STK vs VTI
Columbia Seligman Premium Technology Growth Fund vs Vanguard Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. STK delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.
Side-by-Side Comparison
| Metric | STK | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 1.13% | 0.03% | |
| AUM | $831M | $663.5B | |
| Dividend Yield | 3.29% | 1.07% | |
| Holdings | 75 | 3,543 | |
| YTD Return | +46.60% | +14.96% | |
| 1Y Return | +79.77% | +22.39% | |
| 3Y Return (annualized) | +33.40% | +21.51% | |
| 5Y Return (annualized) | +20.68% | +12.36% | |
| Volatility (annualized) | 23.0% | 15.4% | |
| Max Drawdown | -42.8% | -56.6% | |
| Fund Family | Columbia Threadneedle Investments | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Nov 25, 2009 | May 24, 2001 |
STK vs VTI Performance
Columbia Seligman Premium Technology Growth Fund (STK) is a ETF from Columbia Threadneedle Investments and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year STK returned +79.77% while VTI returned +22.39%. Year to date, STK is up 46.60% versus a gain of 14.96% for VTI.
Over three years, STK compounded at +33.40% per year against +21.51% for VTI; over five years the annualized figures are +20.68% and +12.36% respectively. Across the full 17-year window we track, STK has the edge at +9.42% annualized vs +8.16%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
STK has been the more volatile fund, with annualized monthly volatility of 23.0% compared with 15.4% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -42.8% for STK and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.79. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
STK charges 1.13% per year while VTI charges 0.03%. On a $10,000 position that is $113 vs $3 annually, a gap of $110 per year that compounds over a long holding period. On income, STK currently yields 3.29% against 1.07% for VTI.
Holdings Overlap
STK and VTI share 50 holdings out of 2792 unique holdings combined, representing a 25.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, STK or VTI?
STK has an expense ratio of 1.13% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $110 per year of difference.
Which performed better, STK or VTI?
Over the past year STK returned +79.77% vs +22.39% for VTI, so STK leads on 1-year performance. Over the longest common window we track (17 years), STK annualized +9.42% vs +8.16% for VTI. Past performance does not guarantee future results.
Which is riskier, STK or VTI?
STK has been the more volatile fund at 23.0% annualized versus 15.4% for VTI. Worst drawdown: STK -42.8% vs VTI -56.6%.
Should I hold both STK and VTI?
STK and VTI have a monthly-return correlation of 0.79, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between STK and VTI?
STK and VTI share 50 common holdings with a 25.0% weight overlap. Combined, they hold 2792 unique securities.
Which pays a higher dividend, STK or VTI?
STK yields 3.29% while VTI yields 1.07%, so STK currently pays the higher dividend yield.
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