SPY vs XQQI
State Street SPDR S&P 500 ETF Trust vs NEOS Boosted Nasdaq-100 High Income ETF
Quick Verdict
SPY has a lower expense ratio. SPY offers more diversification with 505 holdings.
Side-by-Side Comparison
| Metric | SPY | XQQI | Winner |
|---|---|---|---|
| Expense Ratio | 0.09% | 0.98% | |
| AUM | $821.1B | $288M | |
| Dividend Yield | 1.01% | 10.75% | |
| Holdings | 505 | 108 | |
| YTD Return | +13.47% | +13.79% | |
| 1Y Return | +20.57% | - | |
| 3Y Return (annualized) | +21.83% | - | |
| 5Y Return (annualized) | +12.88% | - | |
| Volatility (annualized) | 15.3% | - | |
| Max Drawdown | -56.5% | -15.5% | |
| Fund Family | State Street Investment Management | NEOS | |
| Category | Equity | Alternative | |
| Inception | Jan 22, 1993 | Feb 2, 2026 |
SPY vs XQQI Performance
State Street SPDR S&P 500 ETF Trust (SPY) is a ETF from State Street Investment Management and NEOS Boosted Nasdaq-100 High Income ETF (XQQI) is a ETF from NEOS. Year to date, SPY is up 13.47% versus a gain of 13.79% for XQQI.
Risk: Volatility and Drawdowns
The deepest peak-to-trough decline in our data was -56.5% for SPY and -15.5% for XQQI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
Fees and Cost Over Time
SPY charges 0.09% per year while XQQI charges 0.98%. On a $10,000 position that is $9 vs $98 annually, a gap of $89 per year that compounds over a long holding period. On income, SPY currently yields 1.01% against 10.75% for XQQI.
Holdings Overlap
SPY and XQQI share 85 holdings out of 522 unique holdings combined, representing a 51.9% weight overlap.
High overlap means holding both may not provide much additional diversification.
Frequently Asked Questions
Which is cheaper, SPY or XQQI?
SPY has an expense ratio of 0.09% while XQQI charges 0.98%. SPY is the cheaper option. On a $10,000 investment, that is $89 per year of difference.
What is the holdings overlap between SPY and XQQI?
SPY and XQQI share 85 common holdings with a 51.9% weight overlap. Combined, they hold 522 unique securities.
Which pays a higher dividend, SPY or XQQI?
SPY yields 1.01% while XQQI yields 10.75%, so XQQI currently pays the higher dividend yield.
Popular ETF Comparisons
Get Full ETF Analytics
Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.