PABU vs VTI
iShares Paris-Aligned Climate Optimized MSCI USA ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, PABU or VTI?
Large Cap Growth against Large Cap Blend.
VTI has a lower expense ratio. VTI led over 1Y, 3Y and the full window. The two have moved almost in lockstep, correlation 0.97. VTI is less concentrated, with 33.3% of the fund in its ten largest positions against 47.8%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | PABU | VTI |
|---|---|---|
| Expense Ratio | 0.10% | 0.03%Best |
| AUM | $2.5B | $666.9B |
| Dividend Yield | 0.90% | 1.03% |
| Holdings | 97 | 3,543 |
| YTD Return | +8.69% | +12.28%Best |
| 1Y Return | +11.62% | +16.78%Best |
| 3Y Return (annualized) | +18.44% | +20.89%Best |
| 5Y Return (annualized) | - | +11.94% |
| Volatility (annualized) | 16.5% | 15.4%Best |
| Max Drawdown | -20.8% | -19.3%Best |
| $10,000 over 4.4 years | $16,765 | $17,785Best |
| Top 10 Weight | 47.8% | 33.3%Best |
| Fund Family | iShares by BlackRock (US) | Vanguard (US) |
| Category | Equity | Equity |
| Style | Large Cap Growth | Large Cap Blend |
| Inception | Feb 8, 2022 | May 24, 2001 |
Volatility and max drawdown, and the $10,000 over 4.4 years row, are measured over the window both funds cover: Apr 20, 2022 to Sep 17, 2026 (4.4 years).
PABU vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 4.4 years both funds cover.
PABU vs VTI Performance
iShares Paris-Aligned Climate Optimized MSCI USA ETF (PABU) is an ETF from iShares by BlackRock (US) and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year PABU returned +11.62% while VTI returned +16.78%. Year to date, PABU is up 8.69% versus a gain of 12.28% for VTI.
Over three years, PABU compounded at +18.44% per year against +20.89% for VTI. Across the full 4-year window we track, VTI has the edge at +13.98% annualized vs +12.46%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
PABU has been the more volatile fund, with annualized monthly volatility of 16.5% compared with 15.4% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -20.8% for PABU and -19.3% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.97. They move almost in lockstep, so holding both mostly duplicates the same exposure.
Fees and Cost Over Time
PABU charges 0.10% per year while VTI charges 0.03%. On a $10,000 position that is $10 vs $3 annually, a gap of $7 per year that compounds over a long holding period. On income, PABU currently yields 0.90% against 1.03% for VTI.
Holdings Overlap
99.2% of PABU's money is in holdings VTI also owns. 44.2% of VTI's money is in holdings PABU also owns.
Most of PABU is already inside VTI. Owning both mostly buys the same companies twice.
85 positions in common, counted across the 87 positions we hold weights for in PABU and 3,463 in VTI, against full books of 97 and 3,543.
What only one of them owns
Our book lists 1,065 positions for VTI that do not appear in our book for PABU (53.2% of the fund), and 2 for PABU that do not appear in VTI (0.8%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in PABU | Weight in VTI | Difference |
|---|---|---|---|
| NVDANvidia Corp | 9.55% | 6.40% | 3.15% |
| AAPLApple, Inc | 7.09% | 6.29% | 0.80% |
| MSFTMicrosoft Corp | 7.68% | 4.79% | 2.89% |
| AVGOBroadcom Inc | 3.63% | 2.56% | 1.07% |
| GOOGAlphabet Inc | 3.80% | 2.31% | 1.49% |
| AMZNAmazon.Com Inc | 1.88% | 3.65% | 1.77% |
| GOOGLAlphabet Inc,class A | 1.72% | 2.90% | 1.18% |
| LLYEli Lilly & Co. | 3.23% | 1.35% | 1.88% |
| TSLATesla Inc | 3.28% | 1.22% | 2.06% |
| AMDAdvanced Micro Devices Inc | 3.31% | 1.08% | 2.23% |
99.2% of PABU is already inside VTI.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, PABU or VTI?
PABU has an expense ratio of 0.10% while VTI charges 0.03%. VTI is the cheaper option, by $7 a year on a $10,000 investment.
Which performed better, PABU or VTI?
Over the past year PABU returned +11.62% vs +16.78% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (4 years), PABU annualized +12.46% vs +13.98% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, PABU or VTI?
PABU has been the more volatile fund at 16.5% annualized versus 15.4% for VTI. Worst drawdown: PABU -20.8% vs VTI -19.3%.
Should I hold both PABU and VTI?
PABU and VTI have a monthly-return correlation of 0.97, so they move almost identically. What is left to separate them is the fee and the index each one tracks. This is information, not a recommendation.
What is the holdings overlap between PABU and VTI?
99.2% of PABU's money is in holdings VTI also owns. 44.2% of VTI's is in holdings PABU also owns. They hold 85 positions in common, counted across the 87 positions we hold weights for in PABU and 3,463 in VTI.
Which pays a higher dividend, PABU or VTI?
PABU yields 0.90% while VTI yields 1.03%, so VTI currently pays the higher dividend yield.
Is VTI better than PABU?
VTI has a lower expense ratio. VTI led over 1Y, 3Y and the full window. The two have moved almost in lockstep, correlation 0.97. VTI is less concentrated, with 33.3% of the fund in its ten largest positions against 47.8%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.