RSPH vs SPY

RSPH vs SPY

Which is better, RSPH or SPY?

Each has led over a different period.

SPY has a lower expense ratio. RSPH led over 1Y and the full window, SPY over 3Y and 5Y. RSPH is less concentrated, with 22.4% of the fund in its ten largest positions against 37.8%.

Lower Fees: SPYHigher Returns: splitLess Concentrated: RSPH

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricRSPHSPY
Expense Ratio0.40%0.09%Best
AUM$839M$804.7B
Dividend Yield0.62%0.98%
Holdings62505
YTD Return+15.19%Best+12.09%
1Y Return+26.96%Best+16.29%
3Y Return (annualized)+9.97%+21.20%Best
5Y Return (annualized)+4.19%+13.37%Best
Volatility (annualized)15.8%15.4%Best
Max Drawdown-41.1%Best-56.5%
$10,000 over 5 years$12,278$18,728Best
Top 10 Weight22.4%Best37.8%
Fund FamilyInvesco (US)State Street Investment Management
CategoryEquityEquity
StyleLarge Cap BlendLarge Cap Blend
InceptionNov 1, 2006Jan 22, 1993

Volatility and max drawdown are measured over the window both funds cover: Nov 7, 2006 to Sep 18, 2026 (19.9 years).

RSPH vs SPY growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 19.9 years both funds cover.

RSPH vs SPY Performance

Invesco S&P 500 Equal Weight Health Care ETF (RSPH) is an ETF from Invesco (US) and State Street SPDR S&P 500 ETF Trust (SPY) is an ETF from State Street Investment Management. Over the past year RSPH returned +26.96% while SPY returned +16.29%. Year to date, RSPH is up 15.19% versus a gain of 12.09% for SPY.

Over three years, RSPH compounded at +9.97% per year against +21.20% for SPY; over five years the annualized figures are +4.19% and +13.37% respectively. Across the full 20-year window we track, RSPH has the edge at +10.70% annualized vs +9.36%.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

RSPH has been the more volatile fund, with annualized monthly volatility of 15.8% compared with 15.4% for SPY. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -41.1% for RSPH and -56.5% for SPY. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.81. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

RSPH charges 0.40% per year while SPY charges 0.09%. On a $10,000 position that is $40 vs $9 annually, a gap of $31 per year that compounds over a long holding period. On income, RSPH currently yields 0.62% against 0.98% for SPY.

Holdings Overlap

RSPH already in SPY100.0%
SPY already in RSPH9.4%

100.0% of RSPH's money is in holdings SPY also owns. 9.4% of SPY's money is in holdings RSPH also owns.

Most of RSPH is already inside SPY. Owning both mostly buys the same companies twice.

60 positions in common, counted across the 61 positions we hold weights for in RSPH and 504 in SPY, against full books of 62 and 505.

What only one of them owns

Our book lists 439 positions for SPY that do not appear in our book for RSPH (90.0% of the fund), and 1 for RSPH that do not appear in SPY (0.0%).

Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.

Top Shared Holdings

StockWeight in RSPHWeight in SPYDifference
MRNAModerna therapeutics4.39%0.08%4.31%
LLYEli Lilly & Co.1.47%1.40%0.07%
JNJJohnson & Johnson - Common1.61%0.99%0.62%
VEEVVeeva Systems Inc2.51%0.06%2.45%
MRKMerck & Company Inc1.78%0.56%1.22%
ABBVAbbvie Inc.1.64%0.70%0.94%
CRLCharles River Laboratories International Inc2.23%0.02%2.21%
AMGNAmgen Inc.1.84%0.36%1.48%
TMOThermo Fisherscientific Inc.1.84%0.34%1.50%
IQVI Q V I A Holdings Inc.2.07%0.07%2.00%

100.0% of RSPH is already inside SPY.

You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.

RSPHSPY

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, RSPH or SPY?

RSPH has an expense ratio of 0.40% while SPY charges 0.09%. SPY is the cheaper option, by $31 a year on a $10,000 investment.

Which performed better, RSPH or SPY?

Over the past year RSPH returned +26.96% vs +16.29% for SPY, so RSPH leads on 1-year performance. Over the longest common window we track (20 years), RSPH annualized +10.70% vs +9.36% for SPY. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, RSPH or SPY?

RSPH has been the more volatile fund at 15.8% annualized versus 15.4% for SPY. Worst drawdown: RSPH -41.1% vs SPY -56.5%.

Should I hold both RSPH and SPY?

RSPH and SPY have a monthly-return correlation of 0.81, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

What is the holdings overlap between RSPH and SPY?

100.0% of RSPH's money is in holdings SPY also owns. 9.4% of SPY's is in holdings RSPH also owns. They hold 60 positions in common, counted across the 61 positions we hold weights for in RSPH and 504 in SPY.

Which pays a higher dividend, RSPH or SPY?

RSPH yields 0.62% while SPY yields 0.98%, so SPY currently pays the higher dividend yield.

Is SPY better than RSPH?

SPY has a lower expense ratio. RSPH led over 1Y and the full window, SPY over 3Y and 5Y. RSPH is less concentrated, with 22.4% of the fund in its ten largest positions against 37.8%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.