PCR vs VOO
Simplify VettaFi Private Credit Strategy ETF vs Vanguard S&P 500 ETF
Quick Verdict
VOO has a lower expense ratio. VOO delivered stronger 1-year returns. VOO offers more diversification with 509 holdings.
Side-by-Side Comparison
| Metric | PCR | VOO | Winner |
|---|---|---|---|
| Expense Ratio | 0.76% | 0.03% | |
| AUM | $2M | $979.0B | |
| Dividend Yield | 8.86% | 1.09% | |
| Holdings | 256 | 509 | |
| YTD Return | -6.12% | +14.48% | |
| 1Y Return | -11.72% | +22.02% | |
| 3Y Return (annualized) | - | +21.80% | |
| 5Y Return (annualized) | - | +13.36% | |
| Volatility (annualized) | - | 14.2% | |
| Max Drawdown | -20.1% | -34.3% | |
| Fund Family | Simplify Exchange Traded Funds | Vanguard (US) | |
| Category | Fixed Income | Equity | |
| Inception | Sep 22, 2025 | Sep 7, 2010 |
PCR vs VOO Performance
Simplify VettaFi Private Credit Strategy ETF (PCR) is a ETF from Simplify Exchange Traded Funds and Vanguard S&P 500 ETF (VOO) is a ETF from Vanguard (US). Over the past year PCR returned -11.72% while VOO returned +22.02%. Year to date, PCR is down 6.12% versus a gain of 14.48% for VOO.
Risk: Volatility and Drawdowns
The deepest peak-to-trough decline in our data was -20.1% for PCR and -34.3% for VOO. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
Fees and Cost Over Time
PCR charges 0.76% per year while VOO charges 0.03%. On a $10,000 position that is $76 vs $3 annually, a gap of $73 per year that compounds over a long holding period. On income, PCR currently yields 8.86% against 1.09% for VOO.
Holdings Overlap
PCR and VOO share 49 holdings out of 649 unique holdings combined, representing a 4.8% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, PCR or VOO?
PCR has an expense ratio of 0.76% while VOO charges 0.03%. VOO is the cheaper option. On a $10,000 investment, that is $73 per year of difference.
Which performed better, PCR or VOO?
Over the past year PCR returned -11.72% vs +22.02% for VOO, so VOO leads on 1-year performance. Past performance does not guarantee future results.
What is the holdings overlap between PCR and VOO?
PCR and VOO share 49 common holdings with a 4.8% weight overlap. Combined, they hold 649 unique securities.
Which pays a higher dividend, PCR or VOO?
PCR yields 8.86% while VOO yields 1.09%, so PCR currently pays the higher dividend yield.
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