SCHD vs TOV
SCHD vs TOV
Schwab US Dividend Equity ETF vs JLens 500 Jewish Advocacy US ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. TOV offers more diversification with 496 holdings.
Side-by-Side Comparison
| Metric | SCHD | TOV | Winner |
|---|---|---|---|
| Expense Ratio | 0.06% | 0.18% | |
| AUM | $103.7B | $261M | |
| Dividend Yield | 3.31% | 0.85% | |
| Holdings | 104 | 497 | |
| YTD Return | +24.26% | +13.92% | |
| 1Y Return | +31.38% | +23.58% | |
| 3Y Return (annualized) | +15.08% | - | |
| 5Y Return (annualized) | +9.72% | - | |
| Volatility (annualized) | 13.6% | 13.9% | |
| Max Drawdown | -33.4% | -16.3% | |
| Fund Family | Charles Schwab Asset Management | JLens | |
| Category | Equity | Equity | |
| Inception | Oct 20, 2011 | Feb 26, 2025 |
SCHD vs TOV Performance
Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management and JLens 500 Jewish Advocacy US ETF (TOV) is a ETF from JLens. Over the past year SCHD returned +31.38% while TOV returned +23.58%. Year to date, SCHD is up 24.26% versus a gain of 13.92% for TOV.
Risk: Volatility and Drawdowns
TOV has been the more volatile fund, with annualized monthly volatility of 13.9% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -33.4% for SCHD and -16.3% for TOV. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.26. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
SCHD charges 0.06% per year while TOV charges 0.18%. On a $10,000 position that is $6 vs $18 annually, a gap of $12 per year that compounds over a long holding period. On income, SCHD currently yields 3.31% against 0.85% for TOV.
Holdings Overlap
SCHD and TOV share 40 holdings out of 556 unique holdings combined, representing a 7.6% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Top Shared Holdings
| Stock | Weight in SCHD | Weight in TOV | Difference |
|---|---|---|---|
| UNH | 4.54% | 0.60% | 3.94% |
| MRK | 4.32% | 0.52% | 3.80% |
| PG | 4.15% | 0.64% | 3.51% |
| ABT | Pro | Pro | Pro |
| KO | Pro | Pro | Pro |
| HD | Pro | Pro | Pro |
| AMGN | Pro | Pro | Pro |
| CVX | Pro | Pro | Pro |
| TXN | Pro | Pro | Pro |
| PEP | Pro | Pro | Pro |
See all 10 holdings SCHD shares with TOV Exact weights in each fund and the difference, for every overlapping position. Get FundXLS Pro: $29/moFirst 500 subscribers, then $49/mo. Cancel anytime. | |||
Frequently Asked Questions
Which is cheaper, SCHD or TOV?
SCHD has an expense ratio of 0.06% while TOV charges 0.18%. SCHD is the cheaper option. On a $10,000 investment, that is $12 per year of difference.
Which performed better, SCHD or TOV?
Over the past year SCHD returned +31.38% vs +23.58% for TOV, so SCHD leads on 1-year performance. Over the longest common window we track (1 years), SCHD annualized +11.39% vs +22.60% for TOV. Past performance does not guarantee future results.
Which is riskier, SCHD or TOV?
TOV has been the more volatile fund at 13.9% annualized versus 13.6% for SCHD. Worst drawdown: SCHD -33.4% vs TOV -16.3%.
Should I hold both SCHD and TOV?
SCHD and TOV have a monthly-return correlation of 0.26, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between SCHD and TOV?
SCHD and TOV share 40 common holdings with a 7.6% weight overlap. Combined, they hold 556 unique securities.
Which pays a higher dividend, SCHD or TOV?
SCHD yields 3.31% while TOV yields 0.85%, so SCHD currently pays the higher dividend yield.
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