OALC vs VOO
OneAscent Large Cap Core ETF vs Vanguard S&P 500 ETF
Quick Verdict
VOO has a lower expense ratio. OALC delivered stronger 1-year returns. VOO offers more diversification with 509 holdings.
Side-by-Side Comparison
| Metric | OALC | VOO | Winner |
|---|---|---|---|
| Expense Ratio | 0.49% | 0.03% | |
| AUM | $264M | $997.4B | |
| Dividend Yield | 0.53% | 1.08% | |
| Holdings | 206 | 509 | |
| YTD Return | +16.94% | +12.25% | |
| 1Y Return | +25.39% | +20.92% | |
| 3Y Return (annualized) | +22.77% | +21.79% | |
| 5Y Return (annualized) | - | +13.05% | |
| Volatility (annualized) | 15.5% | 14.1% | |
| Max Drawdown | -26.8% | -34.3% | |
| Fund Family | OneAscent Investments | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Nov 15, 2021 | Sep 7, 2010 |
OALC vs VOO Performance
OneAscent Large Cap Core ETF (OALC) is a ETF from OneAscent Investments and Vanguard S&P 500 ETF (VOO) is a ETF from Vanguard (US). Over the past year OALC returned +25.39% while VOO returned +20.92%. Year to date, OALC is up 16.94% versus a gain of 12.25% for VOO.
Over three years, OALC compounded at +22.77% per year against +21.79% for VOO. Across the full 5-year window we track, VOO has the edge at +13.45% annualized vs +11.54%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
OALC has been the more volatile fund, with annualized monthly volatility of 15.5% compared with 14.1% for VOO. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -26.8% for OALC and -34.3% for VOO. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.97. They move almost in lockstep, so holding both mostly duplicates the same exposure.
Fees and Cost Over Time
OALC charges 0.49% per year while VOO charges 0.03%. On a $10,000 position that is $49 vs $3 annually, a gap of $46 per year that compounds over a long holding period. On income, OALC currently yields 0.53% against 1.08% for VOO.
Holdings Overlap
OALC and VOO share 217 holdings out of 528 unique holdings combined, representing a 64.3% weight overlap.
High overlap means holding both may not provide much additional diversification.
Frequently Asked Questions
Which is cheaper, OALC or VOO?
OALC has an expense ratio of 0.49% while VOO charges 0.03%. VOO is the cheaper option. On a $10,000 investment, that is $46 per year of difference.
Which performed better, OALC or VOO?
Over the past year OALC returned +25.39% vs +20.92% for VOO, so OALC leads on 1-year performance. Over the longest common window we track (5 years), OALC annualized +11.54% vs +13.45% for VOO. Past performance does not guarantee future results.
Which is riskier, OALC or VOO?
OALC has been the more volatile fund at 15.5% annualized versus 14.1% for VOO. Worst drawdown: OALC -26.8% vs VOO -34.3%.
Should I hold both OALC and VOO?
OALC and VOO have a monthly-return correlation of 0.97, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.
What is the holdings overlap between OALC and VOO?
OALC and VOO share 217 common holdings with a 64.3% weight overlap. Combined, they hold 528 unique securities.
Which pays a higher dividend, OALC or VOO?
OALC yields 0.53% while VOO yields 1.08%, so VOO currently pays the higher dividend yield.
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