IVV vs RJMG

IVV vs RJMG

Which is better, IVV or RJMG?

IVV has been ahead.

IVV has a lower expense ratio. IVV led over 1Y and the full window. RJMG is less concentrated, with 29.2% of the fund in its ten largest positions against 37.8%.

Lower Fees: IVVHigher Returns: IVVLess Concentrated: RJMG

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricIVVRJMG
Expense Ratio0.03%Best0.85%
AUM$876.4B$11M
Dividend Yield1.06%0.00%
Holdings50841
Volatility (annualized)10.6%Best14.8%
Max Drawdown-18.8%Best-25.4%
$10,000 over 2 years$15,021Best$13,729
Top 10 Weight37.8%29.2%Best
Fund FamilyiShares by BlackRock (US)First Trust Portfolios (US)
CategoryEquityEquity
StyleLarge Cap BlendLarge Cap Blend
InceptionMay 15, 2000Jan 12, 2024

Not shown on this pair: YTD Return, 1Y Return, 3Y Return (annualized), 5Y Return (annualized).

The two price series end 248 days apart, so a return over any period would be measuring two different stretches of market. Those rows are withheld. IVV has data through Sep 14, 2026 and RJMG through Jan 9, 2026.

Volatility and max drawdown, and the $10,000 over 2 years row, are measured over the window both funds cover: Jan 18, 2024 to Jan 9, 2026 (2 years).

Risk: Volatility and Drawdowns

RJMG has been the more volatile fund, with annualized monthly volatility of 14.8% compared with 10.6% for IVV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -18.8% for IVV and -25.4% for RJMG. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.87. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

IVV charges 0.03% per year while RJMG charges 0.85%. On a $10,000 position that is $3 vs $85 annually, a gap of $82 per year that compounds over a long holding period. On income, IVV currently yields 1.06% against 0.00% for RJMG.

Holdings Overlap

IVV already in RJMG17.9%
RJMG already in IVV68.7%

17.9% of IVV's money is in holdings RJMG also owns. 68.7% of RJMG's money is in holdings IVV also owns.

The two portfolios partly overlap.

The two holdings books were reported 304 days apart, IVV as of Aug 31, 2026 and RJMG as of Oct 31, 2025, so some of the difference between them is the time between the two reports rather than the funds.

27 positions in common, counted across the 490 positions we hold weights for in IVV and 40 in RJMG, against full books of 508 and 41.

What only one of them owns

Our book lists 12 positions for RJMG that do not appear in our book for IVV (28.9% of the fund), and 455 for IVV that do not appear in RJMG (80.8%).

Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.

Top Shared Holdings

StockWeight in IVVWeight in RJMGDifference
MSFTMicrosoft Corp5.69%2.44%3.25%
GOOGLAlphabet Inc,class A3.00%2.78%0.22%
MUMicron Technology, Inc.1.63%3.70%2.07%
METAMeta Platforms Inc1.90%2.03%0.13%
CIENCiena Corp0.08%3.53%3.45%
VVisa Inc Class A0.95%2.46%1.51%
DELLDell Technologies Inc0.20%2.93%2.73%
WMTWalmart, Inc.0.69%2.41%1.72%
MAMastercard Inc0.72%2.32%1.60%
COSTCostco Wholesale Corp.0.63%2.41%1.78%

68.7% of RJMG is already inside IVV.

You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.

IVVRJMG

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, IVV or RJMG?

IVV has an expense ratio of 0.03% while RJMG charges 0.85%. IVV is the cheaper option, by $82 a year on a $10,000 investment.

Which is riskier, IVV or RJMG?

RJMG has been the more volatile fund at 14.8% annualized versus 10.6% for IVV. Worst drawdown: IVV -18.8% vs RJMG -25.4%.

Should I hold both IVV and RJMG?

IVV and RJMG have a monthly-return correlation of 0.87, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

What is the holdings overlap between IVV and RJMG?

68.7% of RJMG's money is in holdings IVV also owns. 68.7% of RJMG's is in holdings IVV also owns. They hold 27 positions in common, counted across the 490 positions we hold weights for in IVV and 40 in RJMG.

Which pays a higher dividend, IVV or RJMG?

IVV yields 1.06% while RJMG yields 0.00%, so IVV currently pays the higher dividend yield.

Is RJMG better than IVV?

IVV has a lower expense ratio. IVV led over 1Y and the full window. RJMG is less concentrated, with 29.2% of the fund in its ten largest positions against 37.8%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.