MODL vs VTI
VictoryShares WestEnd US Sector ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, MODL or VTI?
Nearly the same fund. VTI costs less.
VTI has a lower expense ratio. VTI led over 1Y, 3Y and the full window. The two have moved almost in lockstep, correlation 0.97. VTI is less concentrated, with 33.3% of the fund in its ten largest positions against 34.1%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | MODL | VTI |
|---|---|---|
| Expense Ratio | 0.46% | 0.03%Best |
| AUM | $1.1B | $666.9B |
| Dividend Yield | 0.66% | 1.03% |
| Holdings | 363 | 3,543 |
| YTD Return | +10.73% | +12.28%Best |
| 1Y Return | +14.98% | +16.78%Best |
| 3Y Return (annualized) | +20.31% | +20.89%Best |
| 5Y Return (annualized) | - | +11.94% |
| Volatility (annualized) | 12.4%Best | 13.3% |
| Max Drawdown | -17.6%Best | -19.3% |
| $10,000 over 3.9 years | $21,648 | $21,912Best |
| Top 10 Weight | 34.1% | 33.3%Best |
| Fund Family | Victory Capital Management Inc. | Vanguard (US) |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Blend |
| Inception | Oct 11, 2022 | May 24, 2001 |
Volatility and max drawdown, and the $10,000 over 3.9 years row, are measured over the window both funds cover: Oct 12, 2022 to Sep 17, 2026 (3.9 years).
MODL vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 3.9 years both funds cover.
MODL vs VTI Performance
VictoryShares WestEnd US Sector ETF (MODL) is an ETF from Victory Capital Management Inc. and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year MODL returned +14.98% while VTI returned +16.78%. Year to date, MODL is up 10.73% versus a gain of 12.28% for VTI.
Over three years, MODL compounded at +20.31% per year against +20.89% for VTI. Across the full 4-year window we track, VTI has the edge at +22.28% annualized vs +21.90%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 13.3% compared with 12.4% for MODL. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -17.6% for MODL and -19.3% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.97. They move almost in lockstep, so holding both mostly duplicates the same exposure.
Fees and Cost Over Time
MODL charges 0.46% per year while VTI charges 0.03%. On a $10,000 position that is $46 vs $3 annually, a gap of $43 per year that compounds over a long holding period. On income, MODL currently yields 0.66% against 1.03% for VTI.
Holdings Overlap
97.5% of MODL's money is in holdings VTI also owns. 73.4% of VTI's money is in holdings MODL also owns.
Most of MODL is already inside VTI. Owning both mostly buys the same companies twice.
349 positions in common, counted across the 361 positions we hold weights for in MODL and 3,463 in VTI, against full books of 363 and 3,543.
What only one of them owns
Our book lists 807 positions for VTI that do not appear in our book for MODL (24.3% of the fund), and 4 for MODL that do not appear in VTI (0.8%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in MODL | Weight in VTI | Difference |
|---|---|---|---|
| NVDANvidia Corp | 6.41% | 6.40% | 0.01% |
| AAPLApple, Inc | 6.02% | 6.29% | 0.27% |
| MSFTMicrosoft Corp | 4.62% | 4.79% | 0.17% |
| GOOGLAlphabet Inc,class A | 3.08% | 2.90% | 0.18% |
| AMZNAmazon.Com Inc | 2.05% | 3.65% | 1.60% |
| GOOGAlphabet Inc | 2.66% | 2.31% | 0.35% |
| AVGOBroadcom Inc | 2.21% | 2.56% | 0.35% |
| METAMeta Platforms Inc | 1.98% | 1.70% | 0.28% |
| JPMJpmorgan Chase | 2.29% | 1.31% | 0.98% |
| LLYEli Lilly & Co. | 2.09% | 1.35% | 0.74% |
97.5% of MODL is already inside VTI.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, MODL or VTI?
MODL has an expense ratio of 0.46% while VTI charges 0.03%. VTI is the cheaper option, by $43 a year on a $10,000 investment.
Which performed better, MODL or VTI?
Over the past year MODL returned +14.98% vs +16.78% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (4 years), MODL annualized +21.90% vs +22.28% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, MODL or VTI?
VTI has been the more volatile fund at 13.3% annualized versus 12.4% for MODL. Worst drawdown: MODL -17.6% vs VTI -19.3%.
Should I hold both MODL and VTI?
MODL and VTI have a monthly-return correlation of 0.97, so they move almost identically. What is left to separate them is the fee and the index each one tracks. This is information, not a recommendation.
What is the holdings overlap between MODL and VTI?
97.5% of MODL's money is in holdings VTI also owns. 73.4% of VTI's is in holdings MODL also owns. They hold 349 positions in common, counted across the 361 positions we hold weights for in MODL and 3,463 in VTI.
Which pays a higher dividend, MODL or VTI?
MODL yields 0.66% while VTI yields 1.03%, so VTI currently pays the higher dividend yield.
Is VTI better than MODL?
VTI has a lower expense ratio. VTI led over 1Y, 3Y and the full window. The two have moved almost in lockstep, correlation 0.97. VTI is less concentrated, with 33.3% of the fund in its ten largest positions against 34.1%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.