QQQG vs SCHD
Pacer Nasdaq 100 Top 50 Cash Cows Growth Leaders ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. QQQG delivered stronger 1-year returns. SCHD offers more diversification with 104 holdings.
Side-by-Side Comparison
| Metric | QQQG | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.49% | 0.06% | |
| AUM | $45M | $108.7B | |
| Dividend Yield | 0.05% | 3.13% | |
| Holdings | 52 | 104 | |
| YTD Return | +31.61% | +26.54% | |
| 1Y Return | +37.34% | +30.90% | |
| 3Y Return (annualized) | - | +16.29% | |
| 5Y Return (annualized) | - | +9.65% | |
| Volatility (annualized) | 22.6% | 13.6% | |
| Max Drawdown | -23.6% | -33.4% | |
| Fund Family | Pacer ETFs | Charles Schwab Asset Management | |
| Category | Equity | Equity | |
| Inception | Aug 19, 2024 | Oct 20, 2011 |
QQQG vs SCHD Performance
Pacer Nasdaq 100 Top 50 Cash Cows Growth Leaders ETF (QQQG) is a ETF from Pacer ETFs and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year QQQG returned +37.34% while SCHD returned +30.90%. Year to date, QQQG is up 31.61% versus a gain of 26.54% for SCHD.
Risk: Volatility and Drawdowns
QQQG has been the more volatile fund, with annualized monthly volatility of 22.6% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -23.6% for QQQG and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.02. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
QQQG charges 0.49% per year while SCHD charges 0.06%. On a $10,000 position that is $49 vs $6 annually, a gap of $43 per year that compounds over a long holding period. On income, QQQG currently yields 0.05% against 3.13% for SCHD.
Holdings Overlap
QQQG and SCHD share 5 holdings out of 146 unique holdings combined, representing a 9.1% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, QQQG or SCHD?
QQQG has an expense ratio of 0.49% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $43 per year of difference.
Which performed better, QQQG or SCHD?
Over the past year QQQG returned +37.34% vs +30.90% for SCHD, so QQQG leads on 1-year performance. Over the longest common window we track (2 years), QQQG annualized +24.60% vs +11.51% for SCHD. Past performance does not guarantee future results.
Which is riskier, QQQG or SCHD?
QQQG has been the more volatile fund at 22.6% annualized versus 13.6% for SCHD. Worst drawdown: QQQG -23.6% vs SCHD -33.4%.
Should I hold both QQQG and SCHD?
QQQG and SCHD have a monthly-return correlation of 0.02, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between QQQG and SCHD?
QQQG and SCHD share 5 common holdings with a 9.1% weight overlap. Combined, they hold 146 unique securities.
Which pays a higher dividend, QQQG or SCHD?
QQQG yields 0.05% while SCHD yields 3.13%, so SCHD currently pays the higher dividend yield.
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