SCHK vs USSE
Schwab 1000 Index ETF vs Segall Bryant & Hamill Select Equity ETF
Which is better, SCHK or USSE?
Each has led over a different period.
SCHK has a lower expense ratio. SCHK led over 3Y and the full window, USSE over 1Y. The two have moved almost in lockstep, correlation 0.90. SCHK is less concentrated, with 36.0% of the fund in its ten largest positions against 58.1%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | SCHK | USSE |
|---|---|---|
| Expense Ratio | 0.03%Best | 0.65% |
| AUM | $5.8B | $372M |
| Dividend Yield | 1.04% | 0.00% |
| Holdings | 986 | 42 |
| YTD Return | +13.20% | +22.80%Best |
| 1Y Return | +16.85% | +25.31%Best |
| 3Y Return (annualized) | +22.21%Best | +18.49% |
| 5Y Return (annualized) | +12.41% | - |
| Volatility (annualized) | 12.9%Best | 13.3% |
| Max Drawdown | -19.2%Best | -22.4% |
| $10,000 over 3.1 years | $17,598Best | $16,412 |
| Top 10 Weight | 36.0%Best | 58.1% |
| Fund Family | Charles Schwab Asset Management | Segall Bryaant & Hamill Asset management |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Blend |
| Inception | Oct 11, 2017 | Aug 29, 2023 |
Volatility and max drawdown, and the $10,000 over 3.1 years row, are measured over the window both funds cover: Aug 30, 2023 to Oct 14, 2026 (3.1 years).
SCHK vs USSE growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 3.1 years both funds cover.
SCHK vs USSE Performance
Schwab 1000 Index ETF (SCHK) is an ETF from Charles Schwab Asset Management and Segall Bryant & Hamill Select Equity ETF (USSE) is an ETF from Segall Bryaant & Hamill Asset management. Over the past year SCHK returned +16.85% while USSE returned +25.31%. Year to date, SCHK is up 13.20% versus a gain of 22.80% for USSE.
Over three years, SCHK compounded at +22.21% per year against +18.49% for USSE.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
USSE has been the more volatile fund, with annualized monthly volatility of 13.3% compared with 12.9% for SCHK. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -19.2% for SCHK and -22.4% for USSE. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.90. They move almost in lockstep, so holding both mostly duplicates the same exposure.
Fees and Cost Over Time
SCHK charges 0.03% per year while USSE charges 0.65%. On a $10,000 position that is $3 vs $65 annually, a gap of $62 per year that compounds over a long holding period. On income, SCHK currently yields 1.04% against 0.00% for USSE.
Holdings Overlap
32.9% of SCHK's money is in holdings USSE also owns. 93.7% of USSE's money is in holdings SCHK also owns.
Most of USSE is already inside SCHK. Owning both mostly buys the same companies twice.
19 positions in common, counted across the 998 positions we hold weights for in SCHK and 20 in USSE, against full books of 986 and 42.
What only one of them owns
Our book lists 0 positions for USSE that do not appear in our book for SCHK (0.0% of the fund), and 933 for SCHK that do not appear in USSE (66.2%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in SCHK | Weight in USSE | Difference |
|---|---|---|---|
| NVDANvidia Corp | 7.83% | 7.48% | 0.35% |
| MSFTMicrosoft Corp | 5.32% | 7.22% | 1.90% |
| AAPLApple, Inc | 6.74% | 4.67% | 2.07% |
| GOOGAlphabet Inc. C | 2.24% | 6.98% | 4.74% |
| AMZNAmazon.Com Inc | 3.42% | 5.61% | 2.19% |
| ANETArista Networks Inc. | 0.30% | 5.81% | 5.51% |
| ATIAti Inc | 0.04% | 5.92% | 5.88% |
| METAMeta Platforms Inc | 2.22% | 3.68% | 1.46% |
| PANWPalo Alto Networks, Inc | 0.45% | 5.05% | 4.60% |
| JPMJpmorgan Chase | 1.22% | 4.20% | 2.98% |
93.7% of USSE is already inside SCHK.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, SCHK or USSE?
SCHK has an expense ratio of 0.03% while USSE charges 0.65%. SCHK is the cheaper option, by $62 a year on a $10,000 investment.
Which performed better, SCHK or USSE?
Over the past year SCHK returned +16.85% vs +25.31% for USSE, so USSE leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, SCHK or USSE?
USSE has been the more volatile fund at 13.3% annualized versus 12.9% for SCHK. Worst drawdown: SCHK -19.2% vs USSE -22.4%.
Should I hold both SCHK and USSE?
SCHK and USSE have a monthly-return correlation of 0.90, so they move almost identically. What is left to separate them is the fee and the index each one tracks. This is information, not a recommendation.
What is the holdings overlap between SCHK and USSE?
93.7% of USSE's money is in holdings SCHK also owns. 93.7% of USSE's is in holdings SCHK also owns. They hold 19 positions in common, counted across the 998 positions we hold weights for in SCHK and 20 in USSE.
Which pays a higher dividend, SCHK or USSE?
SCHK yields 1.04% while USSE yields 0.00%, so SCHK currently pays the higher dividend yield.
Is USSE better than SCHK?
SCHK has a lower expense ratio. SCHK led over 3Y and the full window, USSE over 1Y. The two have moved almost in lockstep, correlation 0.90. SCHK is less concentrated, with 36.0% of the fund in its ten largest positions against 58.1%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.