RJMG vs VTI
FT Raymond James Multicap Growth Equity ETF vs Vanguard Morningstar Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.
Side-by-Side Comparison
| Metric | RJMG | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.85% | 0.03% | |
| AUM | $11M | $666.9B | |
| Dividend Yield | 0.00% | 1.07% | |
| Holdings | 41 | 3,543 | |
| YTD Return | +1.42% | +13.14% | |
| 1Y Return | +15.82% | +22.35% | |
| 3Y Return (annualized) | - | +21.83% | |
| 5Y Return (annualized) | - | +12.01% | |
| Volatility (annualized) | 14.8% | 15.3% | |
| Max Drawdown | -25.4% | -56.6% | |
| Fund Family | First Trust Portfolios (US) | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Jan 12, 2024 | May 24, 2001 |
RJMG vs VTI Performance
FT Raymond James Multicap Growth Equity ETF (RJMG) is a ETF from First Trust Portfolios (US) and Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year RJMG returned +15.82% while VTI returned +22.35%. Year to date, RJMG is up 1.42% versus a gain of 13.14% for VTI.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 14.8% for RJMG. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -25.4% for RJMG and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.88. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
RJMG charges 0.85% per year while VTI charges 0.03%. On a $10,000 position that is $85 vs $3 annually, a gap of $82 per year that compounds over a long holding period. On income, RJMG currently yields 0.00% against 1.07% for VTI.
Holdings Overlap
RJMG and VTI share 31 holdings out of 2796 unique holdings combined, representing a 13.5% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, RJMG or VTI?
RJMG has an expense ratio of 0.85% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $82 per year of difference.
Which performed better, RJMG or VTI?
Over the past year RJMG returned +15.82% vs +22.35% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (2 years), RJMG annualized +17.17% vs +8.09% for VTI. Past performance does not guarantee future results.
Which is riskier, RJMG or VTI?
VTI has been the more volatile fund at 15.3% annualized versus 14.8% for RJMG. Worst drawdown: RJMG -25.4% vs VTI -56.6%.
Should I hold both RJMG and VTI?
RJMG and VTI have a monthly-return correlation of 0.88, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between RJMG and VTI?
RJMG and VTI share 31 common holdings with a 13.5% weight overlap. Combined, they hold 2796 unique securities.
Which pays a higher dividend, RJMG or VTI?
RJMG yields 0.00% while VTI yields 1.07%, so VTI currently pays the higher dividend yield.
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