SCHD vs TOV
Schwab US Dividend Equity ETF vs JLens 500 Jewish Advocacy US ETF
Which is better, SCHD or TOV?
Large Cap Value against Large Cap Blend.
SCHD has a lower expense ratio. SCHD led over 1Y, TOV over the full window. TOV is less concentrated, with 38.7% of the fund in its ten largest positions against 41.8%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | SCHD | TOV |
|---|---|---|
| Expense Ratio | 0.06%Best | 0.18% |
| AUM | $108.9B | $283M |
| Dividend Yield | 3.00% | 0.83% |
| Holdings | 206 | 502 |
| YTD Return | +20.89%Best | +13.82% |
| 1Y Return | +23.87%Best | +16.26% |
| 3Y Return (annualized) | +16.42% | - |
| 5Y Return (annualized) | +9.40% | - |
| Volatility (annualized) | 14.3% | 13.2%Best |
| Max Drawdown | -14.0%Best | -16.3% |
| $10,000 over 1.6 years | $12,379 | $13,414Best |
| Top 10 Weight | 41.8% | 38.7%Best |
| Fund Family | Charles Schwab Asset Management | JLens |
| Category | Equity | Equity |
| Style | Large Cap Value | Large Cap Blend |
| Inception | Oct 20, 2011 | Feb 26, 2025 |
Volatility and max drawdown, and the $10,000 over 1.6 years row, are measured over the window both funds cover: Feb 27, 2025 to Oct 2, 2026 (1.6 years).
SCHD vs TOV growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 1.6 years both funds cover.
SCHD vs TOV Performance
Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management and JLens 500 Jewish Advocacy US ETF (TOV) is an ETF from JLens. Over the past year SCHD returned +23.87% while TOV returned +16.26%. Year to date, SCHD is up 20.89% versus a gain of 13.82% for TOV.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 14.3% compared with 13.2% for TOV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -14.0% for SCHD and -16.3% for TOV. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.28. They move largely independently of each other.
Fees and Cost Over Time
SCHD charges 0.06% per year while TOV charges 0.18%. On a $10,000 position that is $6 vs $18 annually, a gap of $12 per year that compounds over a long holding period. On income, SCHD currently yields 3.00% against 0.83% for TOV.
Holdings Overlap
85.9% of SCHD's money is in holdings TOV also owns. 7.7% of TOV's money is in holdings SCHD also owns.
Most of SCHD is already inside TOV. Owning both mostly buys the same companies twice.
40 positions in common, counted across the 99 positions we hold weights for in SCHD and 496 in TOV, against full books of 206 and 502.
What only one of them owns
Our book lists 446 positions for TOV that do not appear in our book for SCHD (91.7% of the fund), and 58 for SCHD that do not appear in TOV (14.0%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in SCHD | Weight in TOV | Difference |
|---|---|---|---|
| MRKMerck & Company Inc | 4.77% | 0.57% | 4.20% |
| CVXChevron Corp | 4.29% | 0.67% | 3.62% |
| KOCoca Cola Co. | 4.26% | 0.67% | 3.59% |
| ABTAbbott Laboratories | 4.44% | 0.27% | 4.17% |
| AMGNAmgen Inc. | 4.24% | 0.31% | 3.93% |
| PGProcter & Gamble Company | 3.94% | 0.60% | 3.34% |
| VZVerizon Communications Inc Vz | 4.12% | 0.32% | 3.80% |
| UNHUnitedhealth Group Incorporated | 3.82% | 0.53% | 3.29% |
| HDHome Depot Inc/The | 3.75% | 0.44% | 3.31% |
| PEPPepsico Inc. | 3.63% | 0.33% | 3.30% |
85.9% of SCHD is already inside TOV.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, SCHD or TOV?
SCHD has an expense ratio of 0.06% while TOV charges 0.18%. SCHD is the cheaper option, by $12 a year on a $10,000 investment.
Which performed better, SCHD or TOV?
Over the past year SCHD returned +23.87% vs +16.26% for TOV, so SCHD leads on 1-year performance. Over the longest common window we track (2 years), SCHD annualized +14.27% vs +20.15% for TOV. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, SCHD or TOV?
SCHD has been the more volatile fund at 14.3% annualized versus 13.2% for TOV. Worst drawdown: SCHD -14.0% vs TOV -16.3%.
Should I hold both SCHD and TOV?
SCHD and TOV have a monthly-return correlation of 0.28, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between SCHD and TOV?
85.9% of SCHD's money is in holdings TOV also owns. 7.7% of TOV's is in holdings SCHD also owns. They hold 40 positions in common, counted across the 99 positions we hold weights for in SCHD and 496 in TOV.
Which pays a higher dividend, SCHD or TOV?
SCHD yields 3.00% while TOV yields 0.83%, so SCHD currently pays the higher dividend yield.
Is TOV better than SCHD?
SCHD has a lower expense ratio. SCHD led over 1Y, TOV over the full window. TOV is less concentrated, with 38.7% of the fund in its ten largest positions against 41.8%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.