PCR vs QQQ
Simplify VettaFi Private Credit Strategy ETF vs Invesco QQQ Trust, Series 1
Quick Verdict
QQQ has a lower expense ratio. QQQ delivered stronger 1-year returns. PCR offers more diversification with 270 holdings.
Side-by-Side Comparison
| Metric | PCR | QQQ | Winner |
|---|---|---|---|
| Expense Ratio | 0.76% | 0.18% | |
| AUM | $3M | $496.3B | |
| Dividend Yield | 10.24% | 0.44% | |
| Holdings | 270 | 108 | |
| YTD Return | -8.20% | +16.64% | |
| 1Y Return | -13.67% | +27.27% | |
| 3Y Return (annualized) | - | +25.96% | |
| 5Y Return (annualized) | - | +14.54% | |
| Volatility (annualized) | - | 30.6% | |
| Max Drawdown | -20.1% | -83.0% | |
| Fund Family | Simplify Exchange Traded Funds | Invesco (US) | |
| Category | Fixed Income | Equity | |
| Inception | Sep 22, 2025 | Mar 10, 1999 |
PCR vs QQQ Performance
Simplify VettaFi Private Credit Strategy ETF (PCR) is a ETF from Simplify Exchange Traded Funds and Invesco QQQ Trust, Series 1 (QQQ) is a ETF from Invesco (US). Over the past year PCR returned -13.67% while QQQ returned +27.27%. Year to date, PCR is down 8.20% versus a gain of 16.64% for QQQ.
Risk: Volatility and Drawdowns
The deepest peak-to-trough decline in our data was -20.1% for PCR and -83.0% for QQQ. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
Fees and Cost Over Time
PCR charges 0.76% per year while QQQ charges 0.18%. On a $10,000 position that is $76 vs $18 annually, a gap of $58 per year that compounds over a long holding period. On income, PCR currently yields 10.24% against 0.44% for QQQ.
Holdings Overlap
PCR and QQQ share 29 holdings out of 325 unique holdings combined, representing a 8.2% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, PCR or QQQ?
PCR has an expense ratio of 0.76% while QQQ charges 0.18%. QQQ is the cheaper option. On a $10,000 investment, that is $58 per year of difference.
Which performed better, PCR or QQQ?
Over the past year PCR returned -13.67% vs +27.27% for QQQ, so QQQ leads on 1-year performance. Past performance does not guarantee future results.
What is the holdings overlap between PCR and QQQ?
PCR and QQQ share 29 common holdings with a 8.2% weight overlap. Combined, they hold 325 unique securities.
Which pays a higher dividend, PCR or QQQ?
PCR yields 10.24% while QQQ yields 0.44%, so PCR currently pays the higher dividend yield.
Popular ETF Comparisons
Get Full ETF Analytics
Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.