1Y, VTI over the full window. The two have moved almost in lockstep, correlation 0.91.

Lower Fees: VTIHigher Returns: split

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricMMLGVTI
Expense Ratio0.85%0.03%Best
AUM$95M$666.9B
Dividend Yield0.00%1.03%
Holdings753,543
Volatility (annualized)21.3%16.0%Best
Max Drawdown-46.0%-25.4%Best
$10,000 over 5.9 years$18,797$24,361Best
Fund FamilyFirst Trust Portfolios (US)Vanguard (US)
CategoryEquityEquity
StyleLarge Cap GrowthLarge Cap Blend
InceptionJul 20, 2020May 24, 2001

Not shown on this pair: YTD Return, 1Y Return, 3Y Return (annualized), 5Y Return (annualized), Top 10 Weight.

The two price series end 113 days apart, so a return over any period would be measuring two different stretches of market. Those rows are withheld. MMLG has data through Jun 4, 2026 and VTI through Sep 25, 2026.

Volatility and max drawdown, and the $10,000 over 5.9 years row, are measured over the window both funds cover: Jul 22, 2020 to Jun 4, 2026 (5.9 years).

Risk: Volatility and Drawdowns

MMLG has been the more volatile fund, with annualized monthly volatility of 21.3% compared with 16.0% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -46.0% for MMLG and -25.4% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.91. They move almost in lockstep, so holding both mostly duplicates the same exposure.

Fees and Cost Over Time

MMLG charges 0.85% per year while VTI charges 0.03%. On a $10,000 position that is $85 vs $3 annually, a gap of $82 per year that compounds over a long holding period. On income, MMLG currently yields 0.00% against 1.03% for VTI.

Holdings Overlap

VTI already in MMLG43.4%

At least 43.4% of VTI's money is in holdings MMLG also owns.

Stated as a floor: for MMLG, our book for it covers 94.9% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.

The two portfolios partly overlap.

The two holdings books were reported 92 days apart, MMLG as of Apr 30, 2026 and VTI as of Jul 31, 2026, so some of the difference between them is the time between the two reports rather than the funds.

70 positions in common, counted across the 76 positions we hold weights for in MMLG and 3,463 in VTI, against full books of 75 and 3,543.

Top Shared Holdings

StockWeight in MMLGWeight in VTIDifference
NVDANvidia Corp12.60%6.40%6.20%
AAPLApple, Inc4.14%6.29%2.15%
MSFTMicrosoft Corp4.69%4.79%0.10%
GOOGLAlphabet Inc,class A6.30%2.90%3.40%
AMZNAmazon.Com Inc5.49%3.65%1.84%
AVGOBroadcom Inc4.62%2.56%2.06%
METAMeta Platforms Inc4.20%1.70%2.50%
LLYEli Lilly & Co.1.70%1.35%0.35%
NFLXNetflix, Inc.2.28%0.42%1.86%
VVisa Inc Class A1.72%0.83%0.89%

43.4% of VTI is already inside MMLG.

You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.

MMLGVTI

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Frequently Asked Questions

Which is cheaper, MMLG or VTI?

MMLG has an expense ratio of 0.85% while VTI charges 0.03%. VTI is the cheaper option, by $82 a year on a $10,000 investment.

Which is riskier, MMLG or VTI?

MMLG has been the more volatile fund at 21.3% annualized versus 16.0% for VTI. Worst drawdown: MMLG -46.0% vs VTI -25.4%.

Should I hold both MMLG and VTI?

MMLG and VTI have a monthly-return correlation of 0.91, so they move almost identically. What is left to separate them is the fee and the index each one tracks. This is information, not a recommendation.

What is the holdings overlap between MMLG and VTI?

At least 43.4% of VTI's money is in holdings MMLG also owns. Our book for MMLG is partial, so the real figure is this or higher. They hold 70 positions in common, counted across the 76 positions we hold weights for in MMLG and 3,463 in VTI.

Which pays a higher dividend, MMLG or VTI?

MMLG yields 0.00% while VTI yields 1.03%, so VTI currently pays the higher dividend yield.

Is VTI better than MMLG?

VTI has a lower expense ratio. MMLG led over 1Y, VTI over the full window. The two have moved almost in lockstep, correlation 0.91. Which one suits a particular account depends on what it is for. This is information, not a recommendation.