OALC vs VYM
OneAscent Large Cap Core ETF vs Vanguard High Dividend Yield ETF
Which is better, OALC or VYM?
Large Cap Blend against Large Cap Value.
VYM has a lower expense ratio. OALC led over 1Y and 3Y, VYM over the full window. VYM is less concentrated, with 25.9% of the fund in its ten largest positions against 33.3%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | OALC | VYM |
|---|---|---|
| Expense Ratio | 0.49% | 0.04%Best |
| AUM | $261M | $81.6B |
| Dividend Yield | 0.53% | 2.22% |
| Holdings | 244 | 613 |
| YTD Return | +14.91%Best | +13.15% |
| 1Y Return | +19.81%Best | +17.82% |
| 3Y Return (annualized) | +21.24%Best | +17.99% |
| 5Y Return (annualized) | - | +12.16% |
| Volatility (annualized) | 15.4% | 13.7%Best |
| Max Drawdown | -26.8% | -15.8%Best |
| $10,000 over 4.8 years | $16,495 | $16,761Best |
| Top 10 Weight | 33.3% | 25.9%Best |
| Fund Family | OneAscent Investments | Vanguard (US) |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Value |
| Inception | Nov 15, 2021 | Nov 10, 2006 |
Volatility and max drawdown, and the $10,000 over 4.8 years row, are measured over the window both funds cover: Nov 16, 2021 to Sep 10, 2026 (4.8 years).
OALC vs VYM growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 4.8 years both funds cover.
OALC vs VYM Performance
OneAscent Large Cap Core ETF (OALC) is an ETF from OneAscent Investments and Vanguard High Dividend Yield ETF (VYM) is an ETF from Vanguard (US). Over the past year OALC returned +19.81% while VYM returned +17.82%. Year to date, OALC is up 14.91% versus a gain of 13.15% for VYM.
Over three years, OALC compounded at +21.24% per year against +17.99% for VYM.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
OALC has been the more volatile fund, with annualized monthly volatility of 15.4% compared with 13.7% for VYM. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -26.8% for OALC and -15.8% for VYM. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.80. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
OALC charges 0.49% per year while VYM charges 0.04%. On a $10,000 position that is $49 vs $4 annually, a gap of $45 per year that compounds over a long holding period. On income, OALC currently yields 0.53% against 2.22% for VYM.
Holdings Overlap
37.6% of OALC's money is in holdings VYM also owns. 58.3% of VYM's money is in holdings OALC also owns.
The two portfolios partly overlap.
The two holdings books were reported 64 days apart, OALC as of Sep 2, 2026 and VYM as of Jun 30, 2026, so some of the difference between them is the time between the two reports rather than the funds.
96 positions in common, counted across the 211 positions we hold weights for in OALC and 603 in VYM, against full books of 244 and 613.
What only one of them owns
Our book lists 472 positions for VYM that do not appear in our book for OALC (39.2% of the fund), and 114 for OALC that do not appear in VYM (61.4%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in OALC | Weight in VYM | Difference |
|---|---|---|---|
| AVGOBroadcom Inc | 2.71% | 7.29% | 4.58% |
| JPMJpmorgan Chase & Co. | 1.74% | 3.38% | 1.64% |
| XOMExxon Mobil Corp. | 1.16% | 2.36% | 1.20% |
| CSCOCisco Systems Inc. - Ordinary Shares | 1.47% | 1.93% | 0.46% |
| CATCaterpillar, Inc. | 0.63% | 2.01% | 1.38% |
| BACBank Of America Corp. | 0.97% | 1.56% | 0.59% |
| KOCoca Cola Co. | 1.11% | 1.31% | 0.20% |
| MRKMerck & Co. Inc. | 1.09% | 1.32% | 0.23% |
| HDHome Depot Inc/The | 0.88% | 1.46% | 0.58% |
| PGProcter & Gamble Company | 0.88% | 1.42% | 0.54% |
58.3% of VYM is already inside OALC.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, OALC or VYM?
OALC has an expense ratio of 0.49% while VYM charges 0.04%. VYM is the cheaper option, by $45 a year on a $10,000 investment.
Which performed better, OALC or VYM?
Over the past year OALC returned +19.81% vs +17.82% for VYM, so OALC leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, OALC or VYM?
OALC has been the more volatile fund at 15.4% annualized versus 13.7% for VYM. Worst drawdown: OALC -26.8% vs VYM -15.8%.
Should I hold both OALC and VYM?
OALC and VYM have a monthly-return correlation of 0.80, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between OALC and VYM?
58.3% of VYM's money is in holdings OALC also owns. 58.3% of VYM's is in holdings OALC also owns. They hold 96 positions in common, counted across the 211 positions we hold weights for in OALC and 603 in VYM.
Which pays a higher dividend, OALC or VYM?
OALC yields 0.53% while VYM yields 2.22%, so VYM currently pays the higher dividend yield.
Is VYM better than OALC?
VYM has a lower expense ratio. OALC led over 1Y and 3Y, VYM over the full window. VYM is less concentrated, with 25.9% of the fund in its ten largest positions against 33.3%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.