OCIO vs VTI
Clearshares Ocio Etf vs Vanguard Morningstar Total Stock Market ETF
Which is better, OCIO or VTI?
Allocation/Balanced against Large Cap Blend.
VTI has a lower expense ratio. VTI led over 1Y, 3Y, 5Y and the full window. The two have moved almost in lockstep, correlation 0.97. VTI is less concentrated, with 33.3% of the fund in its ten largest positions against 48.5%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | OCIO | VTI |
|---|---|---|
| Expense Ratio | 0.65% | 0.03%Best |
| AUM | $171M | $666.9B |
| Dividend Yield | 9.63% | 1.03% |
| Holdings | 72 | 3,543 |
| YTD Return | +7.89% | +11.53%Best |
| 1Y Return | +11.72% | +15.74%Best |
| 3Y Return (annualized) | +12.97% | +20.67%Best |
| 5Y Return (annualized) | +6.72% | +11.59%Best |
| Volatility (annualized) | 10.1%Best | 16.4% |
| Max Drawdown | -24.2%Best | -35.0% |
| $10,000 over 5 years | $13,843 | $17,303Best |
| Top 10 Weight | 48.5% | 33.3%Best |
| Fund Family | ClearShares ETFs | Vanguard (US) |
| Category | Allocation/Balanced | Equity |
| Style | Allocation/Balanced | Large Cap Blend |
| Inception | Jun 26, 2017 | May 24, 2001 |
Volatility and max drawdown are measured over the window both funds cover: Jun 27, 2017 to Sep 15, 2026 (9.2 years).
OCIO vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 9.2 years both funds cover.
OCIO vs VTI Performance
Clearshares Ocio Etf (OCIO) is an ETF from ClearShares ETFs and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year OCIO returned +11.72% while VTI returned +15.74%. Year to date, OCIO is up 7.89% versus a gain of 11.53% for VTI.
Over three years, OCIO compounded at +12.97% per year against +20.67% for VTI; over five years the annualized figures are +6.72% and +11.59% respectively. Across the full 9-year window we track, VTI has the edge at +13.61% annualized vs +6.80%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 16.4% compared with 10.1% for OCIO. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -24.2% for OCIO and -35.0% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.97. They move almost in lockstep, so holding both mostly duplicates the same exposure.
Fees and Cost Over Time
OCIO charges 0.65% per year while VTI charges 0.03%. On a $10,000 position that is $65 vs $3 annually, a gap of $62 per year that compounds over a long holding period. On income, OCIO currently yields 9.63% against 1.03% for VTI.
Holdings Overlap
4.0% of OCIO's money is in holdings VTI also owns. 40.6% of VTI's money is in holdings OCIO also owns.
The two portfolios partly overlap.
20 positions in common, counted across the 55 positions we hold weights for in OCIO and 3,463 in VTI, against full books of 72 and 3,543.
What only one of them owns
Our book lists 1,130 positions for VTI that do not appear in our book for OCIO (56.9% of the fund), and 34 for OCIO that do not appear in VTI (96.0%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in OCIO | Weight in VTI | Difference |
|---|---|---|---|
| NVDANvidia Corp | 0.65% | 6.40% | 5.75% |
| AAPLApple, Inc | 0.74% | 6.29% | 5.55% |
| MSFTMicrosoft Corp | 0.49% | 4.79% | 4.30% |
| AMZNAmazon.Com Inc | 0.36% | 3.65% | 3.29% |
| GOOGLAlphabet Inc,class A | 0.15% | 2.90% | 2.75% |
| AVGOBroadcom Inc | 0.26% | 2.56% | 2.30% |
| GOOGAlphabet Inc | 0.13% | 2.31% | 2.18% |
| LLYEli Lilly & Co. | 0.13% | 1.35% | 1.22% |
| MUMicron Technology, Inc. | 0.16% | 1.29% | 1.13% |
| JPMJpmorgan Chase | 0.12% | 1.31% | 1.19% |
40.6% of VTI is already inside OCIO.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, OCIO or VTI?
OCIO has an expense ratio of 0.65% while VTI charges 0.03%. VTI is the cheaper option, by $62 a year on a $10,000 investment.
Which performed better, OCIO or VTI?
Over the past year OCIO returned +11.72% vs +15.74% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (9 years), OCIO annualized +6.80% vs +13.61% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, OCIO or VTI?
VTI has been the more volatile fund at 16.4% annualized versus 10.1% for OCIO. Worst drawdown: OCIO -24.2% vs VTI -35.0%.
Should I hold both OCIO and VTI?
OCIO and VTI have a monthly-return correlation of 0.97, so they move almost identically. What is left to separate them is the fee and the index each one tracks. This is information, not a recommendation.
What is the holdings overlap between OCIO and VTI?
40.6% of VTI's money is in holdings OCIO also owns. 40.6% of VTI's is in holdings OCIO also owns. They hold 20 positions in common, counted across the 55 positions we hold weights for in OCIO and 3,463 in VTI.
Which pays a higher dividend, OCIO or VTI?
OCIO yields 9.63% while VTI yields 1.03%, so OCIO currently pays the higher dividend yield.
Is VTI better than OCIO?
VTI has a lower expense ratio. VTI led over 1Y, 3Y, 5Y and the full window. The two have moved almost in lockstep, correlation 0.97. VTI is less concentrated, with 33.3% of the fund in its ten largest positions against 48.5%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.