SEMG vs SPY

SEMG vs SPY

Which is better, SEMG or SPY?

Large Cap Growth against Large Cap Blend.

SPY has a lower expense ratio. SPY led over 1Y and the full window. SPY is less concentrated, with 38.0% of the fund in its ten largest positions against 65.0%.

Lower Fees: SPYHigher Returns: SPYLess Concentrated: SPY

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricSEMGSPY
Expense Ratio0.60%0.09%Best
AUM$64M$814.4B
Dividend Yield0.05%1.01%
Holdings26505
YTD Return+2.32%+13.34%Best
1Y Return+4.14%+19.97%Best
3Y Return (annualized)-+21.20%
5Y Return (annualized)-+12.81%
Volatility (annualized)11.6%Best11.8%
Max Drawdown-15.8%-8.9%Best
$10,000 over 1.3 years$10,975$13,267Best
Top 10 Weight65.0%38.0%Best
Fund FamilySuncoast Equity ManagementState Street Investment Management
CategoryEquityEquity
StyleLarge Cap GrowthLarge Cap Blend
InceptionMay 14, 2025Jan 22, 1993

Volatility and max drawdown, and the $10,000 over 1.3 years row, are measured over the window both funds cover: May 14, 2025 to Sep 4, 2026 (1.3 years).

SEMG vs SPY growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 1.3 years both funds cover.

SEMG vs SPY Performance

Suncoast Select Growth ETF (SEMG) is an ETF from Suncoast Equity Management and State Street SPDR S&P 500 ETF Trust (SPY) is an ETF from State Street Investment Management. Over the past year SEMG returned +4.14% while SPY returned +19.97%. Year to date, SEMG is up 2.32% versus a gain of 13.34% for SPY.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

SPY has been the more volatile fund, with annualized monthly volatility of 11.8% compared with 11.6% for SEMG. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -15.8% for SEMG and -8.9% for SPY. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.88. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

SEMG charges 0.60% per year while SPY charges 0.09%. On a $10,000 position that is $60 vs $9 annually, a gap of $51 per year that compounds over a long holding period. On income, SEMG currently yields 0.05% against 1.01% for SPY.

Holdings Overlap

SEMG already in SPY90.6%
SPY already in SEMG35.0%

90.6% of SEMG's money is in holdings SPY also owns. 35.0% of SPY's money is in holdings SEMG also owns.

Most of SEMG is already inside SPY. Owning both mostly buys the same companies twice.

20 positions in common, counted across the 24 positions we hold weights for in SEMG and 504 in SPY, against full books of 26 and 505.

What only one of them owns

Our book lists 476 positions for SPY that do not appear in our book for SEMG (64.5% of the fund), and 2 for SEMG that do not appear in SPY (4.0%).

Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.

Top Shared Holdings

StockWeight in SEMGWeight in SPYDifference
NVDANvidia Corp.11.34%7.71%3.63%
GOOGLAlphabet Inc.Class A11.21%3.33%7.88%
MSFTMicrosoft Corp 4.100 Feb 06 378.26%5.50%2.76%
AAPLApple, Inc4.81%6.83%2.02%
AVGOBroadcom Inc5.20%2.97%2.23%
VVisa Inc Class A6.04%0.92%5.12%
LLYEli Lilly & Co.4.81%1.33%3.48%
METAMeta Platform Inc 2.92%1.94%0.98%
MAMastercard Inc4.12%0.69%3.43%
MCKMckesson Corp.4.64%0.15%4.49%

90.6% of SEMG is already inside SPY.

You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.

SEMGSPY

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, SEMG or SPY?

SEMG has an expense ratio of 0.60% while SPY charges 0.09%. SPY is the cheaper option, by $51 a year on a $10,000 investment.

Which performed better, SEMG or SPY?

Over the past year SEMG returned +4.14% vs +19.97% for SPY, so SPY leads on 1-year performance. Over the longest common window we track (1 years), SEMG annualized +7.42% vs +24.29% for SPY. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, SEMG or SPY?

SPY has been the more volatile fund at 11.8% annualized versus 11.6% for SEMG. Worst drawdown: SEMG -15.8% vs SPY -8.9%.

Should I hold both SEMG and SPY?

SEMG and SPY have a monthly-return correlation of 0.88, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

What is the holdings overlap between SEMG and SPY?

90.6% of SEMG's money is in holdings SPY also owns. 35.0% of SPY's is in holdings SEMG also owns. They hold 20 positions in common, counted across the 24 positions we hold weights for in SEMG and 504 in SPY.

Which pays a higher dividend, SEMG or SPY?

SEMG yields 0.05% while SPY yields 1.01%, so SPY currently pays the higher dividend yield.

Is SPY better than SEMG?

SPY has a lower expense ratio. SPY led over 1Y and the full window. SPY is less concentrated, with 38.0% of the fund in its ten largest positions against 65.0%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.