VOO vs XBFR
Vanguard S&P 500 ETF vs Innovator Equity Managed 10 Buffer ETF
Which is better, VOO or XBFR?
Large Cap Blend against Option Writing.
VOO has a lower expense ratio. VOO is less concentrated, with 37.6% of the fund in its ten largest positions against 38.1%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | VOO | XBFR |
|---|---|---|
| Expense Ratio | 0.03%Best | 0.79% |
| AUM | $997.4B | $47M |
| Dividend Yield | 1.04% | 0.10% |
| Holdings | 509 | 400 |
| YTD Return | +12.37%Best | +6.59% |
| 1Y Return | +16.61% | - |
| 3Y Return (annualized) | +21.37% | - |
| 5Y Return (annualized) | +13.49% | - |
| Top 10 Weight | 37.6%Best | 38.1% |
| Fund Family | Vanguard (US) | Innovator ETFs Trust |
| Category | Equity | Alternative |
| Style | Large Cap Blend | Option Writing |
| Inception | Sep 7, 2010 | Feb 24, 2026 |
Not shown on this pair: Volatility (annualized), Max Drawdown, $10,000 over the window.
VOO vs XBFR growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
VOO vs XBFR Performance
Vanguard S&P 500 ETF (VOO) is an ETF from Vanguard (US) and Innovator Equity Managed 10 Buffer ETF (XBFR) is an ETF from Innovator ETFs Trust. Year to date, VOO is up 12.37% versus a gain of 6.59% for XBFR.
Past performance does not guarantee future results.
Fees and Cost Over Time
VOO charges 0.03% per year while XBFR charges 0.79%. On a $10,000 position that is $3 vs $79 annually, a gap of $76 per year that compounds over a long holding period. On income, VOO currently yields 1.04% against 0.10% for XBFR.
Holdings Overlap
67.6% of VOO's money is in holdings XBFR also owns. 89.3% of XBFR's money is in holdings VOO also owns.
Most of XBFR is already inside VOO. Owning both mostly buys the same companies twice.
114 positions in common, counted across the 494 positions we hold weights for in VOO and 182 in XBFR, against full books of 509 and 400.
What only one of them owns
Our book lists 61 positions for XBFR that do not appear in our book for VOO (7.4% of the fund), and 374 for VOO that do not appear in XBFR (31.6%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in VOO | Weight in XBFR | Difference |
|---|---|---|---|
| NVDANvidia Corp | 7.55% | 7.88% | 0.33% |
| AAPLApple, Inc | 7.05% | 7.15% | 0.10% |
| MSFTMicrosoft Corp | 5.36% | 5.68% | 0.32% |
| AMZNAmazon.Com Inc | 4.13% | 3.81% | 0.32% |
| GOOGLAlphabet Inc,class A | 3.24% | 3.03% | 0.21% |
| AVGOBroadcom Inc | 2.86% | 2.46% | 0.40% |
| GOOGAlphabet Inc | 2.62% | 2.57% | 0.05% |
| METAMeta Platforms Inc | 1.90% | 1.90% | 0.00% |
| TSLATesla Inc | 1.36% | 1.88% | 0.52% |
| JPMJpmorgan Chase | 1.46% | 1.69% | 0.23% |
89.3% of XBFR is already inside VOO.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, VOO or XBFR?
VOO has an expense ratio of 0.03% while XBFR charges 0.79%. VOO is the cheaper option, by $76 a year on a $10,000 investment.
What is the holdings overlap between VOO and XBFR?
89.3% of XBFR's money is in holdings VOO also owns. 89.3% of XBFR's is in holdings VOO also owns. They hold 114 positions in common, counted across the 494 positions we hold weights for in VOO and 182 in XBFR.
Which pays a higher dividend, VOO or XBFR?
VOO yields 1.04% while XBFR yields 0.10%, so VOO currently pays the higher dividend yield.
Is XBFR better than VOO?
VOO has a lower expense ratio. VOO is less concentrated, with 37.6% of the fund in its ten largest positions against 38.1%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.