RDVY vs VTI
First Trust Rising Dividend Achievers ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, RDVY or VTI?
Large Cap Value against Large Cap Blend.
VTI has a lower expense ratio. RDVY led over 1Y, 5Y and the full window, VTI over 3Y. The two have moved almost in lockstep, correlation 0.90. RDVY is less concentrated, with 23.7% of the fund in its ten largest positions against 33.3%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | RDVY | VTI |
|---|---|---|
| Expense Ratio | 0.47% | 0.03%Best |
| AUM | $25.2B | $666.9B |
| Dividend Yield | 0.83% | 1.03% |
| Holdings | 144 | 3,543 |
| YTD Return | +14.75%Best | +14.00% |
| 1Y Return | +20.58%Best | +16.88% |
| 3Y Return (annualized) | +22.05% | +22.75%Best |
| 5Y Return (annualized) | +13.08%Best | +12.68% |
| Volatility (annualized) | 17.8% | 15.0%Best |
| Max Drawdown | -40.6% | -35.0%Best |
| $10,000 over 5 years | $18,490Best | $18,165 |
| Top 10 Weight | 23.7%Best | 33.3% |
| Fund Family | First Trust Portfolios (US) | Vanguard (US) |
| Category | Equity | Equity |
| Style | Large Cap Value | Large Cap Blend |
| Inception | Jan 6, 2014 | May 24, 2001 |
Volatility and max drawdown are measured over the window both funds cover: Jan 7, 2014 to Sep 21, 2026 (12.7 years).
RDVY vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 12.7 years both funds cover.
RDVY vs VTI Performance
First Trust Rising Dividend Achievers ETF (RDVY) is an ETF from First Trust Portfolios (US) and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year RDVY returned +20.58% while VTI returned +16.88%. Year to date, RDVY is up 14.75% versus a gain of 14.00% for VTI.
Over three years, RDVY compounded at +22.05% per year against +22.75% for VTI; over five years the annualized figures are +13.08% and +12.68% respectively. Across the full 13-year window we track, RDVY has the edge at +12.29% annualized vs +12.19%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
RDVY has been the more volatile fund, with annualized monthly volatility of 17.8% compared with 15.0% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -40.6% for RDVY and -35.0% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.90. They move almost in lockstep, so holding both mostly duplicates the same exposure.
Fees and Cost Over Time
RDVY charges 0.47% per year while VTI charges 0.03%. On a $10,000 position that is $47 vs $3 annually, a gap of $44 per year that compounds over a long holding period. On income, RDVY currently yields 0.83% against 1.03% for VTI.
Holdings Overlap
97.8% of RDVY's money is in holdings VTI also owns. 34.9% of VTI's money is in holdings RDVY also owns.
Most of RDVY is already inside VTI. Owning both mostly buys the same companies twice.
69 positions in common, counted across the 71 positions we hold weights for in RDVY and 3,463 in VTI, against full books of 144 and 3,543.
What only one of them owns
Our book lists 1,080 positions for VTI that do not appear in our book for RDVY (62.5% of the fund), and 0 for RDVY that do not appear in VTI (0.0%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in RDVY | Weight in VTI | Difference |
|---|---|---|---|
| NVDANvidia Corp | 2.10% | 6.40% | 4.30% |
| AAPLApple, Inc | 1.57% | 6.29% | 4.72% |
| MSFTMicrosoft Corp | 1.96% | 4.79% | 2.83% |
| GOOGLAlphabet Inc,class A | 2.01% | 2.90% | 0.89% |
| LRCXLrcx Uw Equity | 3.06% | 0.51% | 2.55% |
| AMATApplied Materials, Inc. | 2.96% | 0.56% | 2.40% |
| JPMJpmorgan Chase | 2.06% | 1.31% | 0.75% |
| METAMeta Platforms Inc | 1.52% | 1.70% | 0.18% |
| VVisa Inc Class A | 2.01% | 0.83% | 1.18% |
| MUMicron Technology, Inc. | 1.51% | 1.29% | 0.22% |
97.8% of RDVY is already inside VTI.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, RDVY or VTI?
RDVY has an expense ratio of 0.47% while VTI charges 0.03%. VTI is the cheaper option, by $44 a year on a $10,000 investment.
Which performed better, RDVY or VTI?
Over the past year RDVY returned +20.58% vs +16.88% for VTI, so RDVY leads on 1-year performance. Over the longest common window we track (13 years), RDVY annualized +12.29% vs +12.19% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, RDVY or VTI?
RDVY has been the more volatile fund at 17.8% annualized versus 15.0% for VTI. Worst drawdown: RDVY -40.6% vs VTI -35.0%.
Should I hold both RDVY and VTI?
RDVY and VTI have a monthly-return correlation of 0.90, so they move almost identically. What is left to separate them is the fee and the index each one tracks. This is information, not a recommendation.
What is the holdings overlap between RDVY and VTI?
97.8% of RDVY's money is in holdings VTI also owns. 34.9% of VTI's is in holdings RDVY also owns. They hold 69 positions in common, counted across the 71 positions we hold weights for in RDVY and 3,463 in VTI.
Which pays a higher dividend, RDVY or VTI?
RDVY yields 0.83% while VTI yields 1.03%, so VTI currently pays the higher dividend yield.
Is VTI better than RDVY?
VTI has a lower expense ratio. RDVY led over 1Y, 5Y and the full window, VTI over 3Y. The two have moved almost in lockstep, correlation 0.90. RDVY is less concentrated, with 23.7% of the fund in its ten largest positions against 33.3%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.