PRMR vs VTI

PRMR vs VTI

Which is better, PRMR or VTI?

VTI costs less.

VTI has a lower expense ratio. PRMR is less concentrated, with 24.3% of the fund in its ten largest positions against 33.3%.

Lower Fees: VTILess Concentrated: PRMR

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricPRMRVTI
Expense Ratio1.00%0.03%Best
AUM$91M$666.9B
Dividend Yield0.00%1.03%
Holdings3403,543
YTD Return+14.60%Best+12.30%
1Y Return-+16.08%
3Y Return (annualized)-+21.01%
5Y Return (annualized)-+12.36%
Top 10 Weight24.3%Best33.3%
Fund FamilyPeakShares LLCVanguard (US)
CategoryEquityEquity
StyleLarge Cap BlendLarge Cap Blend
InceptionDec 8, 2025May 24, 2001

Not shown on this pair: Volatility (annualized), Max Drawdown, $10,000 over the window.

PRMR vs VTI growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.

PRMR vs VTI Performance

PeakShares RMR Prime Equity ETF (PRMR) is an ETF from PeakShares LLC and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Year to date, PRMR is up 14.60% versus a gain of 12.30% for VTI.

Past performance does not guarantee future results.

Fees and Cost Over Time

PRMR charges 1.00% per year while VTI charges 0.03%. On a $10,000 position that is $100 vs $3 annually, a gap of $97 per year that compounds over a long holding period. On income, PRMR currently yields 0.00% against 1.03% for VTI.

Holdings Overlap

PRMR already in VTI98.7%
VTI already in PRMR47.9%

98.7% of PRMR's money is in holdings VTI also owns. 47.9% of VTI's money is in holdings PRMR also owns.

Most of PRMR is already inside VTI. Owning both mostly buys the same companies twice.

51 positions in common, counted across the 52 positions we hold weights for in PRMR and 3,463 in VTI, against full books of 340 and 3,543.

What only one of them owns

Our book lists 1,099 positions for VTI that do not appear in our book for PRMR (49.6% of the fund), and 1 for PRMR that do not appear in VTI (0.3%).

Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.

Top Shared Holdings

StockWeight in PRMRWeight in VTIDifference
NVDANvidia Corp2.16%6.40%4.24%
AAPLApple, Inc2.15%6.29%4.14%
MSFTMicrosoft Corp2.52%4.79%2.27%
AMZNAmazon.Com Inc2.04%3.65%1.61%
AVGOBroadcom Inc1.88%2.56%0.68%
GOOGAlphabet Inc1.81%2.31%0.50%
METAMeta Platforms Inc2.03%1.70%0.33%
JPMJpmorgan Chase2.11%1.31%0.80%
BRK.BBerkshire Hathaway Inc Brk/B Us Equity1.96%1.28%0.68%
XOMExxon Mobil Corp.2.32%0.89%1.43%

98.7% of PRMR is already inside VTI.

You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.

PRMRVTI

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, PRMR or VTI?

PRMR has an expense ratio of 1.00% while VTI charges 0.03%. VTI is the cheaper option, by $97 a year on a $10,000 investment.

What is the holdings overlap between PRMR and VTI?

98.7% of PRMR's money is in holdings VTI also owns. 47.9% of VTI's is in holdings PRMR also owns. They hold 51 positions in common, counted across the 52 positions we hold weights for in PRMR and 3,463 in VTI.

Which pays a higher dividend, PRMR or VTI?

PRMR yields 0.00% while VTI yields 1.03%, so VTI currently pays the higher dividend yield.

Is VTI better than PRMR?

VTI has a lower expense ratio. PRMR is less concentrated, with 24.3% of the fund in its ten largest positions against 33.3%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.