PLGI vs SCHD
PL Growth and Income ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. PLGI offers more diversification with 170 holdings.
Side-by-Side Comparison
| Metric | PLGI | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 1.25% | 0.06% | |
| AUM | $54M | $108.7B | |
| Dividend Yield | 0.33% | 3.13% | |
| Holdings | 170 | 104 | |
| YTD Return | +1.53% | +27.67% | |
| 1Y Return | - | +29.56% | |
| 3Y Return (annualized) | - | +16.53% | |
| 5Y Return (annualized) | - | +9.95% | |
| Volatility (annualized) | - | 13.6% | |
| Max Drawdown | -7.3% | -33.4% | |
| Fund Family | Collaborative Investment Series Trust | Charles Schwab Asset Management | |
| Category | Allocation/Balanced | Equity | |
| Inception | Dec 10, 2025 | Oct 20, 2011 |
PLGI vs SCHD Performance
PL Growth and Income ETF (PLGI) is a ETF from Collaborative Investment Series Trust and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Year to date, PLGI is up 1.53% versus a gain of 27.67% for SCHD.
Risk: Volatility and Drawdowns
The deepest peak-to-trough decline in our data was -7.3% for PLGI and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
Fees and Cost Over Time
PLGI charges 1.25% per year while SCHD charges 0.06%. On a $10,000 position that is $125 vs $6 annually, a gap of $119 per year that compounds over a long holding period. On income, PLGI currently yields 0.33% against 3.13% for SCHD.
Holdings Overlap
PLGI and SCHD share 6 holdings out of 168 unique holdings combined, representing a 2.5% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, PLGI or SCHD?
PLGI has an expense ratio of 1.25% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $119 per year of difference.
What is the holdings overlap between PLGI and SCHD?
PLGI and SCHD share 6 common holdings with a 2.5% weight overlap. Combined, they hold 168 unique securities.
Which pays a higher dividend, PLGI or SCHD?
PLGI yields 0.33% while SCHD yields 3.13%, so SCHD currently pays the higher dividend yield.
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