VT vs VV

VT vs VV

Which is better, VT or VV?

Nearly the same fund. VV costs less.

VV has a lower expense ratio. VT led over 1Y, VV over 3Y, 5Y and the full window. The two have moved almost in lockstep, correlation 0.96.

Lower Fees: VVHigher Returns: split

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricVTVV
Expense Ratio0.06%0.03%Best
AUM$97.9B$52.6B
Dividend Yield1.55%0.99%
Holdings10,133437
YTD Return+12.24%+12.38%Best
1Y Return+17.11%Best+16.34%
3Y Return (annualized)+20.23%+21.61%Best
5Y Return (annualized)+11.20%+13.10%Best
Volatility (annualized)16.6%15.8%Best
Max Drawdown-50.6%-47.7%Best
$10,000 over 5 years$17,003$18,506Best
Fund FamilyVanguard (US)Vanguard (US)
CategoryEquityEquity
StyleLarge Cap BlendLarge Cap Blend
InceptionJun 24, 2008Jan 27, 2004

Not shown on this pair: Top 10 Weight.

Volatility and max drawdown are measured over the window both funds cover: Jun 26, 2008 to Sep 18, 2026 (18.2 years).

VT vs VV growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 18.2 years both funds cover.

VT vs VV Performance

Vanguard Total World Stock ETF (VT) is an ETF from Vanguard (US) and Vanguard Morningstar Large-Cap ETF (VV) is an ETF from Vanguard (US). Over the past year VT returned +17.11% while VV returned +16.34%. Year to date, VT is up 12.24% versus a gain of 12.38% for VV.

Over three years, VT compounded at +20.23% per year against +21.61% for VV; over five years the annualized figures are +11.20% and +13.10% respectively. Across the full 18-year window we track, VV has the edge at +10.84% annualized vs +7.22%.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VT has been the more volatile fund, with annualized monthly volatility of 16.6% compared with 15.8% for VV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -50.6% for VT and -47.7% for VV. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.96. They move almost in lockstep, so holding both mostly duplicates the same exposure.

Fees and Cost Over Time

VT charges 0.06% per year while VV charges 0.03%. On a $10,000 position that is $6 vs $3 annually, a gap of $3 per year that compounds over a long holding period. On income, VT currently yields 1.55% against 0.99% for VV.

Holdings Overlap

VV already in VT93.8%

At least 93.8% of VV's money is in holdings VT also owns.

Stated as a floor: for VT, our book for it covers 90.1% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.

Most of VV is already inside VT. Owning both mostly buys the same companies twice.

402 positions in common, counted across the 9,272 positions we hold weights for in VT and 431 in VV, against full books of 10,133 and 437.

Top Shared Holdings

StockWeight in VTWeight in VVDifference
NVDANvidia Corp4.03%7.31%3.28%
AAPLApple, Inc3.84%7.18%3.34%
MSFTMicrosoft Corp2.97%5.47%2.50%
AMZNAmazon.Com Inc2.27%4.16%1.89%
AVGOBroadcom Inc1.56%2.92%1.36%
GOOGAlphabet Inc1.82%2.64%0.82%
METAMeta Platforms Inc1.05%1.94%0.89%
LLYEli Lilly & Co.0.79%1.54%0.75%
JPMJpmorgan Chase0.81%1.49%0.68%
MUMicron Technology, Inc.0.80%1.47%0.67%

93.8% of VV is already inside VT.

You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.

VTVV

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Frequently Asked Questions

Which is cheaper, VT or VV?

VT has an expense ratio of 0.06% while VV charges 0.03%. VV is the cheaper option, by $3 a year on a $10,000 investment.

Which performed better, VT or VV?

Over the past year VT returned +17.11% vs +16.34% for VV, so VT leads on 1-year performance. Over the longest common window we track (18 years), VT annualized +7.22% vs +10.84% for VV. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, VT or VV?

VT has been the more volatile fund at 16.6% annualized versus 15.8% for VV. Worst drawdown: VT -50.6% vs VV -47.7%.

Should I hold both VT and VV?

VT and VV have a monthly-return correlation of 0.96, so they move almost identically. What is left to separate them is the fee and the index each one tracks. This is information, not a recommendation.

What is the holdings overlap between VT and VV?

At least 93.8% of VV's money is in holdings VT also owns. Our book for VT is partial, so the real figure is this or higher. They hold 402 positions in common, counted across the 9,272 positions we hold weights for in VT and 431 in VV.

Which pays a higher dividend, VT or VV?

VT yields 1.55% while VV yields 0.99%, so VT currently pays the higher dividend yield.

Is VV better than VT?

VV has a lower expense ratio. VT led over 1Y, VV over 3Y, 5Y and the full window. The two have moved almost in lockstep, correlation 0.96. Which one suits a particular account depends on what it is for. This is information, not a recommendation.