SCHD vs SNPD
Schwab US Dividend Equity ETF vs Xtrackers S&P Dividend Aristocrats Screened ETF
Which is better, SCHD or SNPD?
Large Cap Value against Large Cap Blend.
SCHD has a lower expense ratio. SCHD led over 1Y, 3Y and the full window. The two have moved almost in lockstep, correlation 0.91. SNPD is less concentrated, with 24.8% of the fund in its ten largest positions against 41.8%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | SCHD | SNPD |
|---|---|---|
| Expense Ratio | 0.06%Best | 0.15% |
| AUM | $112.1B | $3M |
| Dividend Yield | 3.00% | 3.14% |
| Holdings | 103 | 107 |
| YTD Return | +23.60%Best | +7.99% |
| 1Y Return | +28.29%Best | +9.58% |
| 3Y Return (annualized) | +16.25%Best | +8.93% |
| 5Y Return (annualized) | +10.25% | - |
| Volatility (annualized) | 13.3% | 13.1%Best |
| Max Drawdown | -16.1% | -15.8%Best |
| $10,000 over 3.9 years | $15,792Best | $12,845 |
| Top 10 Weight | 41.8% | 24.8%Best |
| Fund Family | Charles Schwab Asset Management | Xtrackers ETFs |
| Category | Equity | Equity |
| Style | Large Cap Value | Large Cap Blend |
| Inception | Oct 20, 2011 | Nov 9, 2022 |
Volatility and max drawdown, and the $10,000 over 3.9 years row, are measured over the window both funds cover: Nov 9, 2022 to Sep 21, 2026 (3.9 years).
SCHD vs SNPD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 3.9 years both funds cover.
SCHD vs SNPD Performance
Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management and Xtrackers S&P Dividend Aristocrats Screened ETF (SNPD) is an ETF from Xtrackers ETFs. Over the past year SCHD returned +28.29% while SNPD returned +9.58%. Year to date, SCHD is up 23.60% versus a gain of 7.99% for SNPD.
Over three years, SCHD compounded at +16.25% per year against +8.93% for SNPD. Across the full 4-year window we track, SCHD has the edge at +12.43% annualized vs +6.63%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 13.3% compared with 13.1% for SNPD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -16.1% for SCHD and -15.8% for SNPD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.91. They move almost in lockstep, so holding both mostly duplicates the same exposure.
Fees and Cost Over Time
SCHD charges 0.06% per year while SNPD charges 0.15%. On a $10,000 position that is $6 vs $15 annually, a gap of $9 per year that compounds over a long holding period. On income, SCHD currently yields 3.00% against 3.14% for SNPD.
Holdings Overlap
37.6% of SCHD's money is in holdings SNPD also owns. 26.5% of SNPD's money is in holdings SCHD also owns.
The two portfolios partly overlap.
16 positions in common, counted across the 100 positions we hold weights for in SCHD and 106 in SNPD, against full books of 103 and 107.
What only one of them owns
Our book lists 89 positions for SNPD that do not appear in our book for SCHD (72.9% of the fund), and 83 for SCHD that do not appear in SNPD (62.3%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in SCHD | Weight in SNPD | Difference |
|---|---|---|---|
| VZVerizon Communic | 3.97% | 3.41% | 0.56% |
| KOCoca Cola Co. | 4.17% | 1.32% | 2.85% |
| ABTAbbott Laboratories | 4.69% | 0.74% | 3.95% |
| PEPPepsico Inc. | 3.64% | 1.37% | 2.27% |
| PGProcter & Gamble Company | 3.83% | 1.10% | 2.73% |
| TXNTexas Instrument Inc | 3.13% | 1.30% | 1.83% |
| TGTTarget Corp Common Stock Usd.0833 | 1.78% | 2.38% | 0.60% |
| ADPAutomatic Data Processing, Inc. | 2.79% | 1.06% | 1.73% |
| RHIRobert Half International Inc. | 0.11% | 3.64% | 3.53% |
| ACNAccenture Plc | 2.84% | 0.60% | 2.24% |
37.6% of SCHD is already inside SNPD.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, SCHD or SNPD?
SCHD has an expense ratio of 0.06% while SNPD charges 0.15%. SCHD is the cheaper option, by $9 a year on a $10,000 investment.
Which performed better, SCHD or SNPD?
Over the past year SCHD returned +28.29% vs +9.58% for SNPD, so SCHD leads on 1-year performance. Over the longest common window we track (4 years), SCHD annualized +12.43% vs +6.63% for SNPD. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, SCHD or SNPD?
SCHD has been the more volatile fund at 13.3% annualized versus 13.1% for SNPD. Worst drawdown: SCHD -16.1% vs SNPD -15.8%.
Should I hold both SCHD and SNPD?
SCHD and SNPD have a monthly-return correlation of 0.91, so they move almost identically. What is left to separate them is the fee and the index each one tracks. This is information, not a recommendation.
What is the holdings overlap between SCHD and SNPD?
37.6% of SCHD's money is in holdings SNPD also owns. 26.5% of SNPD's is in holdings SCHD also owns. They hold 16 positions in common, counted across the 100 positions we hold weights for in SCHD and 106 in SNPD.
Which pays a higher dividend, SCHD or SNPD?
SCHD yields 3.00% while SNPD yields 3.14%, so SNPD currently pays the higher dividend yield.
Is SNPD better than SCHD?
SCHD has a lower expense ratio. SCHD led over 1Y, 3Y and the full window. The two have moved almost in lockstep, correlation 0.91. SNPD is less concentrated, with 24.8% of the fund in its ten largest positions against 41.8%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.