IVV vs QQH
iShares Core S&P 500 ETF vs HCM Defender 100 Index ETF
Which is better, IVV or QQH?
Large Cap Blend against Allocation/Balanced.
IVV has a lower expense ratio. IVV led over 1Y, 3Y and 5Y, QQH over the full window. IVV is less concentrated, with 37.9% of the fund in its ten largest positions against 64.5%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | IVV | QQH |
|---|---|---|
| Expense Ratio | 0.03%Best | 0.98% |
| AUM | $876.4B | $742M |
| Dividend Yield | 1.06% | 0.19% |
| Holdings | 508 | 100 |
| YTD Return | +11.57%Best | +7.89% |
| 1Y Return | +17.57%Best | +14.40% |
| 3Y Return (annualized) | +20.71%Best | +20.19% |
| 5Y Return (annualized) | +12.80%Best | +9.89% |
| Volatility (annualized) | 16.8%Best | 22.6% |
| Max Drawdown | -33.9%Best | -41.9% |
| $10,000 over 5 years | $18,262Best | $16,025 |
| Top 10 Weight | 37.9%Best | 64.5% |
| Fund Family | iShares by BlackRock (US) | Howard Capital Management |
| Category | Equity | Allocation/Balanced |
| Style | Large Cap Blend | Allocation/Balanced |
| Inception | May 15, 2000 | Oct 9, 2019 |
Volatility and max drawdown are measured over the window both funds cover: Oct 10, 2019 to Sep 10, 2026 (6.9 years).
IVV vs QQH growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 6.9 years both funds cover.
IVV vs QQH Performance
iShares Core S&P 500 ETF (IVV) is an ETF from iShares by BlackRock (US) and HCM Defender 100 Index ETF (QQH) is an ETF from Howard Capital Management. Over the past year IVV returned +17.57% while QQH returned +14.40%. Year to date, IVV is up 11.57% versus a gain of 7.89% for QQH.
Over three years, IVV compounded at +20.71% per year against +20.19% for QQH; over five years the annualized figures are +12.80% and +9.89% respectively. Across the full 7-year window we track, QQH has the edge at +18.97% annualized vs +15.97%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
QQH has been the more volatile fund, with annualized monthly volatility of 22.6% compared with 16.8% for IVV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -33.9% for IVV and -41.9% for QQH. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.80. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
IVV charges 0.03% per year while QQH charges 0.98%. On a $10,000 position that is $3 vs $98 annually, a gap of $95 per year that compounds over a long holding period. On income, IVV currently yields 1.06% against 0.19% for QQH.
Holdings Overlap
54.1% of IVV's money is in holdings QQH also owns. 81.1% of QQH's money is in holdings IVV also owns.
Most of QQH is already inside IVV. Owning both mostly buys the same companies twice.
85 positions in common, counted across the 505 positions we hold weights for in IVV and 97 in QQH, against full books of 508 and 100.
What only one of them owns
Our book lists 9 positions for QQH that do not appear in our book for IVV (18.5% of the fund), and 410 for IVV that do not appear in QQH (45.3%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in IVV | Weight in QQH | Difference |
|---|---|---|---|
| AAPLApple, Inc | 6.86% | 10.36% | 3.50% |
| NVDANvidia Corp. | 7.98% | 8.37% | 0.39% |
| MSFTMicrosoft Corp 4.100 Feb 06 37 | 5.44% | 7.88% | 2.44% |
| AMZNAmazon.Com Inc | 4.01% | 4.65% | 0.64% |
| AVGOBroadcom Inc | 2.98% | 3.32% | 0.34% |
| METAMeta Platforms, Inc. | 1.94% | 3.99% | 2.05% |
| GOOGLAlphabet A Usd 0.001 | 3.19% | 2.09% | 1.10% |
| TSLATesla Inc | 1.36% | 3.54% | 2.18% |
| GOOGAlphabet Inc | 2.56% | 2.08% | 0.48% |
| MUMicron Technology, Inc. | 1.51% | 2.89% | 1.38% |
81.1% of QQH is already inside IVV.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, IVV or QQH?
IVV has an expense ratio of 0.03% while QQH charges 0.98%. IVV is the cheaper option, by $95 a year on a $10,000 investment.
Which performed better, IVV or QQH?
Over the past year IVV returned +17.57% vs +14.40% for QQH, so IVV leads on 1-year performance. Over the longest common window we track (7 years), IVV annualized +15.97% vs +18.97% for QQH. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, IVV or QQH?
QQH has been the more volatile fund at 22.6% annualized versus 16.8% for IVV. Worst drawdown: IVV -33.9% vs QQH -41.9%.
Should I hold both IVV and QQH?
IVV and QQH have a monthly-return correlation of 0.80, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between IVV and QQH?
81.1% of QQH's money is in holdings IVV also owns. 81.1% of QQH's is in holdings IVV also owns. They hold 85 positions in common, counted across the 505 positions we hold weights for in IVV and 97 in QQH.
Which pays a higher dividend, IVV or QQH?
IVV yields 1.06% while QQH yields 0.19%, so IVV currently pays the higher dividend yield.
Is QQH better than IVV?
IVV has a lower expense ratio. IVV led over 1Y, 3Y and 5Y, QQH over the full window. IVV is less concentrated, with 37.9% of the fund in its ten largest positions against 64.5%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.