RSPH vs VTI

RSPH vs VTI

Which is better, RSPH or VTI?

Each has led over a different period.

VTI has a lower expense ratio. RSPH led over 1Y and the full window, VTI over 3Y and 5Y. RSPH is less concentrated, with 22.4% of the fund in its ten largest positions against 33.3%.

Lower Fees: VTIHigher Returns: splitLess Concentrated: RSPH

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricRSPHVTI
Expense Ratio0.40%0.03%Best
AUM$839M$666.9B
Dividend Yield0.62%1.03%
Holdings623,543
YTD Return+15.94%Best+12.28%
1Y Return+28.54%Best+16.78%
3Y Return (annualized)+10.23%+20.89%Best
5Y Return (annualized)+4.05%+11.94%Best
Volatility (annualized)15.8%Tie15.8%Tie
Max Drawdown-41.1%Best-56.6%
$10,000 over 5 years$12,196$17,576Best
Top 10 Weight22.4%Best33.3%
Fund FamilyInvesco (US)Vanguard (US)
CategoryEquityEquity
StyleLarge Cap BlendLarge Cap Blend
InceptionNov 1, 2006May 24, 2001

Volatility and max drawdown are measured over the window both funds cover: Nov 7, 2006 to Sep 17, 2026 (19.9 years).

RSPH vs VTI growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 19.9 years both funds cover.

RSPH vs VTI Performance

Invesco S&P 500 Equal Weight Health Care ETF (RSPH) is an ETF from Invesco (US) and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year RSPH returned +28.54% while VTI returned +16.78%. Year to date, RSPH is up 15.94% versus a gain of 12.28% for VTI.

Over three years, RSPH compounded at +10.23% per year against +20.89% for VTI; over five years the annualized figures are +4.05% and +11.94% respectively. Across the full 20-year window we track, RSPH has the edge at +10.74% annualized vs +9.37%.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

RSPH and VTI have been equally volatile, both at 15.8% annualized.

The deepest peak-to-trough decline in our data was -41.1% for RSPH and -56.6% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.82. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

RSPH charges 0.40% per year while VTI charges 0.03%. On a $10,000 position that is $40 vs $3 annually, a gap of $37 per year that compounds over a long holding period. On income, RSPH currently yields 0.62% against 1.03% for VTI.

Holdings Overlap

RSPH already in VTI100.0%
VTI already in RSPH8.2%

100.0% of RSPH's money is in holdings VTI also owns. 8.2% of VTI's money is in holdings RSPH also owns.

Most of RSPH is already inside VTI. Owning both mostly buys the same companies twice.

59 positions in common, counted across the 61 positions we hold weights for in RSPH and 3,463 in VTI, against full books of 62 and 3,543.

What only one of them owns

Our book lists 1,092 positions for VTI that do not appear in our book for RSPH (89.3% of the fund), and 1 for RSPH that do not appear in VTI (0.0%).

Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.

Top Shared Holdings

StockWeight in RSPHWeight in VTIDifference
MRNAModerna therapeutics4.39%0.03%4.36%
LLYEli Lilly & Co.1.47%1.35%0.12%
VEEVVeeva Systems Inc2.51%0.04%2.47%
JNJJohnson & Johnson - Common1.61%0.86%0.75%
CRLCharles River Laboratories International Inc2.23%0.02%2.21%
ABBVAbbvie Inc.1.64%0.61%1.03%
MRKMerck & Company Inc1.78%0.45%1.33%
TMOThermo Fisherscientific Inc.1.84%0.30%1.54%
AMGNAmgen Inc.1.84%0.29%1.55%
IQVI Q V I A Holdings Inc.2.07%0.05%2.02%

100.0% of RSPH is already inside VTI.

You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.

RSPHVTI

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, RSPH or VTI?

RSPH has an expense ratio of 0.40% while VTI charges 0.03%. VTI is the cheaper option, by $37 a year on a $10,000 investment.

Which performed better, RSPH or VTI?

Over the past year RSPH returned +28.54% vs +16.78% for VTI, so RSPH leads on 1-year performance. Over the longest common window we track (20 years), RSPH annualized +10.74% vs +9.37% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, RSPH or VTI?

RSPH and VTI have been equally volatile, both at 15.8% annualized. Worst drawdown: RSPH -41.1% vs VTI -56.6%.

Should I hold both RSPH and VTI?

RSPH and VTI have a monthly-return correlation of 0.82, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

What is the holdings overlap between RSPH and VTI?

100.0% of RSPH's money is in holdings VTI also owns. 8.2% of VTI's is in holdings RSPH also owns. They hold 59 positions in common, counted across the 61 positions we hold weights for in RSPH and 3,463 in VTI.

Which pays a higher dividend, RSPH or VTI?

RSPH yields 0.62% while VTI yields 1.03%, so VTI currently pays the higher dividend yield.

Is VTI better than RSPH?

VTI has a lower expense ratio. RSPH led over 1Y and the full window, VTI over 3Y and 5Y. RSPH is less concentrated, with 22.4% of the fund in its ten largest positions against 33.3%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.