QQH vs VTI
HCM Defender 100 Index ETF vs Vanguard Morningstar Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.
Side-by-Side Comparison
| Metric | QQH | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.98% | 0.03% | |
| AUM | $772M | $666.9B | |
| Dividend Yield | 0.20% | 1.07% | |
| Holdings | 93 | 3,543 | |
| YTD Return | +8.27% | +13.14% | |
| 1Y Return | +19.84% | +22.35% | |
| 3Y Return (annualized) | +22.29% | +21.83% | |
| 5Y Return (annualized) | +10.26% | +12.01% | |
| Volatility (annualized) | 22.7% | 15.3% | |
| Max Drawdown | -41.9% | -56.6% | |
| Fund Family | Howard Capital Management | Vanguard (US) | |
| Category | Allocation/Balanced | Equity | |
| Inception | Oct 9, 2019 | May 24, 2001 |
QQH vs VTI Performance
HCM Defender 100 Index ETF (QQH) is a ETF from Howard Capital Management and Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year QQH returned +19.84% while VTI returned +22.35%. Year to date, QQH is up 8.27% versus a gain of 13.14% for VTI.
Over three years, QQH compounded at +22.29% per year against +21.83% for VTI; over five years the annualized figures are +10.26% and +12.01% respectively. Across the full 7-year window we track, QQH has the edge at +19.20% annualized vs +8.09%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
QQH has been the more volatile fund, with annualized monthly volatility of 22.7% compared with 15.3% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -41.9% for QQH and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.80. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
QQH charges 0.98% per year while VTI charges 0.03%. On a $10,000 position that is $98 vs $3 annually, a gap of $95 per year that compounds over a long holding period. On income, QQH currently yields 0.20% against 1.07% for VTI.
Holdings Overlap
QQH and VTI share 91 holdings out of 2795 unique holdings combined, representing a 46.7% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, QQH or VTI?
QQH has an expense ratio of 0.98% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $95 per year of difference.
Which performed better, QQH or VTI?
Over the past year QQH returned +19.84% vs +22.35% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (7 years), QQH annualized +19.20% vs +8.09% for VTI. Past performance does not guarantee future results.
Which is riskier, QQH or VTI?
QQH has been the more volatile fund at 22.7% annualized versus 15.3% for VTI. Worst drawdown: QQH -41.9% vs VTI -56.6%.
Should I hold both QQH and VTI?
QQH and VTI have a monthly-return correlation of 0.80, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between QQH and VTI?
QQH and VTI share 91 common holdings with a 46.7% weight overlap. Combined, they hold 2795 unique securities.
Which pays a higher dividend, QQH or VTI?
QQH yields 0.20% while VTI yields 1.07%, so VTI currently pays the higher dividend yield.
Popular ETF Comparisons
Get Full ETF Analytics
Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.