VYM vs XSPI
Vanguard High Dividend Yield ETF vs NEOS Boosted S&P 500 High Income ETF
Quick Verdict
VYM has a lower expense ratio. VYM offers more diversification with 616 holdings.
Side-by-Side Comparison
| Metric | VYM | XSPI | Winner |
|---|---|---|---|
| Expense Ratio | 0.04% | 0.98% | |
| AUM | $81.6B | $102M | |
| Dividend Yield | 2.24% | 8.37% | |
| Holdings | 616 | 475 | |
| YTD Return | +15.34% | +11.34% | |
| 1Y Return | +23.24% | - | |
| 3Y Return (annualized) | +19.22% | - | |
| 5Y Return (annualized) | +12.21% | - | |
| Volatility (annualized) | 14.6% | - | |
| Max Drawdown | -58.8% | -11.6% | |
| Fund Family | Vanguard (US) | NEOS | |
| Category | Equity | Alternative | |
| Inception | Nov 10, 2006 | Feb 2, 2026 |
VYM vs XSPI Performance
Vanguard High Dividend Yield ETF (VYM) is a ETF from Vanguard (US) and NEOS Boosted S&P 500 High Income ETF (XSPI) is a ETF from NEOS. Year to date, VYM is up 15.34% versus a gain of 11.34% for XSPI.
Risk: Volatility and Drawdowns
The deepest peak-to-trough decline in our data was -58.8% for VYM and -11.6% for XSPI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
Fees and Cost Over Time
VYM charges 0.04% per year while XSPI charges 0.98%. On a $10,000 position that is $4 vs $98 annually, a gap of $94 per year that compounds over a long holding period. On income, VYM currently yields 2.24% against 8.37% for XSPI.
Holdings Overlap
VYM and XSPI share 238 holdings out of 862 unique holdings combined, representing a 33.5% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, VYM or XSPI?
VYM has an expense ratio of 0.04% while XSPI charges 0.98%. VYM is the cheaper option. On a $10,000 investment, that is $94 per year of difference.
What is the holdings overlap between VYM and XSPI?
VYM and XSPI share 238 common holdings with a 33.5% weight overlap. Combined, they hold 862 unique securities.
Which pays a higher dividend, VYM or XSPI?
VYM yields 2.24% while XSPI yields 8.37%, so XSPI currently pays the higher dividend yield.
Popular ETF Comparisons
Get Full ETF Analytics
Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.