SPY vs TIH
State Street SPDR S&P 500 ETF Trust vs The Investment House ETF
Which is better, SPY or TIH?
Large Cap Blend against All Cap Blend.
SPY has a lower expense ratio. SPY is less concentrated, with 38.2% of the fund in its ten largest positions against 39.0%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | SPY | TIH |
|---|---|---|
| Expense Ratio | 0.09%Best | 1.00% |
| AUM | $811.2B | $647M |
| Dividend Yield | 0.98% | 0.00% |
| Holdings | 1,515 | 137 |
| YTD Return | +12.70%Best | -1.38% |
| 1Y Return | +15.53% | - |
| 3Y Return (annualized) | +22.86% | - |
| 5Y Return (annualized) | +13.47% | - |
| Top 10 Weight | 38.2%Best | 39.0% |
| Fund Family | State Street Investment Management | Investment House Funds |
| Category | Equity | Equity |
| Style | Large Cap Blend | All Cap Blend |
| Inception | Jan 22, 1993 | Aug 5, 2026 |
Not shown on this pair: Volatility (annualized), Max Drawdown, $10,000 over the window.
SPY vs TIH growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
SPY vs TIH Performance
State Street SPDR S&P 500 ETF Trust (SPY) is an ETF from State Street Investment Management and The Investment House ETF (TIH) is an ETF from Investment House Funds. Year to date, SPY is up 12.70% versus a loss of 1.38% for TIH.
Past performance does not guarantee future results.
Fees and Cost Over Time
SPY charges 0.09% per year while TIH charges 1.00%. On a $10,000 position that is $9 vs $100 annually, a gap of $91 per year that compounds over a long holding period. On income, SPY currently yields 0.98% against 0.00% for TIH.
Holdings Overlap
64.7% of SPY's money is in holdings TIH also owns. 80.3% of TIH's money is in holdings SPY also owns.
Most of TIH is already inside SPY. Owning both mostly buys the same companies twice.
105 positions in common, counted across the 504 positions we hold weights for in SPY and 137 in TIH, against full books of 1,515 and 137.
What only one of them owns
Our book lists 19 positions for TIH that do not appear in our book for SPY (16.6% of the fund), and 393 for SPY that do not appear in TIH (34.7%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in SPY | Weight in TIH | Difference |
|---|---|---|---|
| AAPLApple, Inc | 7.45% | 4.89% | 2.56% |
| NVDANvidia Corp | 7.78% | 4.55% | 3.23% |
| MSFTMicrosoft Corp | 5.71% | 4.33% | 1.38% |
| GOOGLAlphabet Inc,class A | 3.12% | 4.54% | 1.42% |
| AMZNAmazon.Com Inc | 3.78% | 3.40% | 0.38% |
| METAMeta Platforms Inc | 2.22% | 3.96% | 1.74% |
| DELLDell Technologies Inc | 0.24% | 4.77% | 4.53% |
| AVGOBroadcom Inc | 2.48% | 2.49% | 0.01% |
| GOOGAlphabet Inc. C | 2.49% | 2.27% | 0.22% |
| LLYEli Lilly & Co. | 1.37% | 2.53% | 1.16% |
80.3% of TIH is already inside SPY.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, SPY or TIH?
SPY has an expense ratio of 0.09% while TIH charges 1.00%. SPY is the cheaper option, by $91 a year on a $10,000 investment.
What is the holdings overlap between SPY and TIH?
80.3% of TIH's money is in holdings SPY also owns. 80.3% of TIH's is in holdings SPY also owns. They hold 105 positions in common, counted across the 504 positions we hold weights for in SPY and 137 in TIH.
Which pays a higher dividend, SPY or TIH?
SPY yields 0.98% while TIH yields 0.00%, so SPY currently pays the higher dividend yield.
Is TIH better than SPY?
SPY has a lower expense ratio. SPY is less concentrated, with 38.2% of the fund in its ten largest positions against 39.0%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.