QQQG vs SCHD
Pacer Nasdaq 100 Top 50 Cash Cows Growth Leaders ETF vs Schwab US Dividend Equity ETF
Which is better, QQQG or SCHD?
Large Cap Growth against Large Cap Value.
SCHD has a lower expense ratio. QQQG led over 1Y and the full window. QQQG is less concentrated, with 39.7% of the fund in its ten largest positions against 41.5%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | QQQG | SCHD |
|---|---|---|
| Expense Ratio | 0.49% | 0.06%Best |
| AUM | $44M | $112.2B |
| Dividend Yield | 0.05% | 3.13% |
| Holdings | 51 | 103 |
| YTD Return | +27.39% | +27.56%Best |
| 1Y Return | +35.29%Best | +30.29% |
| 3Y Return (annualized) | - | +16.37% |
| 5Y Return (annualized) | - | +10.23% |
| Volatility (annualized) | 22.0% | 13.2%Best |
| Max Drawdown | -23.6% | -16.1%Best |
| $10,000 over 2 years | $14,852Best | $13,577 |
| Top 10 Weight | 39.7%Best | 41.5% |
| Fund Family | Pacer ETFs | Charles Schwab Asset Management |
| Category | Equity | Equity |
| Style | Large Cap Growth | Large Cap Value |
| Inception | Aug 19, 2024 | Oct 20, 2011 |
Volatility and max drawdown, and the $10,000 over 2 years row, are measured over the window both funds cover: Aug 20, 2024 to Sep 4, 2026 (2 years).
QQQG vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 2 years both funds cover.
QQQG vs SCHD Performance
Pacer Nasdaq 100 Top 50 Cash Cows Growth Leaders ETF (QQQG) is an ETF from Pacer ETFs and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year QQQG returned +35.29% while SCHD returned +30.29%. Year to date, QQQG is up 27.39% versus a gain of 27.56% for SCHD.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
QQQG has been the more volatile fund, with annualized monthly volatility of 22.0% compared with 13.2% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -23.6% for QQQG and -16.1% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.02. They move largely independently of each other.
Fees and Cost Over Time
QQQG charges 0.49% per year while SCHD charges 0.06%. On a $10,000 position that is $49 vs $6 annually, a gap of $43 per year that compounds over a long holding period. On income, QQQG currently yields 0.05% against 3.13% for SCHD.
Holdings Overlap
9.6% of QQQG's money is in holdings SCHD also owns. 14.4% of SCHD's money is in holdings QQQG also owns.
SCHD and QQQG share little of their money.
5 positions in common, counted across the 50 positions we hold weights for in QQQG and 100 in SCHD, against full books of 51 and 103.
What only one of them owns
Measured across the 50 and 100 positions we hold weights for.
SCHD holds 94 positions QQQG does not, 85.5% of the fund.
Largest: ABT 4.70%, HD 4.32%, MRK 4.26%, KO 4.20%, UNH 4.11%
You are not choosing between two funds in isolation.
Whichever of QQQG and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, QQQG or SCHD?
QQQG has an expense ratio of 0.49% while SCHD charges 0.06%. SCHD is the cheaper option, by $43 a year on a $10,000 investment.
Which performed better, QQQG or SCHD?
Over the past year QQQG returned +35.29% vs +30.29% for SCHD, so QQQG leads on 1-year performance. Over the longest common window we track (2 years), QQQG annualized +21.87% vs +16.52% for SCHD. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, QQQG or SCHD?
QQQG has been the more volatile fund at 22.0% annualized versus 13.2% for SCHD. Worst drawdown: QQQG -23.6% vs SCHD -16.1%.
Should I hold both QQQG and SCHD?
QQQG and SCHD have a monthly-return correlation of 0.02, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between QQQG and SCHD?
14.4% of SCHD's money is in holdings QQQG also owns. 14.4% of SCHD's is in holdings QQQG also owns. They hold 5 positions in common, counted across the 50 positions we hold weights for in QQQG and 100 in SCHD.
Which pays a higher dividend, QQQG or SCHD?
QQQG yields 0.05% while SCHD yields 3.13%, so SCHD currently pays the higher dividend yield.
Is SCHD better than QQQG?
SCHD has a lower expense ratio. QQQG led over 1Y and the full window. QQQG is less concentrated, with 39.7% of the fund in its ten largest positions against 41.5%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.