PLGI vs SPY
PL Growth and Income ETF vs State Street SPDR S&P 500 ETF Trust
Quick Verdict
SPY has a lower expense ratio. SPY offers more diversification with 503 holdings.
Side-by-Side Comparison
| Metric | PLGI | SPY | Winner |
|---|---|---|---|
| Expense Ratio | 1.25% | 0.09% | |
| AUM | $52M | $789.1B | |
| Dividend Yield | 0.34% | 1.01% | |
| Holdings | 164 | 505 | |
| YTD Return | +0.85% | +13.68% | |
| 1Y Return | - | +21.53% | |
| 3Y Return (annualized) | - | +21.44% | |
| 5Y Return (annualized) | - | +13.18% | |
| Volatility (annualized) | - | 15.3% | |
| Max Drawdown | -7.3% | -56.5% | |
| Fund Family | Collaborative Investment Series Trust | State Street Investment Management | |
| Category | Allocation/Balanced | Equity | |
| Inception | Dec 10, 2025 | Jan 22, 1993 |
PLGI vs SPY Performance
PL Growth and Income ETF (PLGI) is a ETF from Collaborative Investment Series Trust and State Street SPDR S&P 500 ETF Trust (SPY) is a ETF from State Street Investment Management. Year to date, PLGI is up 0.85% versus a gain of 13.68% for SPY.
Risk: Volatility and Drawdowns
The deepest peak-to-trough decline in our data was -7.3% for PLGI and -56.5% for SPY. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
Fees and Cost Over Time
PLGI charges 1.25% per year while SPY charges 0.09%. On a $10,000 position that is $125 vs $9 annually, a gap of $116 per year that compounds over a long holding period. On income, PLGI currently yields 0.34% against 1.01% for SPY.
Holdings Overlap
PLGI and SPY share 16 holdings out of 529 unique holdings combined, representing a 10.3% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, PLGI or SPY?
PLGI has an expense ratio of 1.25% while SPY charges 0.09%. SPY is the cheaper option. On a $10,000 investment, that is $116 per year of difference.
What is the holdings overlap between PLGI and SPY?
PLGI and SPY share 16 common holdings with a 10.3% weight overlap. Combined, they hold 529 unique securities.
Which pays a higher dividend, PLGI or SPY?
PLGI yields 0.34% while SPY yields 1.01%, so SPY currently pays the higher dividend yield.
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