RSPH vs SCHD
Invesco S&P 500 Equal Weight Health Care ETF vs Schwab US Dividend Equity ETF
Which is better, RSPH or SCHD?
Large Cap Blend against Large Cap Value.
SCHD has a lower expense ratio. RSPH led over 1Y and the full window, SCHD over 3Y and 5Y. RSPH is less concentrated, with 22.4% of the fund in its ten largest positions against 41.8%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | RSPH | SCHD |
|---|---|---|
| Expense Ratio | 0.40% | 0.06%Best |
| AUM | $839M | $112.1B |
| Dividend Yield | 0.62% | 3.00% |
| Holdings | 62 | 103 |
| YTD Return | +15.94% | +24.23%Best |
| 1Y Return | +28.54%Best | +27.90% |
| 3Y Return (annualized) | +10.23% | +15.55%Best |
| 5Y Return (annualized) | +4.05% | +9.97%Best |
| Volatility (annualized) | 15.2% | 13.6%Best |
| Max Drawdown | -30.6%Best | -33.4% |
| $10,000 over 5 years | $12,196 | $16,083Best |
| Top 10 Weight | 22.4%Best | 41.8% |
| Fund Family | Invesco (US) | Charles Schwab Asset Management |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Value |
| Inception | Nov 1, 2006 | Oct 20, 2011 |
Volatility and max drawdown are measured over the window both funds cover: Oct 20, 2011 to Sep 17, 2026 (14.9 years).
RSPH vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 14.9 years both funds cover.
RSPH vs SCHD Performance
Invesco S&P 500 Equal Weight Health Care ETF (RSPH) is an ETF from Invesco (US) and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year RSPH returned +28.54% while SCHD returned +27.90%. Year to date, RSPH is up 15.94% versus a gain of 24.23% for SCHD.
Over three years, RSPH compounded at +10.23% per year against +15.55% for SCHD; over five years the annualized figures are +4.05% and +9.97% respectively. Across the full 15-year window we track, RSPH has the edge at +12.81% annualized vs +11.30%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
RSPH has been the more volatile fund, with annualized monthly volatility of 15.2% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -30.6% for RSPH and -33.4% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.76. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
RSPH charges 0.40% per year while SCHD charges 0.06%. On a $10,000 position that is $40 vs $6 annually, a gap of $34 per year that compounds over a long holding period. On income, RSPH currently yields 0.62% against 3.00% for SCHD.
Holdings Overlap
8.5% of RSPH's money is in holdings SCHD also owns. 21.3% of SCHD's money is in holdings RSPH also owns.
SCHD and RSPH share little of their money.
5 positions in common, counted across the 61 positions we hold weights for in RSPH and 100 in SCHD, against full books of 62 and 103.
What only one of them owns
Our book lists 94 positions for SCHD that do not appear in our book for RSPH (78.6% of the fund), and 54 for RSPH that do not appear in SCHD (89.9%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
21.3% of SCHD is already inside RSPH.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, RSPH or SCHD?
RSPH has an expense ratio of 0.40% while SCHD charges 0.06%. SCHD is the cheaper option, by $34 a year on a $10,000 investment.
Which performed better, RSPH or SCHD?
Over the past year RSPH returned +28.54% vs +27.90% for SCHD, so RSPH leads on 1-year performance. Over the longest common window we track (15 years), RSPH annualized +12.81% vs +11.30% for SCHD. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, RSPH or SCHD?
RSPH has been the more volatile fund at 15.2% annualized versus 13.6% for SCHD. Worst drawdown: RSPH -30.6% vs SCHD -33.4%.
Should I hold both RSPH and SCHD?
RSPH and SCHD have a monthly-return correlation of 0.76, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between RSPH and SCHD?
21.3% of SCHD's money is in holdings RSPH also owns. 21.3% of SCHD's is in holdings RSPH also owns. They hold 5 positions in common, counted across the 61 positions we hold weights for in RSPH and 100 in SCHD.
Which pays a higher dividend, RSPH or SCHD?
RSPH yields 0.62% while SCHD yields 3.00%, so SCHD currently pays the higher dividend yield.
Is SCHD better than RSPH?
SCHD has a lower expense ratio. RSPH led over 1Y and the full window, SCHD over 3Y and 5Y. RSPH is less concentrated, with 22.4% of the fund in its ten largest positions against 41.8%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.