PLGI vs SCHD
PL Growth and Income ETF vs Schwab US Dividend Equity ETF
Which is better, PLGI or SCHD?
Equity-oriented Balanced against Large Cap Value.
SCHD has a lower expense ratio. SCHD is less concentrated, with 41.8% of the fund in its ten largest positions against 42.0%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | PLGI | SCHD |
|---|---|---|
| Expense Ratio | 1.25% | 0.06%Best |
| AUM | $50M | $112.1B |
| Dividend Yield | 0.32% | 3.00% |
| Holdings | 170 | 103 |
| YTD Return | +1.19% | +23.46%Best |
| 1Y Return | - | +27.20% |
| 3Y Return (annualized) | - | +15.41% |
| 5Y Return (annualized) | - | +10.16% |
| Top 10 Weight | 42.0% | 41.8%Best |
| Fund Family | Collaborative Investment Series Trust | Charles Schwab Asset Management |
| Category | Allocation/Balanced | Equity |
| Style | Equity-oriented Balanced | Large Cap Value |
| Inception | Dec 10, 2025 | Oct 20, 2011 |
Not shown on this pair: Volatility (annualized), Max Drawdown, $10,000 over the window.
PLGI vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
PLGI vs SCHD Performance
PL Growth and Income ETF (PLGI) is an ETF from Collaborative Investment Series Trust and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Year to date, PLGI is up 1.19% versus a gain of 23.46% for SCHD.
Past performance does not guarantee future results.
Fees and Cost Over Time
PLGI charges 1.25% per year while SCHD charges 0.06%. On a $10,000 position that is $125 vs $6 annually, a gap of $119 per year that compounds over a long holding period. On income, PLGI currently yields 0.32% against 3.00% for SCHD.
Holdings Overlap
2.5% of PLGI's money is in holdings SCHD also owns. 22.2% of SCHD's money is in holdings PLGI also owns.
SCHD and PLGI share little of their money.
6 positions in common, counted across the 74 positions we hold weights for in PLGI and 100 in SCHD, against full books of 170 and 103.
What only one of them owns
Our book lists 93 positions for SCHD that do not appear in our book for PLGI (77.7% of the fund), and 61 for PLGI that do not appear in SCHD (89.4%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
22.2% of SCHD is already inside PLGI.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, PLGI or SCHD?
PLGI has an expense ratio of 1.25% while SCHD charges 0.06%. SCHD is the cheaper option, by $119 a year on a $10,000 investment.
What is the holdings overlap between PLGI and SCHD?
22.2% of SCHD's money is in holdings PLGI also owns. 22.2% of SCHD's is in holdings PLGI also owns. They hold 6 positions in common, counted across the 74 positions we hold weights for in PLGI and 100 in SCHD.
Which pays a higher dividend, PLGI or SCHD?
PLGI yields 0.32% while SCHD yields 3.00%, so SCHD currently pays the higher dividend yield.
Is SCHD better than PLGI?
SCHD has a lower expense ratio. SCHD is less concentrated, with 41.8% of the fund in its ten largest positions against 42.0%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.