QQH vs VTI
HCM Defender 100 Index ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, QQH or VTI?
Allocation/Balanced against Large Cap Blend.
VTI has a lower expense ratio. QQH led over the full window, VTI over 1Y, 3Y and 5Y. VTI is less concentrated, with 34.6% of the fund in its ten largest positions against 65.0%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | QQH | VTI |
|---|---|---|
| Expense Ratio | 0.98% | 0.03%Best |
| AUM | $690M | $689.2B |
| Dividend Yield | 0.20% | 1.06% |
| Holdings | 290 | 3,542 |
| YTD Return | +4.33% | +12.23%Best |
| 1Y Return | +1.16% | +12.74%Best |
| 3Y Return (annualized) | +20.89% | +21.44%Best |
| 5Y Return (annualized) | +8.01% | +10.83%Best |
| Volatility (annualized) | 22.7% | 17.0%Best |
| Max Drawdown | -41.9% | -35.0%Best |
| $10,000 over 5 years | $14,700 | $16,722Best |
| Top 10 Weight | 65.0% | 34.6%Best |
| Fund Family | Howard Capital Management | Vanguard (US) |
| Category | Allocation/Balanced | Equity |
| Style | Allocation/Balanced | Large Cap Blend |
| Inception | Oct 9, 2019 | May 24, 2001 |
Volatility and max drawdown are measured over the window both funds cover: Oct 10, 2019 to Nov 11, 2026 (7.1 years).
QQH vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 7.1 years both funds cover.
QQH vs VTI Performance
HCM Defender 100 Index ETF (QQH) is an ETF from Howard Capital Management and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year QQH returned +1.16% while VTI returned +12.74%. Year to date, QQH is up 4.33% versus a gain of 12.23% for VTI.
Over three years, QQH compounded at +20.89% per year against +21.44% for VTI; over five years the annualized figures are +8.01% and +10.83% respectively. Across the full 7-year window we track, QQH has the edge at +17.92% annualized vs +15.15%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
QQH has been the more volatile fund, with annualized monthly volatility of 22.7% compared with 17.0% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -41.9% for QQH and -35.0% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.80. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
QQH charges 0.98% per year while VTI charges 0.03%. On a $10,000 position that is $98 vs $3 annually, a gap of $95 per year that compounds over a long holding period. On income, QQH currently yields 0.20% against 1.06% for VTI.
Holdings Overlap
83.0% of QQH's money is in holdings VTI also owns. 49.8% of VTI's money is in holdings QQH also owns.
Most of QQH is already inside VTI. Owning both mostly buys the same companies twice.
89 positions in common, counted across the 96 positions we hold weights for in QQH and 3,464 in VTI, against full books of 290 and 3,542.
What only one of them owns
Our book lists 1,040 positions for VTI that do not appear in our book for QQH (47.1% of the fund), and 4 for QQH that do not appear in VTI (16.6%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in QQH | Weight in VTI | Difference |
|---|---|---|---|
| AAPLApple Inc | 11.36% | 6.63% | 4.73% |
| NVDANvidia Corp | 7.97% | 7.13% | 0.84% |
| MSFTMicrosoft Corp | 8.63% | 5.19% | 3.44% |
| AMZNAmazon.Com Inc | 4.57% | 3.30% | 1.27% |
| METAMeta Platforms Inc | 4.27% | 2.18% | 2.09% |
| TSLATesla Inc | 4.09% | 1.36% | 2.73% |
| AVGOBroadcom Inc | 3.04% | 2.28% | 0.76% |
| GOOGLAlphabet Inc | 1.79% | 2.76% | 0.97% |
| MUMicron Technology, Inc. | 2.76% | 1.64% | 1.12% |
| GOOGAlphabet Inc. C | 1.79% | 2.18% | 0.39% |
83.0% of QQH is already inside VTI.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, QQH or VTI?
QQH has an expense ratio of 0.98% while VTI charges 0.03%. VTI is the cheaper option, by $95 a year on a $10,000 investment.
Which performed better, QQH or VTI?
Over the past year QQH returned +1.16% vs +12.74% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (7 years), QQH annualized +17.92% vs +15.15% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, QQH or VTI?
QQH has been the more volatile fund at 22.7% annualized versus 17.0% for VTI. Worst drawdown: QQH -41.9% vs VTI -35.0%.
Should I hold both QQH and VTI?
QQH and VTI have a monthly-return correlation of 0.80, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between QQH and VTI?
83.0% of QQH's money is in holdings VTI also owns. 49.8% of VTI's is in holdings QQH also owns. They hold 89 positions in common, counted across the 96 positions we hold weights for in QQH and 3,464 in VTI.
Which pays a higher dividend, QQH or VTI?
QQH yields 0.20% while VTI yields 1.06%, so VTI currently pays the higher dividend yield.
Is VTI better than QQH?
VTI has a lower expense ratio. QQH led over the full window, VTI over 1Y, 3Y and 5Y. VTI is less concentrated, with 34.6% of the fund in its ten largest positions against 65.0%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.