STRV vs VTI

STRV vs VTI

Which is better, STRV or VTI?

Nearly the same fund. VTI costs less.

VTI has a lower expense ratio. STRV led over 1Y and the full window. The two have moved almost in lockstep, correlation 0.99. VTI is less concentrated, with 33.3% of the fund in its ten largest positions against 36.2%.

Lower Fees: VTIHigher Returns: STRVLess Concentrated: VTI

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricSTRVVTI
Expense Ratio0.05%0.03%Best
AUM$1.1B$666.9B
Dividend Yield1.05%1.03%
Holdings5073,543
Volatility (annualized)13.8%Best14.1%
Max Drawdown-19.0%Best-19.3%
$10,000 over 3.7 years$20,066Best$19,632
Top 10 Weight36.2%33.3%Best
Fund FamilyStrive Asset ManagementVanguard (US)
CategoryEquityEquity
StyleLarge Cap BlendLarge Cap Blend
InceptionSep 15, 2022May 24, 2001

Not shown on this pair: YTD Return, 1Y Return, 3Y Return (annualized), 5Y Return (annualized).

The two price series end 102 days apart, so a return over any period would be measuring two different stretches of market. Those rows are withheld. STRV has data through Jun 5, 2026 and VTI through Sep 15, 2026.

Volatility and max drawdown, and the $10,000 over 3.7 years row, are measured over the window both funds cover: Sep 16, 2022 to Jun 5, 2026 (3.7 years).

Risk: Volatility and Drawdowns

VTI has been the more volatile fund, with annualized monthly volatility of 14.1% compared with 13.8% for STRV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -19.0% for STRV and -19.3% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.99. They move almost in lockstep, so holding both mostly duplicates the same exposure.

Fees and Cost Over Time

STRV charges 0.05% per year while VTI charges 0.03%. On a $10,000 position that is $5 vs $3 annually, a gap of $2 per year that compounds over a long holding period. On income, STRV currently yields 1.05% against 1.03% for VTI.

Holdings Overlap

STRV already in VTI96.4%
VTI already in STRV86.5%

96.4% of STRV's money is in holdings VTI also owns. 86.5% of VTI's money is in holdings STRV also owns.

Most of STRV is already inside VTI. Owning both mostly buys the same companies twice.

The two holdings books were reported 122 days apart, STRV as of Mar 31, 2026 and VTI as of Jul 31, 2026, so some of the difference between them is the time between the two reports rather than the funds.

469 positions in common, counted across the 496 positions we hold weights for in STRV and 3,463 in VTI, against full books of 507 and 3,543.

What only one of them owns

Our book lists 687 positions for VTI that do not appear in our book for STRV (11.1% of the fund), and 14 for STRV that do not appear in VTI (1.8%).

Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.

Top Shared Holdings

StockWeight in STRVWeight in VTIDifference
NVDANvidia Corp7.33%6.40%0.93%
AAPLApple, Inc6.58%6.29%0.29%
MSFTMicrosoft Corp4.88%4.79%0.09%
AMZNAmazon.Com Inc3.62%3.65%0.03%
GOOGLAlphabet Inc,class A3.06%2.90%0.16%
AVGOBroadcom Inc2.59%2.56%0.03%
GOOGAlphabet Inc2.43%2.31%0.12%
METAMeta Platforms Inc2.24%1.70%0.54%
TSLATesla Inc1.98%1.22%0.76%
LLYEli Lilly & Co.1.45%1.35%0.10%

96.4% of STRV is already inside VTI.

You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.

STRVVTI

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Frequently Asked Questions

Which is cheaper, STRV or VTI?

STRV has an expense ratio of 0.05% while VTI charges 0.03%. VTI is the cheaper option, by $2 a year on a $10,000 investment.

Which is riskier, STRV or VTI?

VTI has been the more volatile fund at 14.1% annualized versus 13.8% for STRV. Worst drawdown: STRV -19.0% vs VTI -19.3%.

Should I hold both STRV and VTI?

STRV and VTI have a monthly-return correlation of 0.99, so they move almost identically. What is left to separate them is the fee and the index each one tracks. This is information, not a recommendation.

What is the holdings overlap between STRV and VTI?

96.4% of STRV's money is in holdings VTI also owns. 86.5% of VTI's is in holdings STRV also owns. They hold 469 positions in common, counted across the 496 positions we hold weights for in STRV and 3,463 in VTI.

Which pays a higher dividend, STRV or VTI?

STRV yields 1.05% while VTI yields 1.03%, so STRV currently pays the higher dividend yield.

Is VTI better than STRV?

VTI has a lower expense ratio. STRV led over 1Y and the full window. The two have moved almost in lockstep, correlation 0.99. VTI is less concentrated, with 33.3% of the fund in its ten largest positions against 36.2%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.