PFSI Stock Forecast, Price Targets, Chart, Dividends & Analysis
PennyMac Financial Services Inc.
PFSI 
NYE
Sector: Financial Services
Industry: Specialty Finance
100.52
USD
-1.25
(-1.23%)
Previous close: 101.77 Open: 99.31 Bid: 40.19 Ask: 160.75
52 week range
85.74 119.13
Mkt Cap: 5,145 M Avg Vol (90 Days): 384,969
Last updated: Tuesday 20th May 2025
Metrics
Valuation
Returns
7 Day Return | 1.49% | |
1 Month Return | 6.69% | |
3 Month Return | -1.27% | |
1 Year Return | 7.88% | |
3 Year Return | 117.97% | |
5 Year Return | 235.33% | |
YTD Return | -1.59% |
Risk
Dividends
Analyst Estimates
Financial Health
Technicals
RSI (14 Day) | 56.20 |
14 Day SMA ($) | 98.58 |
14 Day EMA ($) | 98.84 |
Money Flow Index | 34.16 |
Average True Range | 2.91 |
50 Day SMA ($) | 97.89 |
200 Day SMA ($) | 102.80 |
ADX | 18.31 |
MACD | -0.10 |
Growth
Peers
| Stock | Dividend | Market Cap (B) | PE | Price ($) |
|---|
Financials
PFSI Income Statement
Annual
| Invalid date | Dec-16 | Dec-18 | Dec-19 | Dec-20 | Dec-21 | Dec-22 | Dec-23 | Dec-24 | |
|---|---|---|---|---|---|---|---|---|---|
| AllowancesForConstruction | 28 M | ||||||||
| Amortization of intangibles | -31 M | -3 M | 6 M | 17 M | 20 M | 24 M | 43 M | 48 M | |
| Basic EPS from continuing operations | 2.62 | 5.02 | 21.91 | 15.73 | 8.96 | 2.89 | 6.11 | ||
| Basic EPS total | 2.62 | 5.02 | 21.91 | 15.73 | 8.96 | 2.89 | 6.11 | ||
| Basic weighted shares outstanding | 34 M | 78 M | 75 M | 64 M | 53 M | 50 M | 51 M | ||
| Cost of sales | -1,052 M | ||||||||
| Depreciation | -33 M | -13 M | 15 M | 26 M | 29 M | 34 M | 53 M | 56 M | |
| Depreciation unreconciled | 6 M | ||||||||
| DepreciationAndAmortization | 6 M | -13 M | 15 M | 26 M | 29 M | 34 M | 53 M | 56 M | |
| Diluted EPS total | 2.59 | 4.89 | 20.92 | 14.87 | 8.5 | 2.74 | 5.84 | ||
| Diluted normalized net income/share | 2.59 | 4.89 | 20.92 | 14.87 | 8.5 | 2.74 | 5.84 | ||
| Diluted weighted shares outstanding | 35 M | 80 M | 79 M | 67 M | 56 M | 53 M | 53 M | ||
| Dividends paid per share | 1.0 | ||||||||
| Earnings from equity interest | 22 M | ||||||||
| EarningsFromEquityInterestNetOfTax | 22 M | ||||||||
| FeesAndCommissions | 622 M | 711 M | 711 M | -331 M | -174 M | -114 M | -164 M | ||
| GeneralAndAdministrativeExpense | -10 M | -12 M | 14 M | ||||||
| Gross operating profit | 423 M | ||||||||
| ImpairmentOfCapitalAssets | -3 M | ||||||||
| Income before tax | 79 M | 268 M | 529 M | 2,241 M | 1,359 M | 665 M | 184 M | 401 M | |
| Income restructuring and M&A | -120000.0 | ||||||||
| Income taxes | -57 M | 23 M | 136 M | 594 M | 356 M | 190 M | 39 M | 90 M | |
| Interest expense | -145 M | 212 M | 272 M | 391 M | 335 M | 5 M | 26 M | ||
| InterestExpenseForCapitalizedLeaseObligations | -536000.0 | 14 M | 16 M | 18 M | 20000.0 | ||||
| InterestExpenseForLongTermDebt | -536000.0 | ||||||||
| InterestExpenseForLongTermDebtAndCapitalSecurities | -536000.0 | 14 M | 16 M | 18 M | 20000.0 | ||||
| InterestExpenseNonOperating | 71 M | ||||||||
| InterestExpenseOperating | -90 M | ||||||||
| InterestIncome | 89 M | -510 M | 541 M | 217 M | 633 M | 794 M | |||
| InterestIncomeAfterProvisionForLoanLoss | 72 M | 77 M | -25 M | -91 M | -41 M | -5 M | -26 M | ||
| InterestIncomeFromDeposits | 2 M | 10 M | 6 M | 3 M | |||||
