IVV vs OALC
iShares Core S&P 500 ETF vs OneAscent Large Cap Core ETF
Which is better, IVV or OALC?
Nearly the same fund. IVV costs less.
IVV has a lower expense ratio. IVV led over the full window, OALC over 1Y and 3Y. The two have moved almost in lockstep, correlation 0.97. OALC is less concentrated, with 33.3% of the fund in its ten largest positions against 37.9%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | IVV | OALC |
|---|---|---|
| Expense Ratio | 0.03%Best | 0.49% |
| AUM | $876.4B | $261M |
| Dividend Yield | 1.06% | 0.53% |
| Holdings | 508 | 244 |
| YTD Return | +11.57% | +14.91%Best |
| 1Y Return | +17.57% | +19.81%Best |
| 3Y Return (annualized) | +20.71% | +21.24%Best |
| 5Y Return (annualized) | +12.80% | - |
| Volatility (annualized) | 15.7% | 15.4%Best |
| Max Drawdown | -24.5%Best | -26.8% |
| $10,000 over 4.8 years | $17,243Best | $16,495 |
| Top 10 Weight | 37.9% | 33.3%Best |
| Fund Family | iShares by BlackRock (US) | OneAscent Investments |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Blend |
| Inception | May 15, 2000 | Nov 15, 2021 |
Volatility and max drawdown, and the $10,000 over 4.8 years row, are measured over the window both funds cover: Nov 16, 2021 to Sep 10, 2026 (4.8 years).
IVV vs OALC growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 4.8 years both funds cover.
IVV vs OALC Performance
iShares Core S&P 500 ETF (IVV) is an ETF from iShares by BlackRock (US) and OneAscent Large Cap Core ETF (OALC) is an ETF from OneAscent Investments. Over the past year IVV returned +17.57% while OALC returned +19.81%. Year to date, IVV is up 11.57% versus a gain of 14.91% for OALC.
Over three years, IVV compounded at +20.71% per year against +21.24% for OALC.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
IVV has been the more volatile fund, with annualized monthly volatility of 15.7% compared with 15.4% for OALC. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -24.5% for IVV and -26.8% for OALC. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.97. They move almost in lockstep, so holding both mostly duplicates the same exposure.
Fees and Cost Over Time
IVV charges 0.03% per year while OALC charges 0.49%. On a $10,000 position that is $3 vs $49 annually, a gap of $46 per year that compounds over a long holding period. On income, IVV currently yields 1.06% against 0.53% for OALC.
Holdings Overlap
68.0% of IVV's money is in holdings OALC also owns. 95.6% of OALC's money is in holdings IVV also owns.
Most of OALC is already inside IVV. Owning both mostly buys the same companies twice.
193 positions in common, counted across the 505 positions we hold weights for in IVV and 211 in OALC, against full books of 508 and 244.
What only one of them owns
Our book lists 17 positions for OALC that do not appear in our book for IVV (3.4% of the fund), and 302 for IVV that do not appear in OALC (31.3%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in IVV | Weight in OALC | Difference |
|---|---|---|---|
| NVDANvidia Corp. | 7.98% | 8.30% | 0.32% |
| MSFTMicrosoft Corp 4.100 Feb 06 37 | 5.44% | 6.13% | 0.69% |
| AMZNAmazon.Com Inc | 4.01% | 3.89% | 0.12% |
| GOOGLAlphabet A Usd 0.001 | 3.19% | 3.15% | 0.04% |
| AVGOBroadcom Inc | 2.98% | 2.71% | 0.27% |
| GOOGAlphabet Inc | 2.56% | 2.55% | 0.01% |
| JPMJpmorgan Chase & Co. | 1.45% | 1.74% | 0.29% |
| MUMicron Technology, Inc. | 1.51% | 1.67% | 0.16% |
| LLYEli Lilly & Co. | 1.39% | 1.67% | 0.28% |
| BRK.BBerkshire Hathaway B | 1.43% | 1.53% | 0.10% |
95.6% of OALC is already inside IVV.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, IVV or OALC?
IVV has an expense ratio of 0.03% while OALC charges 0.49%. IVV is the cheaper option, by $46 a year on a $10,000 investment.
Which performed better, IVV or OALC?
Over the past year IVV returned +17.57% vs +19.81% for OALC, so OALC leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, IVV or OALC?
IVV has been the more volatile fund at 15.7% annualized versus 15.4% for OALC. Worst drawdown: IVV -24.5% vs OALC -26.8%.
Should I hold both IVV and OALC?
IVV and OALC have a monthly-return correlation of 0.97, so they move almost identically. What is left to separate them is the fee and the index each one tracks. This is information, not a recommendation.
What is the holdings overlap between IVV and OALC?
95.6% of OALC's money is in holdings IVV also owns. 95.6% of OALC's is in holdings IVV also owns. They hold 193 positions in common, counted across the 505 positions we hold weights for in IVV and 211 in OALC.
Which pays a higher dividend, IVV or OALC?
IVV yields 1.06% while OALC yields 0.53%, so IVV currently pays the higher dividend yield.
Is OALC better than IVV?
IVV has a lower expense ratio. IVV led over the full window, OALC over 1Y and 3Y. The two have moved almost in lockstep, correlation 0.97. OALC is less concentrated, with 33.3% of the fund in its ten largest positions against 37.9%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.