SEMG vs SPY
Suncoast Select Growth ETF vs State Street SPDR S&P 500 ETF Trust
Quick Verdict
SPY has a lower expense ratio. SPY delivered stronger 1-year returns. SPY offers more diversification with 503 holdings.
Side-by-Side Comparison
| Metric | SEMG | SPY | Winner |
|---|---|---|---|
| Expense Ratio | 0.60% | 0.09% | |
| AUM | $63M | $789.1B | |
| Dividend Yield | 0.05% | 1.01% | |
| Holdings | 22 | 505 | |
| YTD Return | +3.24% | +13.68% | |
| 1Y Return | +7.24% | +21.53% | |
| 3Y Return (annualized) | - | +21.44% | |
| 5Y Return (annualized) | - | +13.18% | |
| Volatility (annualized) | 12.1% | 15.3% | |
| Max Drawdown | -15.8% | -56.5% | |
| Fund Family | Suncoast Equity Management | State Street Investment Management | |
| Category | Equity | Equity | |
| Inception | May 14, 2025 | Jan 22, 1993 |
SEMG vs SPY Performance
Suncoast Select Growth ETF (SEMG) is a ETF from Suncoast Equity Management and State Street SPDR S&P 500 ETF Trust (SPY) is a ETF from State Street Investment Management. Over the past year SEMG returned +7.24% while SPY returned +21.53%. Year to date, SEMG is up 3.24% versus a gain of 13.68% for SPY.
Risk: Volatility and Drawdowns
SPY has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 12.1% for SEMG. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -15.8% for SEMG and -56.5% for SPY. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.88. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
SEMG charges 0.60% per year while SPY charges 0.09%. On a $10,000 position that is $60 vs $9 annually, a gap of $51 per year that compounds over a long holding period. On income, SEMG currently yields 0.05% against 1.01% for SPY.
Holdings Overlap
SEMG and SPY share 21 holdings out of 504 unique holdings combined, representing a 30.6% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, SEMG or SPY?
SEMG has an expense ratio of 0.60% while SPY charges 0.09%. SPY is the cheaper option. On a $10,000 investment, that is $51 per year of difference.
Which performed better, SEMG or SPY?
Over the past year SEMG returned +7.24% vs +21.53% for SPY, so SPY leads on 1-year performance. Over the longest common window we track (1 years), SEMG annualized +8.58% vs +8.85% for SPY. Past performance does not guarantee future results.
Which is riskier, SEMG or SPY?
SPY has been the more volatile fund at 15.3% annualized versus 12.1% for SEMG. Worst drawdown: SEMG -15.8% vs SPY -56.5%.
Should I hold both SEMG and SPY?
SEMG and SPY have a monthly-return correlation of 0.88, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between SEMG and SPY?
SEMG and SPY share 21 common holdings with a 30.6% weight overlap. Combined, they hold 504 unique securities.
Which pays a higher dividend, SEMG or SPY?
SEMG yields 0.05% while SPY yields 1.01%, so SPY currently pays the higher dividend yield.
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