SNPD vs VTI
SNPD vs VTI
Xtrackers S&P Dividend Aristocrats Screened ETF vs Vanguard Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.
Side-by-Side Comparison
| Metric | SNPD | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.15% | 0.03% | |
| AUM | $3M | $663.5B | |
| Dividend Yield | 3.22% | 1.07% | |
| Holdings | 106 | 3,543 | |
| YTD Return | +14.84% | +14.20% | |
| 1Y Return | +17.17% | +24.16% | |
| 3Y Return (annualized) | +9.01% | +21.12% | |
| 5Y Return (annualized) | - | +12.37% | |
| Volatility (annualized) | 13.0% | 15.3% | |
| Max Drawdown | -15.8% | -56.6% | |
| Fund Family | Xtrackers ETFs | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Nov 9, 2022 | May 24, 2001 |
SNPD vs VTI Performance
Xtrackers S&P Dividend Aristocrats Screened ETF (SNPD) is a ETF from Xtrackers ETFs and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year SNPD returned +17.17% while VTI returned +24.16%. Year to date, SNPD is up 14.84% versus a gain of 14.20% for VTI.
Over three years, SNPD compounded at +9.01% per year against +21.12% for VTI. Across the full 4-year window we track, SNPD has the edge at +8.63% annualized vs +8.14%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 13.0% for SNPD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -15.8% for SNPD and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.67. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
SNPD charges 0.15% per year while VTI charges 0.03%. On a $10,000 position that is $15 vs $3 annually, a gap of $12 per year that compounds over a long holding period. On income, SNPD currently yields 3.22% against 1.07% for VTI.
Holdings Overlap
SNPD and VTI share 88 holdings out of 2801 unique holdings combined, representing a 9.2% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Top Shared Holdings
| Stock | Weight in SNPD | Weight in VTI | Difference |
|---|---|---|---|
| MSFT | 0.21% | 3.81% | 3.60% |
| VZ | 3.00% | 0.22% | 2.78% |
| EIX | 2.95% | 0.04% | 2.91% |
| BBY | Pro | Pro | Pro |
| XOM | Pro | Pro | Pro |
| O | Pro | Pro | Pro |
| TGT | Pro | Pro | Pro |
| KMB | Pro | Pro | Pro |
| ABBV | Pro | Pro | Pro |
| HRL | Pro | Pro | Pro |
See all 10 holdings SNPD shares with VTI Exact weights in each fund and the difference, for every overlapping position. Get FundXLS Pro: $29/moFirst 500 subscribers, then $49/mo. Cancel anytime. | |||
Frequently Asked Questions
Which is cheaper, SNPD or VTI?
SNPD has an expense ratio of 0.15% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $12 per year of difference.
Which performed better, SNPD or VTI?
Over the past year SNPD returned +17.17% vs +24.16% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (4 years), SNPD annualized +8.63% vs +8.14% for VTI. Past performance does not guarantee future results.
Which is riskier, SNPD or VTI?
VTI has been the more volatile fund at 15.3% annualized versus 13.0% for SNPD. Worst drawdown: SNPD -15.8% vs VTI -56.6%.
Should I hold both SNPD and VTI?
SNPD and VTI have a monthly-return correlation of 0.67, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between SNPD and VTI?
SNPD and VTI share 88 common holdings with a 9.2% weight overlap. Combined, they hold 2801 unique securities.
Which pays a higher dividend, SNPD or VTI?
SNPD yields 3.22% while VTI yields 1.07%, so SNPD currently pays the higher dividend yield.
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