PEPS vs VOO

PEPS vs VOO
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Quick Verdict

VOO has a lower expense ratio. PEPS delivered stronger 1-year returns. VOO offers more diversification with 509 holdings.

Lower Fees: VOOHigher Returns: PEPSMore Diversified: VOO

Side-by-Side Comparison

MetricPEPSVOOWinner
Expense Ratio0.10%0.03%
AUM$30M$997.4B
Dividend Yield0.93%1.08%
Holdings193509
YTD Return+11.81%+12.95%
1Y Return+21.46%+20.69%
3Y Return (annualized)-+22.09%
5Y Return (annualized)-+13.40%
Volatility (annualized)13.3%14.1%
Max Drawdown-21.0%-34.3%
Fund FamilyParametricVanguard (US)
CategoryEquityEquity
InceptionNov 7, 2024Sep 7, 2010

PEPS vs VOO Performance

Parametric Equity Plus ETF (PEPS) is a ETF from Parametric and Vanguard S&P 500 ETF (VOO) is a ETF from Vanguard (US). Over the past year PEPS returned +21.46% while VOO returned +20.69%. Year to date, PEPS is up 11.81% versus a gain of 12.95% for VOO.

Risk: Volatility and Drawdowns

VOO has been the more volatile fund, with annualized monthly volatility of 14.1% compared with 13.3% for PEPS. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -21.0% for PEPS and -34.3% for VOO. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.98. They move almost in lockstep, so holding both mostly duplicates the same exposure.

Fees and Cost Over Time

PEPS charges 0.10% per year while VOO charges 0.03%. On a $10,000 position that is $10 vs $3 annually, a gap of $7 per year that compounds over a long holding period. On income, PEPS currently yields 0.93% against 1.08% for VOO.

Holdings Overlap

62.4%overlap

PEPS and VOO share 120 holdings out of 560 unique holdings combined, representing a 62.4% weight overlap.

High overlap means holding both may not provide much additional diversification.

Top Shared Holdings

StockWeight in PEPSWeight in VOODifference
AAPL7.61%6.59%1.02%
NVDA6.55%7.51%0.96%
MSFT4.42%4.30%0.12%
AMZNProProPro
GOOGLProProPro
AVGOProProPro
GOOGProProPro
METAProProPro
MUProProPro
LLYProProPro
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Frequently Asked Questions

Which is cheaper, PEPS or VOO?

PEPS has an expense ratio of 0.10% while VOO charges 0.03%. VOO is the cheaper option. On a $10,000 investment, that is $7 per year of difference.

Which performed better, PEPS or VOO?

Over the past year PEPS returned +21.46% vs +20.69% for VOO, so PEPS leads on 1-year performance. Over the longest common window we track (2 years), PEPS annualized +17.56% vs +13.50% for VOO. Past performance does not guarantee future results.

Which is riskier, PEPS or VOO?

VOO has been the more volatile fund at 14.1% annualized versus 13.3% for PEPS. Worst drawdown: PEPS -21.0% vs VOO -34.3%.

Should I hold both PEPS and VOO?

PEPS and VOO have a monthly-return correlation of 0.98, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.

What is the holdings overlap between PEPS and VOO?

PEPS and VOO share 120 common holdings with a 62.4% weight overlap. Combined, they hold 560 unique securities.

Which pays a higher dividend, PEPS or VOO?

PEPS yields 0.93% while VOO yields 1.08%, so VOO currently pays the higher dividend yield.

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