TALV vs VTI

Quick Verdict

VTI has a lower expense ratio. VTI offers more diversification with 2783 holdings.

Lower Fees: VTIHigher Returns: TiedMore Diversified: VTI

Side-by-Side Comparison

MetricTALVVTIWinner
Expense Ratio0.49%0.03%
AUM$166M$663.5B
Dividend Yield0.45%1.07%
Holdings743,543
YTD Return+16.66%+14.96%
1Y Return-+22.39%
3Y Return (annualized)-+21.51%
5Y Return (annualized)-+12.36%
Volatility (annualized)-15.4%
Max Drawdown-7.4%-56.6%
Fund FamilyTransamericaVanguard (US)
CategoryEquityEquity
InceptionDec 15, 2025May 24, 2001

TALV vs VTI Performance

Transamerica Large Value Active ETF (TALV) is a ETF from Transamerica and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Year to date, TALV is up 16.66% versus a gain of 14.96% for VTI.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -7.4% for TALV and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

TALV charges 0.49% per year while VTI charges 0.03%. On a $10,000 position that is $49 vs $3 annually, a gap of $46 per year that compounds over a long holding period. On income, TALV currently yields 0.45% against 1.07% for VTI.

Holdings Overlap

28.5%overlap

TALV and VTI share 68 holdings out of 2785 unique holdings combined, representing a 28.5% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in TALVWeight in VTIDifference
AAPL4.23%5.84%1.61%
AMZN5.12%3.17%1.95%
MSFT3.86%3.81%0.05%
JPM:USProProPro
GOOGLProProPro
AVGOProProPro
CSCOProProPro
XOMProProPro
METAProProPro
RTXProProPro
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Frequently Asked Questions

Which is cheaper, TALV or VTI?

TALV has an expense ratio of 0.49% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $46 per year of difference.

What is the holdings overlap between TALV and VTI?

TALV and VTI share 68 common holdings with a 28.5% weight overlap. Combined, they hold 2785 unique securities.

Which pays a higher dividend, TALV or VTI?

TALV yields 0.45% while VTI yields 1.07%, so VTI currently pays the higher dividend yield.

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