SCHD vs SNPD
SCHD vs SNPD
Schwab US Dividend Equity ETF vs Xtrackers S&P Dividend Aristocrats Screened ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SNPD offers more diversification with 106 holdings.
Side-by-Side Comparison
| Metric | SCHD | SNPD | Winner |
|---|---|---|---|
| Expense Ratio | 0.06% | 0.15% | |
| AUM | $103.7B | $3M | |
| Dividend Yield | 3.31% | 3.22% | |
| Holdings | 104 | 106 | |
| YTD Return | +24.26% | +14.84% | |
| 1Y Return | +31.38% | +17.17% | |
| 3Y Return (annualized) | +15.08% | +9.01% | |
| 5Y Return (annualized) | +9.72% | - | |
| Volatility (annualized) | 13.6% | 13.0% | |
| Max Drawdown | -33.4% | -15.8% | |
| Fund Family | Charles Schwab Asset Management | Xtrackers ETFs | |
| Category | Equity | Equity | |
| Inception | Oct 20, 2011 | Nov 9, 2022 |
SCHD vs SNPD Performance
Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management and Xtrackers S&P Dividend Aristocrats Screened ETF (SNPD) is a ETF from Xtrackers ETFs. Over the past year SCHD returned +31.38% while SNPD returned +17.17%. Year to date, SCHD is up 24.26% versus a gain of 14.84% for SNPD.
Over three years, SCHD compounded at +15.08% per year against +9.01% for SNPD. Across the full 4-year window we track, SCHD has the edge at +11.39% annualized vs +8.63%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 13.6% compared with 13.0% for SNPD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -33.4% for SCHD and -15.8% for SNPD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.91. They move almost in lockstep, so holding both mostly duplicates the same exposure.
Fees and Cost Over Time
SCHD charges 0.06% per year while SNPD charges 0.15%. On a $10,000 position that is $6 vs $15 annually, a gap of $9 per year that compounds over a long holding period. On income, SCHD currently yields 3.31% against 3.22% for SNPD.
Holdings Overlap
SCHD and SNPD share 16 holdings out of 190 unique holdings combined, representing a 16.6% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Top Shared Holdings
| Stock | Weight in SCHD | Weight in SNPD | Difference |
|---|---|---|---|
| VZ | 3.68% | 3.00% | 0.68% |
| KO | 4.08% | 1.23% | 2.85% |
| PG | 4.15% | 1.11% | 3.04% |
| ABT | Pro | Pro | Pro |
| TXN | Pro | Pro | Pro |
| PEP | Pro | Pro | Pro |
| RHI | Pro | Pro | Pro |
| TGT | Pro | Pro | Pro |
| QCOM | Pro | Pro | Pro |
| ADP | Pro | Pro | Pro |
See all 10 holdings SCHD shares with SNPD Exact weights in each fund and the difference, for every overlapping position. X-ray my whole portfolio$99/yr Pro · 7-day refund | |||
Frequently Asked Questions
Which is cheaper, SCHD or SNPD?
SCHD has an expense ratio of 0.06% while SNPD charges 0.15%. SCHD is the cheaper option. On a $10,000 investment, that is $9 per year of difference.
Which performed better, SCHD or SNPD?
Over the past year SCHD returned +31.38% vs +17.17% for SNPD, so SCHD leads on 1-year performance. Over the longest common window we track (4 years), SCHD annualized +11.39% vs +8.63% for SNPD. Past performance does not guarantee future results.
Which is riskier, SCHD or SNPD?
SCHD has been the more volatile fund at 13.6% annualized versus 13.0% for SNPD. Worst drawdown: SCHD -33.4% vs SNPD -15.8%.
Should I hold both SCHD and SNPD?
SCHD and SNPD have a monthly-return correlation of 0.91, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.
What is the holdings overlap between SCHD and SNPD?
SCHD and SNPD share 16 common holdings with a 16.6% weight overlap. Combined, they hold 190 unique securities.
Which pays a higher dividend, SCHD or SNPD?
SCHD yields 3.31% while SNPD yields 3.22%, so SCHD currently pays the higher dividend yield.
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