VTI vs XMAG
Vanguard Morningstar Total Stock Market ETF vs Defiance Large Cap ex-Mag 7 ETF
Quick Verdict
VTI has a lower expense ratio. XMAG delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.
Side-by-Side Comparison
| Metric | VTI | XMAG | Winner |
|---|---|---|---|
| Expense Ratio | 0.03% | 0.35% | |
| AUM | $666.9B | $178M | |
| Dividend Yield | 1.07% | 0.46% | |
| Holdings | 3,543 | 497 | |
| YTD Return | +13.14% | +16.16% | |
| 1Y Return | +22.35% | +23.22% | |
| 3Y Return (annualized) | +21.83% | - | |
| 5Y Return (annualized) | +12.01% | - | |
| Volatility (annualized) | 15.3% | 12.0% | |
| Max Drawdown | -56.6% | -16.2% | |
| Fund Family | Vanguard (US) | Defiance ETFs, LLC | |
| Category | Equity | Equity | |
| Inception | May 24, 2001 | Oct 21, 2024 |
VTI vs XMAG Performance
Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US) and Defiance Large Cap ex-Mag 7 ETF (XMAG) is a ETF from Defiance ETFs, LLC. Over the past year VTI returned +22.35% while XMAG returned +23.22%. Year to date, VTI is up 13.14% versus a gain of 16.16% for XMAG.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 12.0% for XMAG. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -56.6% for VTI and -16.2% for XMAG. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.89. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
VTI charges 0.03% per year while XMAG charges 0.35%. On a $10,000 position that is $3 vs $35 annually, a gap of $32 per year that compounds over a long holding period. On income, VTI currently yields 1.07% against 0.46% for XMAG.
Holdings Overlap
VTI and XMAG share 458 holdings out of 2821 unique holdings combined, representing a 58.7% weight overlap.
High overlap means holding both may not provide much additional diversification.
Frequently Asked Questions
Which is cheaper, VTI or XMAG?
VTI has an expense ratio of 0.03% while XMAG charges 0.35%. VTI is the cheaper option. On a $10,000 investment, that is $32 per year of difference.
Which performed better, VTI or XMAG?
Over the past year VTI returned +22.35% vs +23.22% for XMAG, so XMAG leads on 1-year performance. Over the longest common window we track (2 years), VTI annualized +8.09% vs +16.63% for XMAG. Past performance does not guarantee future results.
Which is riskier, VTI or XMAG?
VTI has been the more volatile fund at 15.3% annualized versus 12.0% for XMAG. Worst drawdown: VTI -56.6% vs XMAG -16.2%.
Should I hold both VTI and XMAG?
VTI and XMAG have a monthly-return correlation of 0.89, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between VTI and XMAG?
VTI and XMAG share 458 common holdings with a 58.7% weight overlap. Combined, they hold 2821 unique securities.
Which pays a higher dividend, VTI or XMAG?
VTI yields 1.07% while XMAG yields 0.46%, so VTI currently pays the higher dividend yield.
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