PLGI vs SPY
PL Growth and Income ETF vs State Street SPDR S&P 500 ETF Trust
Which is better, PLGI or SPY?
Equity-oriented Balanced against Large Cap Blend.
SPY has a lower expense ratio. SPY is less concentrated, with 38.0% of the fund in its ten largest positions against 42.0%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | PLGI | SPY |
|---|---|---|
| Expense Ratio | 1.25% | 0.09%Best |
| AUM | $50M | $814.4B |
| Dividend Yield | 0.33% | 1.01% |
| Holdings | 170 | 505 |
| YTD Return | +2.01% | +13.34%Best |
| 1Y Return | - | +19.97% |
| 3Y Return (annualized) | - | +21.20% |
| 5Y Return (annualized) | - | +12.81% |
| Top 10 Weight | 42.0% | 38.0%Best |
| Fund Family | Collaborative Investment Series Trust | State Street Investment Management |
| Category | Allocation/Balanced | Equity |
| Style | Equity-oriented Balanced | Large Cap Blend |
| Inception | Dec 10, 2025 | Jan 22, 1993 |
Not shown on this pair: Volatility (annualized), Max Drawdown, $10,000 over the window.
PLGI vs SPY growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
PLGI vs SPY Performance
PL Growth and Income ETF (PLGI) is an ETF from Collaborative Investment Series Trust and State Street SPDR S&P 500 ETF Trust (SPY) is an ETF from State Street Investment Management. Year to date, PLGI is up 2.01% versus a gain of 13.34% for SPY.
Past performance does not guarantee future results.
Fees and Cost Over Time
PLGI charges 1.25% per year while SPY charges 0.09%. On a $10,000 position that is $125 vs $9 annually, a gap of $116 per year that compounds over a long holding period. On income, PLGI currently yields 0.33% against 1.01% for SPY.
Holdings Overlap
59.4% of PLGI's money is in holdings SPY also owns. 57.3% of SPY's money is in holdings PLGI also owns.
The two portfolios partly overlap.
50 positions in common, counted across the 74 positions we hold weights for in PLGI and 504 in SPY, against full books of 170 and 505.
What only one of them owns
Our book lists 447 positions for SPY that do not appear in our book for PLGI (42.3% of the fund), and 17 for PLGI that do not appear in SPY (31.1%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in PLGI | Weight in SPY | Difference |
|---|---|---|---|
| NVDANvidia Corp. | 6.24% | 7.71% | 1.47% |
| AAPLApple, Inc | 6.38% | 6.83% | 0.45% |
| MSFTMicrosoft Corp 4.100 Feb 06 37 | 3.90% | 5.50% | 1.60% |
| GOOGLAlphabet Inc.Class A | 5.37% | 3.33% | 2.04% |
| AMZNAmazon.Com Inc | 3.76% | 4.08% | 0.32% |
| AVGOBroadcom Inc | 2.22% | 2.97% | 0.75% |
| METAMeta Platform Inc | 2.04% | 1.94% | 0.10% |
| LLYEli Lilly & Co. | 1.48% | 1.33% | 0.15% |
| BRK.BBerkshire Hathaway Inc Brk/B Us Equity | 1.37% | 1.42% | 0.05% |
| TSLATesla Motors Inc | 1.34% | 1.38% | 0.04% |
59.4% of PLGI is already inside SPY.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, PLGI or SPY?
PLGI has an expense ratio of 1.25% while SPY charges 0.09%. SPY is the cheaper option, by $116 a year on a $10,000 investment.
What is the holdings overlap between PLGI and SPY?
59.4% of PLGI's money is in holdings SPY also owns. 57.3% of SPY's is in holdings PLGI also owns. They hold 50 positions in common, counted across the 74 positions we hold weights for in PLGI and 504 in SPY.
Which pays a higher dividend, PLGI or SPY?
PLGI yields 0.33% while SPY yields 1.01%, so SPY currently pays the higher dividend yield.
Is SPY better than PLGI?
SPY has a lower expense ratio. SPY is less concentrated, with 38.0% of the fund in its ten largest positions against 42.0%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.