VTI vs VV
Vanguard Morningstar Total Stock Market ETF vs Vanguard Morningstar Large-Cap ETF
Quick Verdict
VTI delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.
Side-by-Side Comparison
| Metric | VTI | VV | Winner |
|---|---|---|---|
| Expense Ratio | 0.03% | 0.03% | |
| AUM | $666.9B | $52.6B | |
| Dividend Yield | 1.07% | 1.03% | |
| Holdings | 3,543 | 437 | |
| YTD Return | +13.14% | +12.52% | |
| 1Y Return | +22.35% | +21.59% | |
| 3Y Return (annualized) | +21.83% | +22.29% | |
| 5Y Return (annualized) | +12.01% | +12.54% | |
| Volatility (annualized) | 15.3% | 14.8% | |
| Max Drawdown | -56.6% | -56.0% | |
| Fund Family | Vanguard (US) | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | May 24, 2001 | Jan 27, 2004 |
VTI vs VV Performance
Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US) and Vanguard Morningstar Large-Cap ETF (VV) is a ETF from Vanguard (US). Over the past year VTI returned +22.35% while VV returned +21.59%. Year to date, VTI is up 13.14% versus a gain of 12.52% for VV.
Over three years, VTI compounded at +21.83% per year against +22.29% for VV; over five years the annualized figures are +12.01% and +12.54% respectively. Across the full 23-year window we track, VV has the edge at +9.46% annualized vs +8.09%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 14.8% for VV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -56.6% for VTI and -56.0% for VV. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 1.00. They move almost in lockstep, so holding both mostly duplicates the same exposure.
Fees and Cost Over Time
VTI charges 0.03% per year while VV charges 0.03%. On a $10,000 position that is $3 vs $3 annually. On income, VTI currently yields 1.07% against 1.03% for VV.
Holdings Overlap
VTI and VV share 419 holdings out of 2799 unique holdings combined, representing a 86.2% weight overlap.
High overlap means holding both may not provide much additional diversification.
Frequently Asked Questions
Which is cheaper, VTI or VV?
VTI has an expense ratio of 0.03% while VV charges 0.03%. They cost the same. On a $10,000 investment, that is $0 per year of difference.
Which performed better, VTI or VV?
Over the past year VTI returned +22.35% vs +21.59% for VV, so VTI leads on 1-year performance. Over the longest common window we track (23 years), VTI annualized +8.09% vs +9.46% for VV. Past performance does not guarantee future results.
Which is riskier, VTI or VV?
VTI has been the more volatile fund at 15.3% annualized versus 14.8% for VV. Worst drawdown: VTI -56.6% vs VV -56.0%.
Should I hold both VTI and VV?
VTI and VV have a monthly-return correlation of 1.00, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.
What is the holdings overlap between VTI and VV?
VTI and VV share 419 common holdings with a 86.2% weight overlap. Combined, they hold 2799 unique securities.
Which pays a higher dividend, VTI or VV?
VTI yields 1.07% while VV yields 1.03%, so VTI currently pays the higher dividend yield.
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