SPY vs TOV

SPY vs TOV

Which is better, SPY or TOV?

Nearly the same fund. SPY costs less.

SPY has a lower expense ratio. SPY led over the full window, TOV over 1Y. The two have moved almost in lockstep, correlation 0.99. TOV is less concentrated, with 37.7% of the fund in its ten largest positions against 38.0%.

Lower Fees: SPYHigher Returns: splitLess Concentrated: TOV

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricSPYTOV
Expense Ratio0.09%Best0.18%
AUM$814.4B$285M
Dividend Yield1.01%0.85%
Holdings505502
YTD Return+13.78%+13.92%Best
1Y Return+21.44%+21.46%Best
3Y Return (annualized)+21.38%-
5Y Return (annualized)+12.80%-
Volatility (annualized)13.0%Best13.5%
Max Drawdown-16.2%Best-16.3%
$10,000 over 1.5 years$13,404Best$13,373
Top 10 Weight38.0%37.7%Best
Fund FamilyState Street Investment ManagementJLens
CategoryEquityEquity
StyleLarge Cap BlendLarge Cap Blend
InceptionJan 22, 1993Feb 26, 2025

Volatility and max drawdown, and the $10,000 over 1.5 years row, are measured over the window both funds cover: Feb 27, 2025 to Sep 3, 2026 (1.5 years).

SPY vs TOV growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 1.5 years both funds cover.

SPY vs TOV Performance

State Street SPDR S&P 500 ETF Trust (SPY) is an ETF from State Street Investment Management and JLens 500 Jewish Advocacy US ETF (TOV) is an ETF from JLens. Over the past year SPY returned +21.44% while TOV returned +21.46%. Year to date, SPY is up 13.78% versus a gain of 13.92% for TOV.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

TOV has been the more volatile fund, with annualized monthly volatility of 13.5% compared with 13.0% for SPY. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -16.2% for SPY and -16.3% for TOV. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.99. They move almost in lockstep, so holding both mostly duplicates the same exposure.

Fees and Cost Over Time

SPY charges 0.09% per year while TOV charges 0.18%. On a $10,000 position that is $9 vs $18 annually, a gap of $9 per year that compounds over a long holding period. On income, SPY currently yields 1.01% against 0.85% for TOV.

Holdings Overlap

SPY already in TOV97.1%
TOV already in SPY96.4%

97.1% of SPY's money is in holdings TOV also owns. 96.4% of TOV's money is in holdings SPY also owns.

Most of SPY is already inside TOV. Owning both mostly buys the same companies twice.

417 positions in common, counted across the 504 positions we hold weights for in SPY and 497 in TOV, against full books of 505 and 502.

What only one of them owns

Our book lists 74 positions for TOV that do not appear in our book for SPY (3.3% of the fund), and 82 for SPY that do not appear in TOV (2.6%).

Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.

Top Shared Holdings

StockWeight in SPYWeight in TOVDifference
NVDANvidia Corp.7.71%7.88%0.17%
AAPLApple, Inc6.83%6.57%0.26%
MSFTMicrosoft Corp 4.100 Feb 06 375.50%5.30%0.20%
GOOGLAlphabet Inc.Class A3.33%5.05%1.72%
AMZNAmazon.Com Inc4.08%3.77%0.31%
AVGOBroadcom Inc2.97%2.69%0.28%
METAMeta Platform Inc 1.94%1.83%0.11%
MUMicron Technology, Inc.1.51%1.67%0.16%
GOOGAlphabet Inc. C2.67%0.45%2.22%
JPMJpmorgan Chase1.44%1.45%0.01%

97.1% of SPY is already inside TOV.

You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.

SPYTOV

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, SPY or TOV?

SPY has an expense ratio of 0.09% while TOV charges 0.18%. SPY is the cheaper option, by $9 a year on a $10,000 investment.

Which performed better, SPY or TOV?

Over the past year SPY returned +21.44% vs +21.46% for TOV, so TOV leads on 1-year performance. Over the longest common window we track (2 years), SPY annualized +21.57% vs +21.38% for TOV. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, SPY or TOV?

TOV has been the more volatile fund at 13.5% annualized versus 13.0% for SPY. Worst drawdown: SPY -16.2% vs TOV -16.3%.

Should I hold both SPY and TOV?

SPY and TOV have a monthly-return correlation of 0.99, so they move almost identically. What is left to separate them is the fee and the index each one tracks. This is information, not a recommendation.

What is the holdings overlap between SPY and TOV?

97.1% of SPY's money is in holdings TOV also owns. 96.4% of TOV's is in holdings SPY also owns. They hold 417 positions in common, counted across the 504 positions we hold weights for in SPY and 497 in TOV.

Which pays a higher dividend, SPY or TOV?

SPY yields 1.01% while TOV yields 0.85%, so SPY currently pays the higher dividend yield.

Is TOV better than SPY?

SPY has a lower expense ratio. SPY led over the full window, TOV over 1Y. The two have moved almost in lockstep, correlation 0.99. TOV is less concentrated, with 37.7% of the fund in its ten largest positions against 38.0%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.