QQQG vs SCHD
Pacer Nasdaq 100 Top 50 Cash Cows Growth Leaders ETF vs Schwab US Dividend Equity ETF
Which is better, QQQG or SCHD?
Large Cap Growth against Large Cap Value.
SCHD has a lower expense ratio. QQQG led over 1Y and the full window. SCHD is less concentrated, with 41.8% of the fund in its ten largest positions against 49.0%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | QQQG | SCHD |
|---|---|---|
| Expense Ratio | 0.49% | 0.06%Best |
| AUM | $51M | $108.9B |
| Dividend Yield | 0.05% | 3.00% |
| Holdings | 104 | 206 |
| YTD Return | +32.05%Best | +22.89% |
| 1Y Return | +33.52%Best | +29.27% |
| 3Y Return (annualized) | - | +16.56% |
| 5Y Return (annualized) | - | +9.63% |
| Volatility (annualized) | 21.8% | 13.9%Best |
| Max Drawdown | -23.6% | -16.1%Best |
| $10,000 over 2.1 years | $15,377Best | $13,085 |
| Top 10 Weight | 49.0% | 41.8%Best |
| Fund Family | Pacer ETFs | Charles Schwab Asset Management |
| Category | Equity | Equity |
| Style | Large Cap Growth | Large Cap Value |
| Inception | Aug 19, 2024 | Oct 20, 2011 |
Volatility and max drawdown, and the $10,000 over 2.1 years row, are measured over the window both funds cover: Aug 20, 2024 to Oct 12, 2026 (2.1 years).
QQQG vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 2.1 years both funds cover.
QQQG vs SCHD Performance
Pacer Nasdaq 100 Top 50 Cash Cows Growth Leaders ETF (QQQG) is an ETF from Pacer ETFs and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year QQQG returned +33.52% while SCHD returned +29.27%. Year to date, QQQG is up 32.05% versus a gain of 22.89% for SCHD.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
QQQG has been the more volatile fund, with annualized monthly volatility of 21.8% compared with 13.9% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -23.6% for QQQG and -16.1% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at -0.03. They move largely independently of each other.
Fees and Cost Over Time
QQQG charges 0.49% per year while SCHD charges 0.06%. On a $10,000 position that is $49 vs $6 annually, a gap of $43 per year that compounds over a long holding period. On income, QQQG currently yields 0.05% against 3.00% for SCHD.
Holdings Overlap
6.7% of QQQG's money is in holdings SCHD also owns. 13.9% of SCHD's money is in holdings QQQG also owns.
SCHD and QQQG share little of their money.
5 positions in common, counted across the 51 positions we hold weights for in QQQG and 99 in SCHD, against full books of 104 and 206.
What only one of them owns
Our book lists 93 positions for SCHD that do not appear in our book for QQQG (86.0% of the fund), and 46 for QQQG that do not appear in SCHD (93.2%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
You are not choosing between two funds in isolation.
Whichever of QQQG and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, QQQG or SCHD?
QQQG has an expense ratio of 0.49% while SCHD charges 0.06%. SCHD is the cheaper option, by $43 a year on a $10,000 investment.
Which performed better, QQQG or SCHD?
Over the past year QQQG returned +33.52% vs +29.27% for SCHD, so QQQG leads on 1-year performance. Over the longest common window we track (2 years), QQQG annualized +22.74% vs +13.66% for SCHD. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, QQQG or SCHD?
QQQG has been the more volatile fund at 21.8% annualized versus 13.9% for SCHD. Worst drawdown: QQQG -23.6% vs SCHD -16.1%.
Should I hold both QQQG and SCHD?
QQQG and SCHD have a monthly-return correlation of -0.03, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between QQQG and SCHD?
13.9% of SCHD's money is in holdings QQQG also owns. 13.9% of SCHD's is in holdings QQQG also owns. They hold 5 positions in common, counted across the 51 positions we hold weights for in QQQG and 99 in SCHD.
Which pays a higher dividend, QQQG or SCHD?
QQQG yields 0.05% while SCHD yields 3.00%, so SCHD currently pays the higher dividend yield.
Is SCHD better than QQQG?
SCHD has a lower expense ratio. QQQG led over 1Y and the full window. SCHD is less concentrated, with 41.8% of the fund in its ten largest positions against 49.0%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.