| InterestIncomeFromInvestmentSecurities | 89 M | 282 M | 244 M | 300 M | 294 M | 633 M | 794 M | ||
| InterestIncomeFromSecurities | 89 M | 282 M | 244 M | 300 M | 294 M | 633 M | 794 M | ||
| MarketingExpense | 8 M | 9 M | 45 M | 47 M | 18 M | 22 M | |||
| MinorityInterests | -157 M | 2,062 M | 3,389 M | ||||||
| Net income from total operations | 136 M | -239 M | 393 M | 1,647 M | 1,003 M | 476 M | 145 M | 311 M | |
| NetIncomeCommonStockholders | 136 M | -239 M | 558 M | 1,647 M | 1,003 M | 476 M | 145 M | 311 M | |
| NetIncomeContinuousOperations | 136 M | -239 M | 393 M | 1,647 M | 1,003 M | 476 M | 145 M | 311 M | |
| NetInterestIncome | 72 M | 77 M | -25 M | -91 M | -41 M | -5 M | -26 M | ||
| NetNonOperatingInterestIncomeExpense | -71 M | ||||||||
| NonInterestExpense | 690 M | 443 M | 665 M | 1,186 M | 1,047 M | 998 M | 890 M | ||
| NonInterestIncome | 816 M | 1,658 M | 5,829 M | -1,214 M | -436 M | -942 M | -1,402 M | ||
| NonRecurringOperationExpense | 5 M | 163 M | 2 M | ||||||
| Normalized income | 1,590 M | ||||||||
| Operating income | 178 M | ||||||||
| Operating income before depreciation (EBITDA) | 132 M | ||||||||
| OperatingExpense | 245 M | ||||||||
| Other income net | 28 M | ||||||||
| Other special charges | 164 M | -194 M | -290 M | -146 M | 1,321 M | 1,218 M | 1,193 M | ||
| OtherCustomerServices | 37 M | -19 M | -103 M | -331 M | -174 M | -114 M | -164 M | ||
| OtherGandA | -10 M | -12 M | 14 M | ||||||
| OtherInterestExpense | 274 M | 10 M | 8 M | 391 M | 335 M | 5 M | 26 M | ||
| OtherInterestIncome | -120 M | -792 M | 297 M | 217 M | |||||
| OtherNonInterestExpense | 94 M | 101 M | 144 M | 193 M | 187 M | 180 M | 195 M | ||
| OtherNonInterestIncome | 9 M | 9 M | 7 M | 6 M | 12 M | 13 M | 27 M | ||
| OtherOperatingExpenses | 15 M | ||||||||
| OtherWriteDown | -12 M | ||||||||
| ProfessionalExpenseAndContractServicesExpense | 28 M | 33 M | 64 M | 94 M | 73 M | 61 M | 38 M | ||
| PromotionAndAdvertising | -2 M | ||||||||
| RentAndLandingFees | -10 M | -12 M | 14 M | ||||||
| Research & development expense | -9 M | ||||||||
| RestructringAndMnAIncome | -120000.0 | ||||||||
| Revenue per share | 6 M | -3 M | 2 M | 36 M | 45 M | 43 M | 65 M | 77 M | |
| SalariesAndWages | 120000.0 | 403 M | 503 M | 739 M | 1,000 M | 735 M | 577 M | 633 M | |
| Selling Gen & administrative expense | 224 M | 403 M | 503 M | 747 M | 1,045 M | 782 M | 595 M | 655 M | |
| SellingAndMarketingExpense | 224 M | 8 M | 9 M | 45 M | 47 M | 18 M | 22 M | ||
| SellingExpense | 224 M | ||||||||
| ServiceChargeOnDepositorAccounts | 585 M | 730 M | 815 M | 1,075 M | 1,229 M | 1,485 M | |||
| Special income/charges | 3 M | -259 M | 93 M | 147 M | -47 M | -192 M | -342 M | -197 M | |
| Total Income available for interest expense (EBIT) | 61 M | ||||||||
| Total common shares outstanding | 78 M | 78 M | 79 M | 69 M | 55 M | 50 M | 50 M | 51 M | |
| Total net income | 136 M | -239 M | 393 M | 1,647 M | 1,003 M | 476 M | 145 M | 311 M | |
| Total ordinary shares | 52 M | 52 M | 52 M | 52 M | 52 M | 52 M | 52 M | 52 M | |
| Total revenues | 1,568 M | 888 M | 1,735 M | 5,805 M | -1,304 M | -477 M | -947 M | -1,428 M | |
| TotalExpenses | -807 M | ||||||||
| TotalRevenue | 1,568 M | 888 M | 1,735 M | 5,805 M | -1,304 M | -477 M | -947 M | -1,428 M |
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