RSSL vs SCHD

Quick Verdict

SCHD has a lower expense ratio. RSSL delivered stronger 1-year returns. RSSL offers more diversification with 1387 holdings.

Lower Fees: SCHDHigher Returns: RSSLMore Diversified: RSSL

Side-by-Side Comparison

MetricRSSLSCHDWinner
Expense Ratio0.08%0.06%
AUM$1.5B$103.7B
Dividend Yield1.23%3.31%
Holdings1,918104
YTD Return+21.50%+25.62%
1Y Return+37.80%+32.62%
3Y Return (annualized)-+15.58%
5Y Return (annualized)-+9.63%
Volatility (annualized)18.4%13.6%
Max Drawdown-28.2%-33.4%
Fund FamilyGlobal X by mirae AssetCharles Schwab Asset Management
CategoryEquityEquity
InceptionJun 4, 2024Oct 20, 2011

RSSL vs SCHD Performance

Global X Russell 2000 ETF (RSSL) is a ETF from Global X by mirae Asset and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year RSSL returned +37.80% while SCHD returned +32.62%. Year to date, RSSL is up 21.50% versus a gain of 25.62% for SCHD.

Risk: Volatility and Drawdowns

RSSL has been the more volatile fund, with annualized monthly volatility of 18.4% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -28.2% for RSSL and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.56. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

RSSL charges 0.08% per year while SCHD charges 0.06%. On a $10,000 position that is $8 vs $6 annually, a gap of $2 per year that compounds over a long holding period. On income, RSSL currently yields 1.23% against 3.31% for SCHD.

Holdings Overlap

1.3%overlap

RSSL and SCHD share 27 holdings out of 1460 unique holdings combined, representing a 1.3% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in RSSLWeight in SCHDDifference
MC0.16%0.13%0.03%
MUR0.15%0.13%0.02%
CVBF0.13%0.10%0.03%
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Frequently Asked Questions

Which is cheaper, RSSL or SCHD?

RSSL has an expense ratio of 0.08% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $2 per year of difference.

Which performed better, RSSL or SCHD?

Over the past year RSSL returned +37.80% vs +32.62% for SCHD, so RSSL leads on 1-year performance. Over the longest common window we track (2 years), RSSL annualized +20.29% vs +11.47% for SCHD. Past performance does not guarantee future results.

Which is riskier, RSSL or SCHD?

RSSL has been the more volatile fund at 18.4% annualized versus 13.6% for SCHD. Worst drawdown: RSSL -28.2% vs SCHD -33.4%.

Should I hold both RSSL and SCHD?

RSSL and SCHD have a monthly-return correlation of 0.56, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between RSSL and SCHD?

RSSL and SCHD share 27 common holdings with a 1.3% weight overlap. Combined, they hold 1460 unique securities.

Which pays a higher dividend, RSSL or SCHD?

RSSL yields 1.23% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.

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